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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.
We offer no products, no services – just information to help you become better with your money.
Newest Articles:
The 8 Best Debt Snowball Spreadsheets
Debt snowball spreadsheets are extremely helpful in planning your debt freedom strategy. Different spreadsheets work in different ways. Some are quick and simple, some are complicated and detailed.
Should You Try Envelope Budgeting?
Envelope budgeting is a simple, old-fashioned yet highly effective way to manage your money. You put cash into physical envelopes and then spend according to the plan. If you run out of money in an envelope, no more spending in that category for the month.
Is Robinhood Safe?
Robinhood receives its fair share of negative news headlines from platform outages to making high-risk trading too accessible to inexperienced investors.
But Robinhood is regulated and complies with all security and investing standards. But critics feel it makes it too easy for beginners to make investing mistakes.
How to Join the Top 1% Wealthiest Americans
Ever wonder what it takes to join the top 1% wealthist Americans? We look at the data to find how much it is and how people get there.
Put Cash In Your Pocket:
51 Best New Bank Account Promotions & Bonuses (April 2021)
Banks used to offer t-shirts and toasters to get new customers to open an account. Today, they offer bonus money…
The 15 Best Brokerage Account Promotions and Bonuses for 2021
Are you looking to open a new brokerage account to manage your portfolio of investments but aren’t sure which one?…
The 15 Best Work From Home Online Jobs (2021 Update)
If you want to earn a little extra money, one of the best ways is to find an online job…
Get Free Stock from These 6 Brokerage Companies
For decades, companies have been giving away free stuff to get you to try their service. Brokers, like E*Trade, would…
The Prime Directive of Personal Finance
The Pareto principle is often called the 80-20 rule and refers to the idea that 80% of the results come…
6.5 Big Money Decisions You MUST Get Right to Get Rich
If you’re a fan of Greek mythology, you’ve probably heard of the king who was punished for his greed and…
How to invest in yourself
Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…
7 income streams of millionaires: an open discussion of passive income
Have you ever heard the statistic that millionaires have an average of seven streams of income? I tried to find…
Best Transcription Jobs 2021: Work from Home
Transcription work can be a viable side hustle if you are a fast and accurate typer. Most companies pay per minute of audio transcribed so the faster you can get the work done the more money you will earn.
Bank of the West New Account Promotions – $250 or $600 for Checking
If you're thinking about opening an account at Bank of the West, check out the latest promotions and get free cash to satisfy a few simple conditions!
The 14 Best Places To Sell Used Furniture
Which place is best to sell your used furniture depends on what you want to sell and if you are willing to ship it. If you are selling large household furniture, such as your old couch, local marketplaces like Facebook or OfferUp are probably your best bet. However, if you have high-end specialty items you'll likely need a broader market and have to ship it to the buyer. In this case, you'll want to look into places like Sotheby’s or Chairish.
Best Business Bank Account Promotions (April 2021)
If you need a business bank account, you might want to see if there's one on our list of promotions that will pay you a nice bonus to sign up!
The 8 Best Debt Snowball Spreadsheets
Debt snowball spreadsheets are extremely helpful in planning your debt freedom strategy. Different spreadsheets work in different ways. Some are quick and simple, some are complicated and detailed.
Should You Try Envelope Budgeting?
Envelope budgeting is a simple, old-fashioned yet highly effective way to manage your money. You put cash into physical envelopes and then spend according to the plan. If you run out of money in an envelope, no more spending in that category for the month.
How to Join the Top 1% Wealthiest Americans
Ever wonder what it takes to join the top 1% wealthist Americans? We look at the data to find how much it is and how people get there.
Using Insurance Comparison Websites to Get the Best Coverage
Insurance comparison websites make shopping for insurance easier. Here's a list of the top comparison websites for various insurance types – life, car, health, homeowner's, and pet. Get quotes from multiple companies and make sure you are getting the best price.
Is Robinhood Safe?
Robinhood receives its fair share of negative news headlines from platform outages to making high-risk trading too accessible to inexperienced investors.
But Robinhood is regulated and complies with all security and investing standards. But critics feel it makes it too easy for beginners to make investing mistakes.
What are the Best Crypto Sites and Exchanges?
Some of the best Crypto sites and exchanges are exclusively dedicated to investing in cryptos. Others offer other investments, like stocks and exchange traded funds (ETFs), and others provide limited banking services.
How Do Business Development Companies Work?
Business development companies are a Regulated Investment Company (similar to REITs) that must pay out 90% of net income. They offer high dividend yields (mostly ordinary) and can be a powerful cash flow investment.
Fundrise Alternatives to Consider in 2021
While Fundrise is a legit platform for real estate investing, several Fundrise alternatives, such as RealtyMogul, DiversyFund, Streitwise, Roofstockm Groundfloor, Crowdstreet, Peerstreet, AcreTrader and EquityMultiple may be a better fit for your investment strategy.
Money Management:
Do You Have a Money Field Manual?
We have two Master documents that outline our finances – Net Worth Spreadsheet and the Money Field Manual. The Net…
Drawing Your Financial Map
At one point, I once had over a dozen checking accounts. I was doing reviews for my previous personal finance…
How to Build A Financial Plan without a Professional Financial Planner
Years ago, I dropped my business card into one of those fishbowls near the front door of a restaurant. You’ve…
How to Organize Your Financial Documents Like the Library of Congress
You probably know that I like to keep things simple. As simple as possible. I also like to keep things…
Wallet Hack Guides:
Epic Life Events
These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.
Learn MoreGrand Goals
Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.
Learn MoreMoney Saving Guides
These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.
Learn More