$1,000 Bank Bonus Offers (December 2023)

Are you looking for a bank that will give you over a thousand dollars to open an account?

Banks usually go one of two ways when it comes to bank bonuses – they require you to set up a direct deposit OR you can move over a large sum of money and hold it there for a few months.

A lot of banks will offer you a few hundred dollars to move your direct deposit, but for the truly big money – we’re talking thousands of dollars – they want you to move over a large sum. If you have a bit of cash sitting around, you could get even more.

Maybe you just sold something big – a business, a house, another major asset – and you need to hold that cash somewhere safe for a few months before you do something with it (buy another house, business, or major asset!).

Whatever the case, it’s possible to make extra cash with some of these bank offers:

Here’s a summary of the bonus details below.

The table lists the maximum bonus available and what it takes to get that bonus. In some of the deals, there are even higher tiers but this table lists just the lowest above-$1,000 tier and the requirements.

We included some credit cards in this list too, since you can get a bonus of over $1,000, so the terms are usually spend related, rather than deposit related.

Citi Priority Account — up to $2000

Our first offer comes from Citi®.

The Citi Priority Account is the top offer we have available for this – they are offering up to $2000 when you open an eligible checking account and:

• Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
• Maintain a minimum balance for 60 consecutive calendar days from the 21^st day.
• If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
• Bonus will be paid within 30 days after you successfully complete all required activities.

The bonus amount will vary based on the amount you deposit, it’s a tiered bonus based on this schedule:

Member FDIC.

👉 Learn more about the Citi Priority Account offer

Citigold® Checking Account — up to $2000

Much like the offer above, you can opt for a Citigold® Checking Account too. Just deposit $10,000 or more in New-to-Citi funds in eligible linked accounts within 20 days and then maintain that balance for 60 days following the 21st day.

Again, much like the above bonus offer, the bonus you earn is based on the amount you deposit.

The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.

So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citi® and are not subject to backup withholding, you can participate in the Welcome Checking Cash Bonus Offer in select markets.

Chase Private Client – up to $3,000

Chase Private Client has a bonus of up to $3,000 when you open a new Chase Private Client Checking^SM account with qualifying activities.

The bonus is based on how much you deposit.

Within 45 days of enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts. This eexcludes Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, J.P. Morgan Wealth Management retirement accounts and CDs.

Your bonus will be determined on day 45. Then, maintain your new money for 90 days from coupon enrollment and it will be added to your account within 40 days.

👉 Learn more about Chase Private Client

Chase Sapphire Preferred Card – 60,000 Ultimate Rewards points

The Chase Sapphire Preferred card has a great welcome bonus – earn 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months.

Normally, Chase Ultimate Rewards points are worth about a penny a piece but when you have the Chase Sapphire Preferred Card, your points are worth 25% more when you use their travel portal. This means the value is about a thousand dollars once you factor in that bump up.

The card is also solid as a daily use card (it’s our primary credit card) because the cashback rewards schedule is so favorable. I go into greater detail in our review of whether the Chase Sapphire Preferred card is worth it.

It has an annual fee of $95.

👉 Learn more about Chase Sapphire Preferred card

Capital One Spark Cash Plus – $1,200 cash bonus

If you run a business, you may be interested in the Capital One Spark Cash Plus. With this card, you can earn $1,200 cash bonus after you spend after spending at least $30,000 and using the card within three months of account opening.

This card has an annual fee of $150!

Best of all, you earn unlimited 2% cash back on every purchase, with no limits. This makes a strong case for it to be your standard business card (for at least a little while).

Other Bank Bonuses

As you can see, there aren’t a lot of $1,000 bonuses. It’s a lot of money and so banks make the requirements quite difficult to achieve – but it’s possible!

But at the next level, at just a few hundred dollars, there are many deals.

Here are some other popular bank bonuses, many of which are far less than $1,000, but still worth checking out:

We will continue to update this post if we find of any massive bank bonuses for you!