Learn to manage your money in less time so you can enjoy more life

Hi, I'm Jim. I created WalletHacks.com to help you make better financial decisions faster.

Many financial experts like to make money complicated so you need them.

We want to simplify personal finance so you can go back to doing what you love. 👉 Start here!

As Seen In:

Newest Articles

Are No-Penalty Add-On CDs the Future?

Navy Federal Credit Union has a no-penalty add-on CD, which are two CD features I've never seen combined before. Banking products are becoming increasingly flexible and I discuss why I think that is.

8 Things to Know About Your ESPP

Employee stock purchase plans, or ESPPs, are a valuable employee benefit that some companies offer.
However, there are important rules, features, and tax implications to consider before signing up for your company's ESPP. Here's what you need to know.

16 Best Banks For Digital Nomads

Digital nomads need a bank that can help them manage their money while traveling. Critical features include low monthly and foreign transaction fees, global ATM access, the ability to pay bills and transfer funds, and responsive customer support. If you're a digital nomad or planning to become one, here are 16 of the best banks for digital nomads. Learn more.

My Favorites

If You Want to Get Rich, You Better Do It Slowly

Slow and boring have their place. In fact, slow and boring are often some of the most reliable ways of doing anything. Whether you're building a house, growing your wealth, or just trying to get fitter – slow and steady wins the race.

The Rule of 10

How much is $100 worth in 30 years? If it grows at 8% a year, it'll be worth over a thousand dollars. Learn how the Rule of 10 can be your friend in learning how to save for your retirement.


Maximize Your Savings

Best 12-Month CD Rates – 5.30% APY (April 2024)

Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.

Best No Penalty CD Rates – 5.36% APY (April 2024)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.


Put Cash In Your Pocket

17 Best Work From Home Online Jobs (2024)

Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.

How to Get Free Stock from These 8 Brokerage Companies

Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.

How to invest in yourself

If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.

7 income streams of millionaires: an open discussion of passive income

Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.

Free PayPal Money: 13 Ways to Earn and Redeem PayPal Cash

One of the great things about getting paid via PayPal is that it's easy to convert your money to cash. Did you know that there are many legit ways to earn PayPal cash? When you visit various sites and complete simple tasks, companies will deposit money right into your PayPal account.

What Is Drop Servicing? How to Start a Drop Servicing Business

Drop servicing is a great way to scale a freelance business, but it has its challenges, too. Bringing on a team of sub-contractors adds complexity and you need to make sure there's enough money left over after everyone gets paid. Our guide explains how drop servicing works and shows you how to start a drop servicing business. Learn more.

First Horizon Bank Bonus: $450 Checking

First Horizon Bank has a $450 bonus on their checking account with very reasonable qualification requirements. If you've been thinking about getting this account, see how you can get a $450 bonus.

Are No-Penalty Add-On CDs the Future?

Navy Federal Credit Union has a no-penalty add-on CD, which are two CD features I've never seen combined before. Banking products are becoming increasingly flexible and I discuss why I think that is.

9 Apps Like MoneyLion 

MoneyLion is a personal finance app offering cash advances, credit cards, and personal loans. You can also invest in fully managed portfolios as well as crypto. But MoneyLion isn't the only fintech offering these types of services. Here are 9 apps like MoneyLion. Learn more.

8 Things to Know About Your ESPP

Employee stock purchase plans, or ESPPs, are a valuable employee benefit that some companies offer.
However, there are important rules, features, and tax implications to consider before signing up for your company's ESPP. Here's what you need to know.

Vanguard Sells Retirement Accounts to Ascensus

Vanguard has sold nearly all of its retirement accounts (except the SEP-IRA) to Ascensus. We use a Solo-401(k) at Vanguard so we break down what this changes looks like to us what we will do next.

What is an Interval Fund?

Interval funds are closed end funds that limited redemptions to set periods – this gives them the ability to invest in more complex instruments. But should you be investing in these types of funds?


Build a Financial Fortress

Drawing Your Financial Map

Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.

Do You Have a Treasure Map?

A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

Learn More

Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

Learn More

Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

Learn More

As Seen In: