Strategies & tactics to get ahead financially & in life
When I first started working, I remember the HR director ask me for a “voided check.” It sounds silly when I think back on it because the answer is right in the name. But at the time, it confused me so I asked him – it’s just a personal check except I write “VOID” on […]
Occam’s Razor is the idea that the simpler solution is more likely to be correct than complex solutions. In investing, Occam’s Razor is right. Simple is better. And in this case, simple means a handful of passively managed index funds. Over the long run, index investing has beaten actively managed funds as well as hedge […]
One of the obstacles to purchasing life insurance is the application process. With traditional life insurance, you sit with a life insurance agent, who asks a series of deep and often uncomfortable questions as part of an application process that seems to take forever. Then you may have to wait weeks for an approval, and […]
When it comes to making more money, the best place to look is where you’re already working. Side gigs are great for some supplemental income. You can use the extra money to pay down bills, any existing debt, or save more for retirement. I’m not knocking that in the least. But if you want to […]
If you want to travel outside the United States, you’re going to need a U.S. Passport from the U.S. Department of State. According to the State Department, over 21 million passports were issued last year (and 2017). Overall, there are 137.5 million passport holders out there. Some are traveling the world. Others are collecting dust. […]
The Chase Freedom card is popular because it’s a very accessible cash back bonus card. There’s no annual fee and you get a $150 bonus after just $500 on purchases in the first three months – an amount many can achieve without difficulty. With the Chase Freedom Card, you need to activate the bonus cash […]
Do you remember the Equifax data breach back in September of 2017? It turns out that we’ve reached a point that folks are talking about settlement. They’ve agreed to a global settlement with the Federal Trade Commission, the Consumer Financial Protection Bureau, and the states. If you were affected, you are part of the class […]
Betterment is one of the oldest and most well-known roboadvisors. If you want to invest in the stock market and don’t want to do it yourself, roboadvisors offer a strong alternative. One of the common knocks against roboadvisors was what they did with the cash in your account. Charles Schwab’s Intelligent Portfolios took some heat […]
I love living so close to BWI Airport. It’s about a twenty-minute drive from our house and after I got TSA PreCheck, I know I can be through security in about ten minutes. I don’t fly a lot, maybe a dozen times a year, but I’m always thankful to have PreCheck. The TSA PreCheck at […]
If you’ve ever considered holding a big outdoor event, chances are you’ve considered porta potty rentals. It’s not a glamorous idea to research but it’s a very necessary one. If you don’t have enough porta-potties, your event will be a disaster. It doesn’t matter if you have U2, Ed Sheeran, Coldplay, Taylor Swift, and AC/DC […]