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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.
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Newest Articles
50 Fun Birthday Ideas for Kids, Teens, and Adults
It can be tough to find fun birthday ideas. After all, you have to consider your budget, the age of the person whose birthday you're celebrating, their likes, dislikes, and more. To help you get inspired, hare 50 fun birthday ideas spanning all age ranges and tastes.
Avoid Status Games
Status games are expensive and you may not even consciously realize you're playing them. Here's how to stop and reclaim your life.
DoorDash vs. GrubHub: Which Is the Best Food Delivery App for Your Side Hustle?
Meal delivery jobs are among the most popular in the gig economy, as they enable you to earn decent pay while maintaining a flexible schedule. DoorDash and GrubHub are two of the most popular platforms for food delivery drivers because they let you earn money in big cities and small towns. But which app is better? Learn more.
What Happens to My 401(k) When I Quit?
There are many things to think about when you decide to switch employers, including what will happen to your 401(k). The good news is that your retirement savings don’t disappear like other employer-provided benefits, such as health insurance and paid leave. Here are 5 options for your 401(k) after you quit.
Maximize Your Savings
Best High-Yield Online Savings Accounts of February 2023
The cornerstone of any good financial system starts with finding a savings account that works for you. The best savings…
Best 12-Month CD Rates – 4.60% APY (February 2023)
Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.
Best No Penalty CD Rates – 4.50% APY (February 2023)
With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.
Put Cash In Your Pocket
47 Best Bank Account Bonus & Promotions (Updated Daily)
Check out the latest bank account bonus and promotions from best banks and credit unions. Our list of the best offers is updated daily with offers topping several hundred dollars each.
17 Best Brokerage Account Promotions and Bonuses for February 2023
Find the best brokerage account promotions and bonuses from top online brokers. Our list is updated frequently with the latest offers and deals to help you earn cash bonuses and rewards on your investment accounts.
The 15 Best Work From Home Online Jobs (2022 Update)
Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.
How to Get Free Stock from These 8 Brokerage Companies
Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.
The Prime Directive of Personal Finance
There are many “money rules” but if you follow the “Prime Directive,” you won't need to remember the rest.
6.5 Big Money Decisions You MUST Get Right to Get Rich
Learn how to make the right money decisions to build wealth and achieve financial success. This post covers the Big Money Decisions where your choices can make an outsized impact on your financial future.
How to invest in yourself
If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.
7 income streams of millionaires: an open discussion of passive income
Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.
DoorDash vs. GrubHub: Which Is the Best Food Delivery App for Your Side Hustle?
Meal delivery jobs are among the most popular in the gig economy, as they enable you to earn decent pay while maintaining a flexible schedule. DoorDash and GrubHub are two of the most popular platforms for food delivery drivers because they let you earn money in big cities and small towns. But which app is better? Learn more.
Laurel Road Bank Promotions: $440 for Checking
Laurel Road has a great new promotion that pays you $440 in your first year as a customer if you meet a few easy conditions (including a direct deposit).
34 Best Jobs for 15-Year-Olds
Are you a young teenager searching for a job or a parent ready for your teen to start making some money? To help you think of job ideas, I've compiled the following list of jobs for 15-year-olds. Find out which companies are willing to hire kids as young as 15. Some of the names listed here might surprise you.
Best Jobs for 14-Year-Olds: 21 Jobs for Younger Teenagers
Believe it or not, many companies hire kids as young as fourteen. In addition, there are plenty of side hustles 14-year-olds can start on their own. If you're a young teen, or the parent of a teen looking for a job, I've compiled a list of 21 top jobs for 14-year-olds.
Avoid Status Games
Status games are expensive and you may not even consciously realize you're playing them. Here's how to stop and reclaim your life.
Marcus vs. American Express Savings: Which Is Better?
The Marcus Online Savings account and the American Express Online Savings account are popular options. Both offer attractive interest rates and no monthly fees. But while you can't go wrong with either account, Here's a head-to-head comparison to help you determine which is more suitable for your money.
Costco Coupon Book (Feb 2023): Color Ad Scans
See what's in the January 2024 Costco coupon bookd, which is valid from 12/28/22 – 1/22/23). We have full color scans and a list of all the sales so you can search it quickly.
What are Toyota IncomeDriver Notes?
Did you know that you can buy notes from car financing companies? Toyota, GM, Mercedes, and more will take your money and offer you yield comparable to online savings accounts – but are they worth it? We break it down.
What Happens to My 401(k) When I Quit?
There are many things to think about when you decide to switch employers, including what will happen to your 401(k). The good news is that your retirement savings don’t disappear like other employer-provided benefits, such as health insurance and paid leave. Here are 5 options for your 401(k) after you quit.
401K Withdrawal Rules: How to Withdraw from a 401K Without a Penalty
Too many Americans are withdrawing money from their retirement plans early. While retirement savings contributions are tax deductible, you may be subject to income tax and an additional penalty for withdrawing early. If you think you need to withdraw from your 401K, here are nine ways to do it penalty-free
FXIAX vs. VOO: Which Fund Should You Choose?
Investment funds that track the S&P 500 index make up the core holdings in many investment portfolios, and Fidelity's S&P 500 Index Fund (FAIAX) and Vanguard's S&P 500 ETF (VOO) are two of the most popular. Of the two, which fund should you choose for your portfolio? It's a close call.
How to Buy and Invest in Vacation Rentals
Owning a vacation rental can be a profitable way to make money from an investment property or a second home in a popular tourist destination. But there are several ways to invest, and each approach has its pros and cons. Here are several things to consider, along with the best platforms to buy vacation rentals.
Build a Financial Fortress
Do You Have a Money Field Manual?
A money field manual is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.
Drawing Your Financial Map
Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.
How to Build A Financial Plan without a Professional Financial Planner
You don't need to hire a financial planner to build a financial plan. We share how to build one on your own and what questions you need to answer to be accurate, complete, and effective.
How to Organize Your Financial Documents Like the Library of Congress
My simple 3-step method of organizing our financial documents is easy to follow, execute on, and will make your life so much easier when it comes to paperwork.
Wallet Hack Guides:
Epic Life Events
These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.
Learn MoreGrand Goals
Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.
Learn MoreMoney Saving Guides
These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.
Learn More