Best Wallet Hacks

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Newest Articles

7 Real Ways I’ve Lowered My Car Insurance Bill

Car insurance rates keep climbing, but you don’t have to accept every increase. From improving your credit and updating your annual mileage to raising your deductible and reviewing your coverage, these practical strategies can help lower your premium without sacrificing the protection you actually need.

Everything You Can Borrow from the Library (And It’s Not Just Books)

Your library card can save you far more than the cost of books. From ebooks, audiobooks, movies, and museum passes to power tools, Consumer Reports, online courses, and even 3D printers, your local library offers surprising value. Plus, learn how Reciprocard can expand your Libby collection and reduce wait times.

7 AI-powered apps that will help you save money

Most budgeting apps die in your downloads folder by week two. The new wave of AI ones are different — they learn your spending, catch subscriptions you forgot you were paying for, and answer “can I afford this?” in plain English. Here are the ones worth your money in 2026.

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It’s never too late

It’s easy to think that you’re late. Whether it’s with investing, your career, your business, or whatever your main endeavor is, you might feel behind. But the reality is that success can occur at any moment, whether you’re 20 or 40 or 60. It’s best to start now, whatever age you are.

Personal Finance is a Loser’s Game

There are Winner’s Games and Loser’s Games, and sometimes there are games that start as Loser’s Games and become Winner’s Games. Personal Finance is a Loser’s Game – you win by avoiding mistakes, not by making spectacular shots. Learn the difference and how you can win at money today.

What You Should Do With All the Financial Advice on the Internet

The internet is a great place to get new ideas and opinions you hadn’t considered you can’t blindly follow the advice. Your finances are too important to leave to internet articles written by unknown people. Instead, follow a variety of bloggers, bounce new ideas off a trusted source, and verify your decisions with a fee-only financial planner when you can.

Maximize Your Savings

Best 12-Month CD Rates – 4.08% APY (July 2026)

Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.

Best No Penalty CD Rates – 3.90% APY (July 2026)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.

Put Cash In Your Pocket

47 Best Bank Account Bonus & Promotions

Check out the latest bank account bonus and promotions from best banks and credit unions. Our list of the best offers is updated daily with offers topping several hundred dollars each.

17 Best Work From Home Online Jobs (2026)

Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.

How to Get Free Stock from These 8 Brokerage Companies

Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.

How to invest in yourself

If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.

7 income streams of millionaires: an open discussion of passive income

Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.

Raisin New Account Bonus – up to $1,200 Cash

Raisin is a fintech company that helps you find higher yields on your savings. They have a limited offer going on right now where you can get a cash bonus depending on how much you deposit and it doesn’t require a direct deposit.

15 Best Games That Pay Real Money (July 2026)

Mobile games are a fun activity in your free time. Unlike the very first phone games such as Snake or Tetris that were for entertainment only, many game apps pay real money today. From arcade games to trivia, you can have fun and make money in your spare time.

13 Best Delivery Job Apps for Making Extra Money

Delivery jobs are one of the better-paying side hustles in the gig economy. The best ones let you make money in your spare time, offer flexible payment options, and allow you to tailor your side hustle to your life. Here are 13 of the best delivery job apps and why we like them.

7 Real Ways I’ve Lowered My Car Insurance Bill

Car insurance rates keep climbing, but you don’t have to accept every increase. From improving your credit and updating your annual mileage to raising your deductible and reviewing your coverage, these practical strategies can help lower your premium without sacrificing the protection you actually need.

Everything You Can Borrow from the Library (And It’s Not Just Books)

Your library card can save you far more than the cost of books. From ebooks, audiobooks, movies, and museum passes to power tools, Consumer Reports, online courses, and even 3D printers, your local library offers surprising value. Plus, learn how Reciprocard can expand your Libby collection and reduce wait times.

7 Ways to Tighten Up Your Finances

With the economy and the American household showing signs of weakness, it’s important that we all tighten up our finances and plug in any leaks. Here are 7 areas to look at today.

Build a Financial Fortress

Drawing Your Financial Map

Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.

Do You Have a Treasure Map?

A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.

Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it’s your first. Looking back, they’re not as daunting and we can help you get them right the first time.

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Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren’t textbooks teaching you every aspect, they’re a series of levers you can pull to get what you want.

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Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don’t involve cutting out something as vital as coffee or whatever your favorite vice might be.

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