I love credit cards and how aggressively they compete with one another for our business. If you aren’t carrying any…
Credit cards are one of the most powerful financial tools you can have.
It is also one of the most dangerous. Credit cards give you purchasing power far beyond what you'd feel comfortable carrying in cash. But they also charge exorbitantly high interest rates, even if you have the best of credit.
But they can also offer cash back or rewards points on your spending to entice you to use them. It's a delicate balance and like any powerful tool, it's important to take advantage of them but also respect them.
Philosophically, I believe that you should put all spending on a credit card and pay off that balance each month. This will ensure that you maximize cash back or rewards and minimize interest payments. The posts below may help you become better users of credit.
We’ve curated a list of the best welcome bonus rewards for credit cards. I remember a time when the best…
If you have good credit, you can often earn hundreds of dollars for getting a new credit card. Many of those offers are on cards with an annual fee – which you may not want to pay! We share with you the best credit card bonuses on cards that will not charge you an annual fee – some of which are in the hundreds of dollars.
The most prestigious credit cards offer generous rewards, but it can be a pain to remember what the rewards structure is. Keep it simple with this list of the best 2% cash back cards - nothing to remember, just 2% cash back.
Some credit cards are geared for college students, people who are rebuilding their credit, or people who have yet to establish credit But with so many credit cards to choose from, which is the easiest credit card to get? Here are fourteen credit cards that offer solid benefits and are easy to qualify for.
The best travel credit cards offer generous welcome bonuses, annual travel credits, insurance coverages, and many other perks for frequent travelers. Is the Capital One Venture X Card worth putting on your travel credit card shortlist? Find out in our Capital One Venture X Card Review.
While getting cheap flights and travel packages to Vegas is easy, Las Vegas can still be an expensive place to visit. Thankfully, there are credit cards that seem tailor-made to help you enjoy the best that Vegas has to offer. Earn points for hotel stays, dining out, Uber credits, and more with the best credit cards for Las Vegas.
Venmo is a digital wallet that allows you to spend and transfer money between friends and family members from one app. But Venmo also has a cash back credit card offering rewards of up to 3%. Find out how it works in this Venmo Credit Card review.
If your FICO credit score falls between 600 and 649, it could hurt your chances of being approved for some of the more popular rewards credit cards, but it doesn’t completely put you out of the game. Here is our list of the best credit cards for FICO scores in the 600-649 range.
A FICO credit score between 650 and 699 is considered "middle of the pack." Some lenders would say that it represents fair credit, while others use the term, average. But what types of credit cards can you qualify for with a FICO score between 650 and 699? Learn more.
Do you love getting credit card bonuses but don’t like the high spending requirements that come with many credit card bonus offers? Perhaps you want to earn rewards but don't spend enough money monthly to justify the high annual fee. Here are ten of the best credit cards for low spenders.
If you’re still working on getting your credit score above 670, you may need a credit-building credit card instead. The Mission Lane Visa™ Credit Card is an option that can help you establish credit and gradually improve your credit score. Here's what you need to know, including the key features, fees, pros and cons, and Mission Lane alternatives.
The Upgrade Rewards Cash Rewards card is a promising alternative to traditional credit cards. It can be easier to qualify for, you can earn 1.5% back on card payments, and you don’t need to make a security deposit. But is it the right card for you? This Upgrade Cash Rewards Card review covers the positive and negative features.
If your FICO credit score is under 600, trying to borrow money can feel like a hopeless situation. The good news is that there are credit cards you can get even if you struggle with poor credit. Here are five secured credit cards for people with credit scores between 500 and 599.
Cash back credit cards offer flexibility by giving you several ways to redeem your rewards. Most cards allow you to apply your earnings as a statement credit, purchase gift cards and other merchandise, and receive cash payments via a check or bank account deposit. The Wells Fargo Active CashSM Card is no different.