Save more, earn more, and invest better today

I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.

We offer no products, no services – just information to help you become better with your money.

As Seen In:

Newest Articles

50 Fun Birthday Ideas for Kids, Teens, and Adults

It can be tough to find fun birthday ideas. After all, you have to consider your budget, the age of the person whose birthday you're celebrating, their likes, dislikes, and more. To help you get inspired, hare 50 fun birthday ideas spanning all age ranges and tastes.

Avoid Status Games

Status games are expensive and you may not even consciously realize you're playing them. Here's how to stop and reclaim your life.

DoorDash vs. GrubHub: Which Is the Best Food Delivery App for Your Side Hustle?

Meal delivery jobs are among the most popular in the gig economy, as they enable you to earn decent pay while maintaining a flexible schedule. DoorDash and GrubHub are two of the most popular platforms for food delivery drivers because they let you earn money in big cities and small towns. But which app is better? Learn more.

What Happens to My 401(k) When I Quit?

There are many things to think about when you decide to switch employers, including what will happen to your 401(k). The good news is that your retirement savings don’t disappear like other employer-provided benefits, such as health insurance and paid leave. Here are 5 options for your 401(k) after you quit.


Maximize Your Savings

Best 12-Month CD Rates – 4.60% APY (February 2023)

Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.

Best No Penalty CD Rates – 4.50% APY (February 2023)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.


Put Cash In Your Pocket

The 15 Best Work From Home Online Jobs (2022 Update)

Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.

How to Get Free Stock from These 8 Brokerage Companies

Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.

How to invest in yourself

If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.

7 income streams of millionaires: an open discussion of passive income

Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.

DoorDash vs. GrubHub: Which Is the Best Food Delivery App for Your Side Hustle?

Meal delivery jobs are among the most popular in the gig economy, as they enable you to earn decent pay while maintaining a flexible schedule. DoorDash and GrubHub are two of the most popular platforms for food delivery drivers because they let you earn money in big cities and small towns. But which app is better? Learn more.

34 Best Jobs for 15-Year-Olds

Are you a young teenager searching for a job or a parent ready for your teen to start making some money? To help you think of job ideas, I've compiled the following list of jobs for 15-year-olds. Find out which companies are willing to hire kids as young as 15. Some of the names listed here might surprise you.

Best Jobs for 14-Year-Olds: 21 Jobs for Younger Teenagers

Believe it or not, many companies hire kids as young as fourteen. In addition, there are plenty of side hustles 14-year-olds can start on their own. If you're a young teen, or the parent of a teen looking for a job, I've compiled a list of 21 top jobs for 14-year-olds.

Avoid Status Games

Status games are expensive and you may not even consciously realize you're playing them. Here's how to stop and reclaim your life.

Marcus vs. American Express Savings: Which Is Better?

The Marcus Online Savings account and the American Express Online Savings account are popular options. Both offer attractive interest rates and no monthly fees. But while you can't go wrong with either account, Here's a head-to-head comparison to help you determine which is more suitable for your money.

What are Toyota IncomeDriver Notes?

Did you know that you can buy notes from car financing companies? Toyota, GM, Mercedes, and more will take your money and offer you yield comparable to online savings accounts – but are they worth it? We break it down.

What Happens to My 401(k) When I Quit?

There are many things to think about when you decide to switch employers, including what will happen to your 401(k). The good news is that your retirement savings don’t disappear like other employer-provided benefits, such as health insurance and paid leave. Here are 5 options for your 401(k) after you quit.

401K Withdrawal Rules: How to Withdraw from a 401K Without a Penalty

Too many Americans are withdrawing money from their retirement plans early. While retirement savings contributions are tax deductible, you may be subject to income tax and an additional penalty for withdrawing early. If you think you need to withdraw from your 401K, here are nine ways to do it penalty-free

FXIAX vs. VOO: Which Fund Should You Choose?

Investment funds that track the S&P 500 index make up the core holdings in many investment portfolios, and Fidelity's S&P 500 Index Fund (FAIAX) and Vanguard's S&P 500 ETF (VOO) are two of the most popular. Of the two, which fund should you choose for your portfolio? It's a close call.

How to Buy and Invest in Vacation Rentals

Owning a vacation rental can be a profitable way to make money from an investment property or a second home in a popular tourist destination. But there are several ways to invest, and each approach has its pros and cons. Here are several things to consider, along with the best platforms to buy vacation rentals.


Build a Financial Fortress

Do You Have a Money Field Manual?

A money field manual is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.

Drawing Your Financial Map

Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

Learn More

Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

Learn More

Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

Learn More

As Seen In: