Fifth Third Bank Bonus: $350 Cash Promotion (May 2022)

Fifth Third Bank

If you’re looking to get a new Fifth Third Bank checking account, also known as 5/3 Bank, you might be delighted to learn that you could also get $350 to go along with it.

This promotional offer is great because you can do it completely online, which saves you a trip to a physical branch. Also, the qualifying activities are very accessible so check it out.

Table of Contents
  1. About Fifth Third Bank
  2. How to get $350 from Fifth Third Bank
  3. Historic Fifth Third Bank Promotion Codes
  4. Fifth Third Bank Fees
  5. Fifth Third Bank Routing Numbers
  6. How Does Bonus This Compare?

About Fifth Third Bank

Just to cover our bases (every bank listed on the blog is FDIC insured), Fifth Third Bank, National Association, is FDIC insured up to $250,000 (FDIC Cert# 6672) and regulated as a National Bank. They were founded in June of 1858 with headquarters in Cincinnati, Ohio at the aptly named Fifth Third Center.

They have over a thousand locations across eleven states and if you live near one, you could get a bonus from them for opening a checking account.

Here’s how:

How to get $350 from Fifth Third Bank

Residents of Ohio, Indiana, Kentucky, Michigan, North Carolina, Florida, Georgia, Tennessee, South Carolina, West Virginia, and Illinois can get $350 from Fifth Third Bank, all you need to do is:

  1. Open an eligible checking account with your offer code,
  2. make direct deposits totaling $500 or more within 60 days of account opening,
  3. Collect $350! (deposited within 10 days of meeting the requirements)

The offer code should be automatically applied but just in case, the code is GRHRT9.

The Fifth Third Essential, Enhanced, Preferred, Free Checking and Free Checking plus Extra Time all qualify for this promotion. Also, you cannot have closed a checking account within the last year.

To get your offer code, just go to the promotional page and enter your email address. They will email you your code (it takes a few minutes) and it’ll look something like this:

Don’t use this specific code though, you’ll get a unique one in an email.

You can open this account entirely online or you can visit a branch, which is really convenient. If you do it online, your code will be automatically applied. The email explains it all so you don’t have to remember.

You must be a new customer and you can only get one new account-related bonus each calendar year from Fifth Third Bank and you can’t have closed an account within the last 12 months (which is a stricter requirement). You must also be in their service area, which includes Ohio, Indiana, Kentucky, Michigan, North Carolina, Florida, Georgia, Tennessee, South Carolina, West Virginia, and Illinois.

Learn more about this offer
(Offer expires 9/30/2022)

Historic Fifth Third Bank Promotion Codes

As the Fifth Third Bank promotion gets refreshed, the “offer code” changes. This offer is also a little tricky because you can get a unique promotion code if you enter your email address and bring that code to a branch. Since that code is unique to each person, there’s no reason to record it.

Now, there is an “offer code” in the URL of the button on the promotion page. That’s the offer code we are referring to below:

  • For the promotion period ending 3/31/2022, the offer code was 9WC9MJ.
  • For the promotion period ending 3/30/2022, the offer code was TH4PCN.
  • For the $250 promotion period ending 7/31/2022, the offer code was CWAF7M.
  • For the $350 promotion period ending 9/30/2022, the offer code was GRHRT9.

Fifth Third Bank Fees

Fifth Third Essential, Enhanced, Preferred, Free Checking and Free Checking plus Extra Time all qualify for this promotion but they have different fee schedules.

The Fifth Third Momentum Checking is an account that has no monthly service charge, no minimum balance required, and no minimum deposit to open the account. They use different terms, like free checking, in the promotional offering but I suspect the Fifth Third Momentum Checking is likely the most fee friendly account.

By comparison, Fifth Third Preferred Checking requires a combined balance of $100,000 or you pay $25 per month. The benefit of Fifth Third Preferred Checking is that it earns a tiny smidge of interest, which I don’t see as worth it at all.

Fifth Third Bank Routing Numbers

When you are setting up your account, you may want to know your routing number and Fifth Third Bank is one of those banks with a lot of routing numbers.

Fifth Third Bank Affiliate Routing Numbers
RegionRouting Number
FL-Central Florida063109935
FL-North Florida063113057
FL-South Florida067091719
FL-Tampa, Florida063103915
IN-Central Indiana074908594
IN-Southern Indiana086300041
KY-Central Kentucky042101190
KY-Northern Kentucky042100230
KY-Southwestern Kentucky083002342
MI-Eastern Michigan072405455
MI-Northern Michigan072401404
MI-Western Michigan072400052
MO-St. Louis, Missouri081019104
NC-North Carolina053100737
OH-Cincinnati, Ohio042000314
OH-Columbus, Ohio044002161
OH-Northeastern Ohio041002711
OH-Northwestern Ohio041200050
OH-Southern Ohio042207735
OH-Western Ohio042202196
PA-Western Pennsylvania043018868

How Does Bonus This Compare?

It’s a pretty solid bonus for a reasonable direct deposit requirement so if you qualify, I’d take advantage of it.

Here are a few comparable deals you should take a peek at too:

⭐Citi Priority Account – $300, $700, or $1,500

Citi Priority is offering $300, $700, or $1,500 bonus when you open an account by 7/17/2022. Then, within 20 days of opening your account, deposit at least $15,000 in New-to-Citi funds and keep it there for 60 days after the 21st day. The bonus amount is based on how much you can transfer but the lowest tier starts at $15,000.

Click here to learn more

Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH222 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.

Click here to learn more

Chase Total Checking® – $200

Chase Bank will give you $200 when you open a Total Checking account and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

Click here to learn more

SoFi Money – up to $300

SoFi Money will give you up to $300 if you open an account and make direct deposits of at least $1,000. The bonus will be based on the total amount of those direct deposits in a 30-day evaluation period.

Click here to learn more

HSBC Premier Checking – $450

HSBC has an offer where you can get $450 for eligible new customers who open an HSBC Premier checking account and make recurring monthly qualifying direct deposits of at least $5,000 for 3 consecutive months.

Click here to learn more

Huntington Bank – up to $300

If you are a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin then you could get up to $300 from Huntington Bank for opening a new checking account. There are several checking accounts that qualify but they’re great offers if you live in their geographic region.

Click here to learn more

TD Bank – $300 or $150

TD bank has two bank offers for checking accounts and both are fairly easy to attain. For example, get $300 when you open a TD Beyond Checking account and receive direct deposits of $2,500 or more within 60 days of opening your account.

Click here to learn more

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

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Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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