Best Capital One Credit Card Bonuses (May 2022)

We live in the Washington D.C. region and I was surprised to learn that one of the unspoken perks of a Capital One card was that you could get discounts at Capital One Arena. For example, during Washington Wizards games you get 10% discount on food from the concession stands.

There is one thing about Capital One cards that I did know before visit Capital One Arena – they have some of the best welcome bonuses on cards without an annual fee. And they also have some of the most generous cashback offer schedules too – also without an annual fee.

If you are looking for a Capital One credit card promotion, you’re in the right place.

A lot of the higher welcome bonus cards tend to be cobranded with a hotel or airline and so the fees come with the territory. Of the cards we list below, none of them are cobranded and only a few have fees.

They all have generous bonuses – let’s check them out.

Table of Contents
  1. Capital One Spark Cash Select – $500
  2. Capital One Spark Cash Plus – up to $1,000 cash bonus
  3. Capital One Venture Rewards Credit Card – 75,000 miles
  4. Capital One VentureOne Rewards Credit Card – 20,000 miles
  5. Capital One Quicksilver Cash Rewards Credit Card – $200 Cash Back
  6. Capital One SavorOne Cash Rewards Credit Card – $200 Cash Back
  7. Capital One Venture X Rewards Credit Card – 75,000 miles
Card NameWelcome OfferAnnual Fee
Capital One Spark Cash Select (Business)$500$0
Capital One Spark Cash Plus (Business)up to $1,000 cash bonus $150
Capital One Venture Rewards Credit Card75,000 miles $95
Capital One VentureOne Rewards Credit Card20,000 miles $0
Capital One Quicksilver Cash Rewards Credit Card $200 Cash Back $0
Capital One SavorOne Cash Rewards Credit Card $200 Cash Back$0
Capital One Venture X Rewards Credit Card75,000 miles$395

Capital One Spark Cash Select – $500

Capital One Spark Cash PlusThis first card is a business card because the offer is just so good. With the Capital One Spark Cash Select, you can earn $500 after you spend $4,500 in the first 3 months from account opening.

The card has an annual fee of $0!

Also, you earn unlimited 1.5% cash back on every purchase.

If you have a business and are looking for a juicy welcome bonus, I have a hard time finding one better than this one (for $0 annual fee).

👉 Learn more about this card

Capital One Spark Cash Plus – up to $1,000 cash bonus

Capital One Spark Cash PlusThe Capital One Spark Cash Plus is another business card with an eye-watering bonus but it’s a two part bonus all based on spend.

To earn up to $1,000 cash bonus:

  • You get $500 once you spend $5,000 in the first 3 months and ,
  • you get another $500 once you spend $50,000 in the first 6 months of account opening.

You also unlimited 2% cash back on every purchase, with no limits. Depending on your spend, this card may make a lot of sense for your business.

Oh finally, another big difference between the Spark Cash Plus and the Spark Cash Select is that the Plus card has an annual fee of $150. Larger annual fee but with a higher cashback rate and bonus, it is quite appealing.

👉 Learn more about this card

Capital One Venture Rewards Credit Card – 75,000 miles

Capital One Venture Rewards Credit CardThe Capital One Venture Rewards Credit Card has a welcome bonus of 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel, but that’s just the beginning.

You also earn unlimited 2x miles on every purchase, every day.

Oh, do you use Global Entry or TSA PreCheck? You can get up to $100 reimbursement on those those application fees when you pay for them with your card.

The annual fee is $95.

👉 Learn more about this card

Capital One VentureOne Rewards Credit Card – 20,000 miles

Capital One VentureOne Rewards Credit CardThe Capital One VentureOne Rewards Credit Card is a $0 annual fee rewards card with a slightly lower bonus – 20,000 miles once you spend $500 on purchases within 3 months from account opening.

Cashback schedule is simpler, earn 5X miles on hotels and rental cars booked through Capital One Travel and earn unlimited 1.25X miles on every purchase.

A straightforward card with a good base cashback reward.

👉 Learn more about this card

Capital One Quicksilver Cash Rewards Credit Card – $200 Cash Back

Capital One Quicksilver Cash Rewards Credit CardThe Capital One Quicksilver Cash Rewards Credit Card has a welcome bonus of $200 Cash Back after you spend $500 on purchases within 3 months from account opening.

If you like cash – this card is it. You earn 1.5% cashback on every purchase.

The annual fee is $0.

👉 Learn more about this card

Capital One SavorOne Cash Rewards Credit Card – $200 Cash Back

Capital One Savor CardDo you like dining out and entertaining? Then take a peek at the Capital One Capital One SavorOne Cash Rewards Card. You earn 3% Cash Back on dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart and Target), plus 1% Cash Back on all other purchases.

That cash back rate at restaurants and entertainment is nice!

Also, for a welcome bonus, earn $200 Cash Back after you spend $500 on purchases in the first three months.

The annual fee is $0. Pretty sweet.

👉 Learn more about this card

Capital One Venture X Rewards Credit Card – 75,000 miles

Capital One® Venture® X Rewards CardThe Capital One Venture X Rewards Credit Card is Capital One’s premium travel credit card with its hefty annual fee of $395 and laundry list of perks that help offset the cost.

The welcome offer is nice – 75,000 miles after you spend $4,000 in purchases within the first 3 months.

As for perks, you get up to $300 in statement credits when booking through Capital One Travel as well as up to a $100 credit for Global Entry or TSA PreCheck. These high dollar perks are what helps justify the higher annual fee.

👉 Learn more about this card

Which one will you get?

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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