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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.
We offer no products, no services – just information to help you become better with your money.
Newest Articles:
Credit Karma Tax Review 2021
Credit Karma Tax offers a free way to file both your federal and state taxes. It includes business income and audit defense which are not features you will see in most free file plans.
Bank of the West New Account Promotions – $250 for Checking
If you're thinking about opening an account at Bank of the West, check out the latest promotions and get free cash to satisfy a few simple conditions!
FarmTogether Review: Invest in US Farmland
Farmland is an alternative investment that isn't correlated with the stock market. Food never goes out of style. FarmTogether allows accredited investors to buy shares in the LLCs of individual farms, earning money from rent on the land as well as price appreciation when the land sells.
How to Invest in Farmland
When it comes to investing, the two most popular options are the stock market and real estate. Within each, there…
Put Cash In Your Pocket:
51 Best New Bank Account Promotions & Bonuses (February 2021)
Banks used to offer t-shirts and toasters to get new customers to open an account. Today, they offer bonus money…
The 14 Best Brokerage Account Promotions and Bonuses for 2021
Are you looking to open a new brokerage account to manage your portfolio of investments but aren’t sure which one?…
The Prime Directive of Personal Finance
The Pareto principle is often called the 80-20 rule and refers to the idea that 80% of the results come…
6.5 Big Money Decisions You MUST Get Right to Get Rich
If you’re a fan of Greek mythology, you’ve probably heard of the king who was punished for his greed and…
How to invest in yourself
Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…
7 income streams of millionaires: an open discussion of passive income
Have you ever heard the statistic that millionaires have an average of seven streams of income? I tried to find…
Bank of the West New Account Promotions – $250 for Checking
If you're thinking about opening an account at Bank of the West, check out the latest promotions and get free cash to satisfy a few simple conditions!
The 14 Best Places To Sell Used Furniture
Which place is best to sell your used furniture depends on what you want to sell and if you are willing to ship it. If you are selling large household furniture, such as your old couch, local marketplaces like Facebook or OfferUp are probably your best bet. However, if you have high-end specialty items you'll likely need a broader market and have to ship it to the buyer. In this case, you'll want to look into places like Sotheby’s or Chairish.
Best Business Bank Account Promotions (February 2021)
If you need a business bank account, you might want to see if there's one on our list of promotions that will pay you a nice bonus to sign up!
SoFi Promotions – $100 for Money, $50 for Invest, $300 for Loan Refinance
SoFi is a financial services company that offers all kinds of financial products and services. Do you need a bank…
Honey App Review 2021 – How to Use it and What's the Catch
The Honey app automatically finds you the lowest prices and best coupon codes when you shop online. You can also earn free gift cards and it has a price drop watch list to help you find future sales. It's free and works on many of your favorite retailers including Amazon, Walmart, and Target.
How to Become a Notary
If you are an adult without a criminal background you likely qualify to become a Notary in your state. Here’s what you need to know about becoming a Notary and how you can use the designation to serve the public and earn some extra cash at the same time.
How Do CDs Work?
CDs are very safe investments that usually earn a higher interest rate than savings accounts but they require your money to be tied up for a set amount of time. When researching CDs you'll want to know the term, interest rate, and withdrawal penalty.
5 Best Robinhood Brokerage App Alternatives
If you're looking for an alternative brokerage to Robinhood, we put together a list of brokers that offer free trades, no minimums, no account fees, and (preferably) a new account bonus.
FarmTogether Review: Invest in US Farmland
Farmland is an alternative investment that isn't correlated with the stock market. Food never goes out of style. FarmTogether allows accredited investors to buy shares in the LLCs of individual farms, earning money from rent on the land as well as price appreciation when the land sells.
How to Invest in Farmland
When it comes to investing, the two most popular options are the stock market and real estate. Within each, there…
What’s the Difference Between ETFs and Mutual Funds?
While there are similarities betwen ETFs and Mutual Funds, there are also major differences. How they decide what to invest in being the biggest difference. ETFs typically follow an index while Mutual funds are usually actively managed. This means they have different risk profiles and even different tax consequences.
How To Make An Offer On A House
When making an offer on a house you'll want to be preapproved for your mortgage. This shows the sellers you are a serious buyer. You'll also want to include contingencies so you can back out if something major happens – like you don't get financing. Finally, be flexible and don't low ball.
Money Management:
Do You Have a Money Field Manual?
We have two Master documents that outline our finances – Net Worth Spreadsheet and the Money Field Manual. The Net…
Drawing Your Financial Map
At one point, I once had over a dozen checking accounts. I was doing reviews for my previous personal finance…
How to Build A Financial Plan without a Professional Financial Planner
Years ago, I dropped my business card into one of those fishbowls near the front door of a restaurant. You’ve…
How to Organize Your Financial Documents Like the Library of Congress
You probably know that I like to keep things simple. As simple as possible. I also like to keep things…
Wallet Hack Guides:
Epic Life Events
These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.
Learn MoreGrand Goals
Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.
Learn MoreMoney Saving Guides
These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.
Learn More