Your credit score is one of the most important numbers in your financial life. So much so, people try to get a “perfect” credit score of 850. Here’s the thing… a perfect score and an almost perfect score are the same. Someone with a 800 and an 850 will get very nearly the same interest […]
a hackers guide to managing your money
Rize Saving Money Review: Power Up Your Automatic Savings
Microsaving apps like Digit, Dobot, and others have become increasingly popular recently. One of the newest entrants to the fray is Rize. Rize is different than the others for a variety of reasons… and we’re going to learn about those reasons today. Table of Contents1 How It Works2 About Rize Advisors3 What I Love4 What […]
15 Hidden Cognitive Biases That Cost You Big Money
You’re not rational. I’m not rational. We’re emotional. Sometimes we’re annoyed. Sometimes we’re angry. Sometimes we’re just hangry. We’re really no different than any other animals, except we can tell stories, and our decisions are affected by our emotions and part of that includes our biases. Understanding these biases and how they affect our lives […]
How to Write a Personal Check
I write a handful of checks each year. It’s far easier to use a credit card but some places don’t accept them because of the fees. Once you learn, it’s hard to forget how to write a check but if you’ve never written one before it can be a little intimidating. Don’t worry, I have […]