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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.

We offer no products, no services – just information to help you become better with your money.

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How to Cancel a Credit Card Safely

One would think that canceling a credit card would look good on your credit report. You’ve got less available credit, and therefore less of a chance to get into overwhelming debt. 

However, cancelling a credit card the wrong way can, in fact, damage your credit score and even cost you money.

Does Checking Your Credit Score Lower Your Rating?

Ready for some good news? If you want to check your credit score, you can do so without worrying about lowering it. In fact, it's a good idea to keep an eye on your score, especially if you are planning on borrowing soon or are concerned about errors on your report.

Yieldstreet Review 2021: Easy Access to Alternative Investments

Physical assets are becoming a popular investment hedge so that you don't have your entire investment portfolio in the stock market. But investing in tangible assets can be difficult and expensive compared to buying stock and bond index funds.

Yieldstreet can simplify investing in alternative assets including art, real estate, and business contracts.


Put Cash In Your Pocket:

How to invest in yourself

Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…

Associated Bank New Account Promotions – up to $500 Bonus

If you live in the Midwest where Associated Bank operates, you could get up to $500 to open an account.

Associated Bank is one of the few that will offer a good initial bonus just for the account and direct deposit but then follow that up with a higher bonus when you deposit more cash. And from a deposit to bonus ratio, it's one of the best offers out there.

10 Best Online Will Makers 2021

67% of Americans don’t have a will.
Luckily, there are several online will makers that can help you write your own will for much cheaper than that

The best online will makers are affordable and offer all of the common forms you’ll need such as a Last Will and Testament, Living Will forms, Power of Attorney forms, and more.

5 Best Ways to Save for College

College is very expensive so saving up ahead of time is important. You’ve got several choices when it comes to saving for college – from 529s to Coverdell accounts – here are the best ways to save for college.

If You Want to Get Rich, You Better Do It Slowly

Slow and boring have their place. In fact, slow and boring are often some of the most reliable ways of doing anything. Whether you're building a house, growing your wealth, or just trying to get fitter – slow and steady wins the race.

Yieldstreet Review 2021: Easy Access to Alternative Investments

Physical assets are becoming a popular investment hedge so that you don't have your entire investment portfolio in the stock market. But investing in tangible assets can be difficult and expensive compared to buying stock and bond index funds.

Yieldstreet can simplify investing in alternative assets including art, real estate, and business contracts.

Stansberry Research Review: Investing Newsletters for Everyone

Stock selection is one of the biggest challenges for investors of individual stocks. In response to that, an entire industry of investment advisories has grown up over the years. One of the most popular investment advisory services of the past two decades has been Stansberry Research.


Money Management:

Drawing Your Financial Map

At one point, I once had over a dozen checking accounts. I was doing reviews for my previous personal finance…


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

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Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

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Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

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