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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.

We offer no products, no services – just information to help you become better with your money.

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The 8 Best Debt Snowball Spreadsheets

Debt snowball spreadsheets are extremely helpful in planning your debt freedom strategy. Different spreadsheets work in different ways. Some are quick and simple, some are complicated and detailed.

Should You Try Envelope Budgeting?

Envelope budgeting is a simple, old-fashioned yet highly effective way to manage your money. You put cash into physical envelopes and then spend according to the plan. If you run out of money in an envelope, no more spending in that category for the month.

Is Robinhood Safe?

Robinhood receives its fair share of negative news headlines from platform outages to making high-risk trading too accessible to inexperienced investors.
But Robinhood is regulated and complies with all security and investing standards. But critics feel it makes it too easy for beginners to make investing mistakes.


Put Cash In Your Pocket:

How to invest in yourself

Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…

Best Transcription Jobs 2021: Work from Home

Transcription work can be a viable side hustle if you are a fast and accurate typer. Most companies pay per minute of audio transcribed so the faster you can get the work done the more money you will earn.

The 14 Best Places To Sell Used Furniture

Which place is best to sell your used furniture depends on what you want to sell and if you are willing to ship it. If you are selling large household furniture, such as your old couch, local marketplaces like Facebook or OfferUp are probably your best bet. However, if you have high-end specialty items you'll likely need a broader market and have to ship it to the buyer. In this case, you'll want to look into places like Sotheby’s or Chairish. 

The 8 Best Debt Snowball Spreadsheets

Debt snowball spreadsheets are extremely helpful in planning your debt freedom strategy. Different spreadsheets work in different ways. Some are quick and simple, some are complicated and detailed.

Should You Try Envelope Budgeting?

Envelope budgeting is a simple, old-fashioned yet highly effective way to manage your money. You put cash into physical envelopes and then spend according to the plan. If you run out of money in an envelope, no more spending in that category for the month.

Using Insurance Comparison Websites to Get the Best Coverage

Insurance comparison websites make shopping for insurance easier. Here's a list of the top comparison websites for various insurance types – life, car, health, homeowner's, and pet. Get quotes from multiple companies and make sure you are getting the best price.

Is Robinhood Safe?

Robinhood receives its fair share of negative news headlines from platform outages to making high-risk trading too accessible to inexperienced investors.
But Robinhood is regulated and complies with all security and investing standards. But critics feel it makes it too easy for beginners to make investing mistakes.

What are the Best Crypto Sites and Exchanges?

Some of the best Crypto sites and exchanges are exclusively dedicated to investing in cryptos. Others offer other investments, like stocks and exchange traded funds (ETFs), and others provide limited banking services.

How Do Business Development Companies Work?

Business development companies are a Regulated Investment Company (similar to REITs) that must pay out 90% of net income. They offer high dividend yields (mostly ordinary) and can be a powerful cash flow investment.

Fundrise Alternatives to Consider in 2021

While Fundrise is a legit platform for real estate investing, several Fundrise alternatives, such as RealtyMogul, DiversyFund, Streitwise, Roofstockm Groundfloor, Crowdstreet, Peerstreet, AcreTrader and EquityMultiple may be a better fit for your investment strategy.


Money Management:

Drawing Your Financial Map

At one point, I once had over a dozen checking accounts. I was doing reviews for my previous personal finance…


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

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Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

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Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

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