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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.
We offer no products, no services – just information to help you become better with your money.
Newest Articles:
How Much Is 6-Figures, 7-Figures, 8-Figures & 9-Figures?
Have you heard people refer to someone's income as 6-figures, 7-figures, 8-figures, or even 9-figures? Understanding the numbers behind these terms can help you determine your income and net worth goals. And let's face it, it's fun to know what types of jobs command such high salaries. Want to know who is making 9-figures? Keep reading!
Globe Life Insurance Review: Online Approvals Without a Medical Exam
If you’re looking to quickly purchase a life insurance policy with a relatively low death benefit, Globe Life Insurance is worth checking out. That’s the exact type of policy they specialize in. They offer an all-online approval process for both adults and children, often with no requirement for a medical exam.
Zebit Review: Is Buy Now, Pay Later Worth the Cost?
Buy now, pay later services allow you to make expensive purchases with low monthly payments. Zebit offers spending limits as high as $2,500 and the ability to pay for goods for six months interest-free. In this Zebit review, I let you know what to expect before you start shopping.
Zero-Based Budgets: Templates and Examples
A zero-based budget is a straightforward concept that not enough people understand. The concept is simple: Make sure every dollar you bring in has a designated purpose. Keep reading to learn how you can set up a zero-based budget that can change your finances for the better.
Put Cash In Your Pocket:
Best Bank Account Bonus & Promotions for May 2022
Banks used to offer t-shirts and toasters to get new customers to open an account. Today, they offer bonus money…
17 Best Brokerage Account Promotions and Bonuses for 2022
Are you looking to open a new brokerage account to manage your portfolio of investments but aren’t sure which one?…
The 15 Best Work From Home Online Jobs (2022 Update)
If you want to earn a little extra money, one of the best ways is to find an online job…
How to Get Free Stock from These 8 Brokerage Companies
For decades, companies have been giving away free stuff to get you to try their service. Brokers, like E*Trade, would…
The Prime Directive of Personal Finance
The Pareto principle is often called the 80-20 rule and refers to the idea that 80% of the results come…
6.5 Big Money Decisions You MUST Get Right to Get Rich
If you’re a fan of Greek mythology, you may have heard of the king who, as punishment for his greed…
How to invest in yourself
Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…
7 income streams of millionaires: an open discussion of passive income
Have you ever heard the statistic that millionaires have an average of seven streams of income? I tried to find…
How Much Is 6-Figures, 7-Figures, 8-Figures & 9-Figures?
Have you heard people refer to someone's income as 6-figures, 7-figures, 8-figures, or even 9-figures? Understanding the numbers behind these terms can help you determine your income and net worth goals. And let's face it, it's fun to know what types of jobs command such high salaries. Want to know who is making 9-figures? Keep reading!
Aspiration Bonus Promotions: $150 & $200 for New Accounts
Aspiration is a fintech company with an eye on sustainability and an offer of $150 or $200 when you open a new account. Learn how to get this easy to achieve bonus.
10 Best Places to Sell Your Clothes Online
Selling your clothes online can be a great way to declutter your closet and earn some cash at the same time. The best websites treat sellers well, attract a lot of customer traffic and make selling easy. This article will share where you can look to sell your clothes online, the fees involved, common terms and conditions, and more.
Best Sites to Find Remote Work: Full-Time and Part-Time Jobs
Remote work gives you the flexibility of working from just about anywhere in the world as long as you have a reliable internet connection. We've compiled a list of the best sites to find remote work, to help you avoid work-from-home scams and find remote jobs with competitive pay for various niches.
Are Certificates of Deposit Worth it in 2022?
Are certificates of deposit still worth getting? We look at the current interest rates, alternatives, and help you decide whether they are worth it anymore.
Synchrony Bank Bonus Promotions
Synchrony Bank is best known as the bank that powers many credit cards but they are also a bank – see what promotional offers they have available for folks looking to save.
Money ‘Rules of Thumb' You Need To Forget Right Now
Many money rules of thumb are no longer correct and border on being dangerous if you follow them. See why I dislike most rules of thumb and specifically discuss six really bad rules.
How to Get Free Land in the United States
Given current housing prices across much of the U.S., you might think it’s nearly impossible to find affordable housing. However, if you’re flexible with where you can live, you may want to consider homesteading on free land. This guide helps show you how to get free land in the United States and start life’s next adventure.
6 Best Crypto Portfolio Trackers for 2022
Bitcoin, Ethereum, Monero, Litecoin, the blockchain, wallets, exchanges – how do you keep track of your crypto? Increasingly, crypto portfolio trackers appear to be the solution. What are the best crypto portfolio trackers? We answer that question and let you know why they’re becoming increasingly important to crypto investors.
How to Convince Yourself to Keep Investing during a “Falling” Market
We feel loss more acutely than gain and so it's hard for us to invest when it feels like the stock market is falling. See what I do to convince myself it'll be OK and stay the investment course.
How to Find an Old 401(k)
It can be easy to misplace important documents, like 401(k) details from a previous employer. Yet, these funds are vital to retirement planning and calculating your net worth. Or, perhaps you’re the surviving spouse or child trying to track down an estate benefit. Here are the steps you can follow to find an old 401(k).
TipRanks Review: A One-Stop-Shop for Stock Market Analyst Ratings
Investment research websites are essential for anyone who wants to trade individual stocks. TipRanks offers a unique set of tools that can help you view professional analyst ratings and gauge investor sentiment. These research features can be a welcome addition to your preferred fundamental and technical indicators. This TipRanks review looks at the free and premium tools available.
Money Management:
Do You Have a Money Field Manual?
We have two Master documents that outline our finances – Net Worth Spreadsheet and the Money Field Manual. The Net…
Drawing Your Financial Map
At one point, I once had over a dozen checking accounts. (which is too many bank accounts) I was doing…
How to Build A Financial Plan without a Professional Financial Planner
Years ago, I dropped my business card into one of those fishbowls near the front door of a restaurant. You’ve…
How to Organize Your Financial Documents Like the Library of Congress
You probably know that I like to keep things simple. As simple as possible. I also like to keep things…
Wallet Hack Guides:
Epic Life Events
These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.
Learn MoreGrand Goals
Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.
Learn MoreMoney Saving Guides
These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.
Learn More