If the Truist name is new to you, its lineage features names you’re probably familiar with.
In mid-2019, BB&T and SunTrust formally merged to become Truist Bank. Today, you can see the Truist logo and purple colors adorning the various branches around the nation.
Before the merger, I wasn’t sure how they were going to be doing promotions. BB&T had some but SunTrust was by far the more generous bank. It appears that Truist will be closer to SunTrust level generosity and that’s a good thing.
They’ve become the 6th largest bank in the nation so you know they’ll want to grow even more and that means getting more deposits. No one wakes up and says “eh, 6th is good enough.” 🙂
And as you’d expect, they currently have a strong offering of $400:
💰 Get up to $2000 from a Citi Priority Account Today!
Citi Priority is offering up to $2000 when you open a Citi Priority Account by 4/4/2023.
Then, within 20 days of opening your account, deposit New-to-Citi® funds and keep it there for 60 days after the 21st day. The bonus is based on the amount you transfer.
This is a limited time offer so don’t wait!
👉 This Bank of America’s $100 Bonus Offer is very popular too!
Table of Contents
About Truist Bank
Truist Bank is insured by the FDIC under FDIC Certificate #9846, which was formerly the certificate of BB&T. They are a Non-member Bank of the Federal Reserve System and headquartered in Charlotte, NC.
Truist Bank is legit and their offer is great.
Here it is:
How to Get $400 from Truist Bank
We keep a bigger list of banks offering new account cash bonuses in case this offer doesn’t appeal to you. Sometimes there are banks offering similar amounts (such as Wells Fargo’s $325 offer).
Truist Bank Bonus Summary
- What you get: $400 cash bonus
- Who qualifies: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- Promotion code: CHKQ123TRUIST1
- Where to open: Online or in-branch (bring a code)
- How to get it:
- Open a Truist Bright, Truist Fundamental or Truist Dimension checking account,
- receive two qualifying direct deposits totalling $1,000 or more within 90 days of account opening,
- get a $400 bonus!
- When does it expire: 4/14/2023
You can get $400 when you open a Truist Bright, Truist Fundamental or Truist Dimension checking account and receive two qualifying direct deposits totalling $1,000 or more within 90 days of account opening.
Open to residents of AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. You cannot have an existing personal checking account with Truist Bank or have closed one on or after 9/30/21
The Truist Dimension Checking has a $50 monthly fee but you avoid it by satisfying one of these conditions:
- Make $3,000 or more in total qualifying monthly Direct Deposits OR
- keeping a $10,000 total combined relationship balances linked across deposits and investments OR
- Linked personal Truist Credit Card, Mortgage, or Loan OR
- Linked Small Business Checking account
You can open this online or in a branch but you still need to meet residency requirements if you open it online. You must use the promotion code CHKQ123TRUIST1 (it’s listed on the promotional page) to get the bonus.
Also, review our guide on bank account bonuses so you know what to look for with bonuses like this.
(Expires 4/14/2023)
Previous Truist Bank Promotion Codes
If you need to know what the previous codes are, here they are:
- For 2/1/2022 through 4/30/2022 – the promotion code was TR1CHK22B ($500 bonus)
- For the period ending 7/14/2022 – the promotion code was CHECKINGQ222 ($300 bonus)
- For the period ending 12/30/2022 – the promotion code was TRUIST1CHKQ422 ($200 bonus)
- For the period ending 4/14/2023 – the promotion code was CHKQ123TRUIST1 ($400 bonus)
Truist Business Checking – $200
Truist Bank has a $200 checking bonus when you open a new SunTrust Business Checking Account.
Open a Simple Business Checking, Primary Business Checking or SunTrust Business Advantage Plus account online or inside a branch with the promo code SB22NEW2BIZ6 then – make cumulative qualifying deposits of $1,500+ into your new account within 30 days of account opening AND Enroll and Sign In to Truist Online Banking for Business within 30 days of account opening.
Check the terms of each account type for the features that meet your business needs. For example, the Business Advantage Plus requires a $20,000 minimum daily collected balance and includes 500 transactions and $10,000 cash processing included.
The business must have a physical address in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
(Offer expires 2/28/2023)
Find a Truist Bank Near You
It’s really easy to find a Truist Bank location, just use their bank locator. You will notice that after the merger, you get access to the previously SunTrust and BB&T locations throughout the country:
Truist Bank Routing Numbers
This can get a little tricky to look up because Truist Bank is a merger of two banks, BB&T and SunTrust. The ABA routing number you use will depend on where you opened your account. The simplest way is to look on your personal checks (see: how to find your routing number) but if you don’t have one, you’ll have to do a little sleuthing.
If you previously had a SunTrust account, the ABA routing number is 061000104.
If you previously had a BB&T account, your ABA routing number will be based on the state you opened your account:
| State | Routing Number |
|---|---|
| Alabama | 062203984 |
| District of Columbia | 054001547 |
| Florida | 263191387 |
| Georgia | 061113415 |
| Indiana | 083974289 |
| Kentucky | 083900680 |
| Maryland | 055003308 |
| New Jersey | 031204710 |
| North Carolina | 053101121 |
| Ohio | 042102267 |
| Pennsylvania | 031309123 |
| South Carolina | 053201607 |
| Tennessee | 064208165 |
| Texas | 111017694 |
| Virginia | 051404260 |
| West Virginia | 051503394 |
How Does This Promotion Compare?
SunTrust has a comparable offer to what’s currently available. The $400 bonus is solid but the deposit requirement may be high for some people.
⭐Citi Priority Account – up to $2000
Citi Priority is offering up to $2000 bonus when you open an account by 4/4/2023. Then, within 20 days of opening your account, deposit at least $10,000 in New-to-Citi® funds and keep it there for 60 days after the 21st day. The bonus amount is based on how much you can transfer but the lowest tier starts at $10,000.
Discover Online Savings Account – $150 or $200
Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH223 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.
Bank of America – $100 Bonus Offer
Bank of America offers a $100 Bonus Offer cash bonus if you open a new account and set up and receive qualifying direct deposits totaling $1,000 or more into that account within 90 days of account opening. It has a monthly fee that is easy to have waived.
Chase Total Checking® – $200
Chase Bank will give you $200 when you open a Total Checking account and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!
Albert – $150
Albert will give you $150 when you open an account and receive a qualifying direct deposit of at least $500 within 45 days and spend at least $200 on goods and services every 30 days for 90 consecutive days with your Albert debit card.
No matter which offers you choose, you walk away with a few hundred dollars for your trouble!
Ray says
Heads up there’s regional restrictions for SunTrust
> The qualifying checking account must have a mailing address in the following states: Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, or the District of Columbia.
Yes, there are, like with many banks, you can only open an account if you live where they have a location. Thanks Ray!