When I was in sixth grade, I remember volunteering to help Kindergartners complete a class project.
As luck would have it, the local newspaper was there and I, along with two others, had my photo captured for the world to see!
If you had asked, I'd have told you that was probably the last time I'd ever be in the paper. 🙂
Fortunately, I was wrong. In the nearly fifteen years I have been writing about personal finance, I would have to honor of appearing in esteemed publications like The New York Times, U.S. News & World Report, Entrepreneur, The Motley Fool, and many others. A partial listing is included below and is not in chronological order.
If you would like to reach me, please send me an email. I am located between Washington D.C. and Baltimore, MD.
|Jim Wang – The Blogger Who Got Free|
Nate Broughton, Opt Out Life, June 19, 2019
I chat with Nate from the Opt Out Life about how I built my “opt out life” in the blogging world, including how I started all the way up to what's working for me today.
|Big Money Wins—Unique Ways to Save & Use Cash Efficiently with Jim Wang|
Mindy Jensen & Scott Trench, Bigger Pockets Money, January 17, 2019
Mindy, Scott and I talk about big money wins – one-time moves that can save you big.
|#30: “OKAY, I'm Financially Independent, Now What?” – Entrepreneur Jim Wang|
Paula Pant, Afford Anything, June 25, 2016
Paula and I talk about building a business, selling a business, and (most importantly) adjusting to life after financial independence.
|The Best Hacks for Your Wallet with Jim Wang|
Jessica Moorhouse, Mo' Money Podcast, April 11, 2018
Jessica and I go through some of the best money hacks for your wallet – including how I get credit card payment notifications to detect fraud.
|Episode 54: Get Ahead Financially with Wallet Hacks Founder Jim Wang|
Tom Heffner, Next Year Now Podcast, October 14, 2018
I discuss some financial strategies I use to get ahead with my friend Tom Heffner.
|How Jim from Wallet Hacks makes his blog STAND OUT.|
Pete McPherson, Do You Even Blog Podcast, October 14, 2018
We talk about a variety of blogging topics but the big takeaways include the psychological game of business (“taste gap” and managing expectations), finding a blogging buddy, and setting expectations and the right goals.
|So Money with Jim Wang|
Farnoosh Torabi, So Money, January 25, 2016
I share the life lessons I learned growing up with immigrant parents, how to master my money while being forgetful, and my growth strategy for the blog and how it differed from my first.
|15 Times You Should Splurge, Settle or Skip When Shopping|
Cameron Huddleston, GOBankingRates, March 11, 2020
“Money expert and Wallet Hacks founder Jim Wang said it’s worth it to spend more on some big-ticket items to ensure that they stand the test of time. “I generally splurge on anything that I expect to last more than five years,” he said. For Wang, that includes appliances such as a stove, dishwasher, washer and dryer, and even a grill.”
|9 savings strategies to boost your finances|
Erin Lowry, USA Today, March 6, 2020
“Need a deterrent to not swipe the credit card?
“If you are saving for something, write it as a goal on all of your credit and debit cards,” suggests Jim Wang, founder of WalletHacks. “It makes it so that rather than saving for saving's sake, you are making trade-offs between spending in the moment and your savings goal.””
|Ways to Save $5,000 This Year|
Andrea Woroch, U.S. News & World Report, February 26, 2020
“One quick hack to lowering your annual homeowners insurance or auto insurance premium is to increase the deductible. According to a 2019 study by the National Association of Insurance Commissioners, the national average homeowners insurance premium hovers just above $1,211. This same study found that if you bump your deductible from $500 to $1,000, you're looking at reducing your bill by as much as 25%. With a higher deductible there's less risk to the insurer, so they can offer a lower premium.
“Ask your agent how much money you will save if you adjust your deductible and put that savings into an online savings account until the balance reaches the deductible amount,” advises Jim Wang, founder of personal finance blog Wallet Hacks and former U.S. News contributor. This way, you're covered in the event of a repair, he says.”
|The 10 Best Finance Movies of the Decade|
Andrea Woroch, U.S. News & World Report, December 11, 2019
I share one of my favorite, and unlikely, movies about money and life – In Time. “The old saying, ‘time is money,' becomes a stark reality for the characters in this sci-fi thriller, where people stop aging at 25 and have a clock on their arm that counts down how long they have to live. The twist is that you can transfer time between each other, which becomes the society's currency. In this film, the wealthy can live forever, but this can be a blessing and a curse. Jim Wang, founder of Wallet Hacks, a personal finance blog, says that you can draw a parallel to real life as it relates to retirement.
‘A lot of people face that same problem in retirement when they lose their identity after leaving a (job) they've been at for 40 years,' Wang says. ‘You have the money to do whatever you want, but there's an emptiness there that was once your work. It's hard to know what to do next.'”
|How To Get a Lower Price on Anything|
Jaime Catmull, Yahoo! Finance, November 18, 2019
I share how you can use affiliations to get discounts on insurance. “‘When you are buying insurance, check to see if the insurance company offers any discounts if you’re a member of an organization they are affiliated with. They’re often called affinity discounts,' said Jim Wang, founder of Wallet Hacks. ‘For example, GEICO offers discounts to people who are members of various organizations that include alumni associations, fraternities and sororities, professional organizations and federal employees.'”
|How I learned to stop worrying and love market volatility|
Jim Wang, Vanguard, April 17, 2019
I share some strategies I use to avoid panicking when the stock market experiences goes through its little freak outs and goes up or down wildly.
|5 common misconceptions I had about ETFs|
Jim Wang, Vanguard, October 31, 2018
I wrote a guest piece on Vanguard's blog about the five misconceptions I had about exchange traded funds.
|3 Factors That Will Determine the Success of Your Side Hustle|
Rhett Power, Inc., October 3, 2019
“According to Jim Wang, founder of WalletHacks.com, entrepreneurs shouldn't be afraid to make a choice based on their current financial needs: ‘Don't feel like you're short-changing yourself by starting a good side hustle today because you need the cash, well, today.' He points out that being intentional about your immediate needs will help you meet them quickly. If you need fast cash for an upcoming vacation or have a lot of debt to pay down, you may not be in the position to found a startup just yet.”
|There’s been a surge in the number of young Americans opening credit cards — here’s why it may be smart to wait|
James Wellemeyer, MarketWatch, August 14, 2019
For those hoping to avoid debt, opening a credit card — and risking taking on credit card debt — may not seem like the best idea. But there are some benefits. “The earlier you open a card, the longer your credit history and that’s an important component of your credit score,” Jim Wang, the founder of financial advice blog WalletHacks, told MarketWatch.
|Jim Wang: How Relationships Built A 7-Figure Blog|
John Corcoran, Forbes, Sept. 8, 2014
I sit down and chat with John Corcoran about how I built my first personal finance blog, Bargaineering, and the importance of relationships in business and life.
|Right-Sizing Your Living Quarters: When to Downsize or Upsize|
Jackie Lam, Zing! by Quicken Loans, October 22, 2018
“That was the case for Jim Wang and his family. A few years ago, the Wangs moved from a townhouse to a single-family home. “We we were having two kids and running out of rooms,” says Wang, a financial blogger at Wallet Hacks who lives near Columbia, Maryland. The move doubled their mortgage. However, they were able to manage the increase because their income supported it, and they still managed to spend less than a quarter of their income on housing. While the Wangs were well aware of the increase in housing, what came as a surprise was that, as they live in a wooded area, every few years they had to spend several thousand bucks to have ginormous trees taken down.”
|This Halloween, Don’t Get Spooked by Your Credit Card Bill|
Kimberly Palmer, NerdWallet, October 5, 2018
“Getting candy, decorations or costumes at Amazon? Wallet Hacks website founder Jim Wang suggests using the Amazon Prime Rewards Visa Signature card, which earns 5% cash back on all Amazon and Whole Foods purchases; 2% back at restaurants, gas stations and drugstores; and 1% back on all other purchases.”
|3 Easy Financial Adjustments that Pay Dividends for Years|
Jim Wang, Ally Bank Blog, May 10, 2017
I share three financial moves you can do today that will pay big dividends for years – tracking your spending, pay more than the minimum on debt, and increase your retirement contributions. I go into great detail on each move and why it's crucial to make them today.
|5 Ways to Earn Extra Money Before Black Friday|
Cameron Huddleston, GoBankingRates, October 14, 2015
I share my experience participating in a focus group where I earned $100 to spend an hour to 90 minutes watching videos and answering questions.
|10 Last-Minute Money Moves for 2015|
Barbara Friedberg, GoBankingRates, October 7, 2015
I explain how the end of the year is a fantastic time to clean out that Costanza wallet of yours because clutter has a negative impact on your brain. Your wallet or purse is small, so take the small step of cleaning that out first.
|10 Habits That Could Help You Save Thousands|
Cameron Huddleston, GoBankingRates, September 27, 2015
I share how I avoid impulse purchases by getting into the habit of waiting at least 48 hours before buying something. It gives me time to research the price at home and decide how badly I want it. Most of the time, I end up forgetting!
|16 Savings Tips From Today's Top Personal Finance Experts|
Elyssa Kirkham, MSN Money, September 9, 2015
I share my strategy of keeping reminders of my savings goals all around me so I make conscious decisions rather than spend without consideration of my goals.
|The Equifax Breach: What You Need to Do Now |
Leah Ingram, Parade, September 20, 2017
“Finally, in addition to Tayne’s advice above, I might recommend an easy-to-enforce, free safety net when it comes to your credit cards. Do what Jim Wang, founder of WalletHacks.com does. He has set up his credit cards to alert him every time a charge appears on his credit card. Every time. Is this overkill? Perhaps. But, as he told GoBankingRates.com, ‘It is a free way to monitor my credit cards for fraudulent activity,' Wang said. ‘The emails are sent seconds after a transaction, so I can catch fraud quickly.'”
|5 Time-Saving Tricks to Managing Your Finances|
Dawn Allcot, Chase, Feb. 10, 2016
I share my strategies for managing my finances with as little wasted effort as possible, including automating as much as possible and coordinating your bills to be due on a single day – so you only have to ever pay bills once.
|Psst: Want to Know My Net Worth?|
Elizabeth Harris, New York Times, Sept. 18, 2005
I headline an article about blogging and transparency in personal finance. I talk about the idea of sharing my net worth, monthly budget, and other parts of my financial life.
|How to Be Smart About Business Credit Cards|
J.D. Roth, Entrepreneur Magazine, February 2011
“Jim Wang, for instance, loves his credit cards. The entrepreneur from Columbia, Md., writes about personal finance [and] He controls his credit cards instead of letting them control him.
‘I carry three cards,' he says. ‘They're all cash-back or rewards cards. One card's for business; one offers rewards at restaurants, movie theaters and bookstores; and one offers cash back on everything else.'”
|Best Blogs for the Young and Broke|
Karyn McCormack, Business Week & Yahoo! Finance, Aug. 22, 2006
I am featured as one of the best young personal finance bloggers yet to get noticed.
|Fatherly advice that pays off|
Gregory Karp, Chicago Tribune, May 27, 2010
I am quoted in a story sharing his father's advice. “‘Save for your future.' This is difficult for new grads, who often feel retirement is a lifetime away. “One thing my dad impressed on me was that I shouldn't waste my money on the latest gadget or gizmo; that I should save it so I could benefit from compounding returns.”.
|How to Avoid the Marriage Tax|
Kimberly Palmer, U.S. News & World Report, Mar. 24, 2010
“Jim Wang found himself paying the so-called marriage penalty after marrying his wife who worked in bio-medical engineering at the time. Wang … says part of the couple's income got bumped into a higher tax bracket–so instead of paying a 28 percent rate, they were suddenly paying 33 percent.”
|Moneybloggers share the wealth|
Eileen Ambrose, The Baltimore Sun, Mar. 15, 2009
“Unlike some blogging peers, Wang wasn't mired in debt and didn't grow up in a household clueless about money. (His father persuaded him to open a Roth IRA when Wang was a teen.) He started the blog to learn about finances. His blog ‘follows the things that I do in my life,' he says. So lessons he learned buying a house and getting married are blog fodder.”
|Keep cost per use in mind when shopping|
Gregory Karp, Chicago Tribune, Mar. 14, 2010
I am quoted in a story about calculating the value of the things you buy by tracking each time you use it. “‘Tracking or estimating use is the best first step,' said Jim Wang, creator of a personal finance site. It ‘puts hard numbers to something that's qualitative in your mind.'”
|How to Earn Money as a Professional Blogger|
Kimberly Palmer, U.S. News & World Report, May 19, 2009
“When Jim Wang, 28, … didn't earn much money during the first two years of his blog. But now it gets around 850,000 page views a month, and he turns those eyeballs into $10,000 a month.”
|Know Your Rights: Credit Card Minimum Purchases|
David Seaman, TheStreet.com Main Street, Oct. 29, 2009
“According to Jim Wang, personal finance blogger, this may be a lot of fuss over nothing: ‘I see this a lot, especially with the recession, and it doesn't affect me at all. Stores need to protect their margins and this is just one of the ways they can prevent credit card transaction fees from eating into their profits.'”
|Ten tips for Marylanders filing taxes|
Clare Lochary, Baltimore Sun's b magazine, Mar. 16, 2009
“With the installment agreement, you are requesting that you be given essentially a loan from the IRS to pay back the taxes owed over a period of three years or less. Fill out IRS Form 9465 and the IRS will respond in about 30 days,” says Columbia-based personal finance blogger Jim Wang on his Web site.
Alex Williams, New York Times, Apr. 27, 2008
I discuss how transparency in personal finance, specifically when discussing salary, can lead to benefits for all involved.
|One Blogger’s Take on Costco|
David Leonhardt, New York Times, Sept. 13, 2006
I am featured in a brief article about how much you can expect to save by shopping at Costco, versus a grocery store where you can use coupons.
|Match coupons with sales for bigger savings|
Eileen Ambrose, The Baltimore Sun, Jan. 14, 2009
I briefly shares my thoughts on how coupons rarely apply to the items that you should be buying the most of, fresh produce.
|The Savvy Consumer: Saving can be lucrative|
Teresa McUsic, Fort Worth Star-Telegram, Mar. 6, 2009
“Jim Wang, founder of a personal finance blog, recommended that I take a look at reward interest checking accounts. ‘They come from local community banks and credit unions and offer rates higher than CDs but offer more flexibility than CDs,' Wang said.”
|‘Elderbloggers' Shy Away From Money Talk|
Candice Novak, U.S. News & World Report, Jun. 30, 2008
My previous blog is featured for its transparency in tracking Jim's budget down to the penny, including all the details of the purchase of his first home.
|Stretching your dollars|
Eileen Ambrose, The Baltimore Sun, Jun. 22, 2008
I share some of my money saving tips with the Baltimore Sun's Eileen Ambrose including a leftover calendar to help reduce spoilage and the “hidden” benefits of some credit cards from extra warranty coverage to price protection.
|Money-saving tip: Snowflaking|
Sarah Lindner, Austin American-Statesman, Mar. 18, 2008
My blog is featured in a discussion about snowflaking, the idea that small irregular payments (in addition to regular payments) can help rapidly reduce debt.
|Consumers Have Allies on the Web|
Damon Darlin, New York Times, Feb. 3, 2008
My blog is listed as a resource for advice on a broad range of personal finance topics, including car leases, CFLs, and credit cards.
|Buying car online has perils (archived)|
The Chicago Tribune, Oct. 14, 2007
I discuss my experience buying a used car on eBay including how to research sellers, a brief overview of eBay purchase protection, and other considerations when buying a car online.
|The 1040 Is a Great Tool for Planning|
Will Swarts, Smart Money, Jun. 8, 2007
I talk about the lessons you can learn by looking at the IRS Form 1040, including the things the government will reward you for, such as saving for retirement.
|The Cheap Geek Column|
Ben Z. Gottesman, PC Magazine, Dec. 29, 2005
My blog is listed as a resource for breaking news about Amazon's little known price match policy.
|Personal Finance Bloggers Check In|
Tess Vigeland, Marketplace Money, June 12th, 2009
We last talked to personal finance bloggers Steve, Lynnae and Jim a year ago. We check back with them on the state of the financial climate and what commenters on their blogs are saying.
|Personal Finance Bloggers Check In|
Tess Vigeland, Marketplace Money, Feb. 6th, 2009
I discuss how the personal finance landscape has changed in the last few months, what people are worried about today, and what people need to focus on to help them through the recession.
|Blogging the volatile markets|
Tess Vigeland, Marketplace Money, Sept. 26, 2008
I discuss the topics that have been capturing the attention of the personal finance blogosphere, like the $700 billion bailout package, as well as recent topics, such as diversifying your savings across multiple banks and staying under the FDIC insurance limit.
|The world of personal finance bloggers|
Tess Vigeland, Marketplace Money, Aug. 8, 2008
I discuss how I began blogging about personal finance, some of the topics I've written about (including credit card arbitrage), and my best money tip.
|ABC Money Matters: Credit Reports|
Money Matters, June 2nd, 2009
I talk credit reports on ABC News Now's Money Matters with Tanya Rivero show.
Thanks for reading!