Strategies & tactics to get ahead financially & in life
Do you know the difference between a tax credit and a tax deduction? If so, you may be in the minority compared to most Americans because one of the biggest misunderstandings about taxes is the idea of a tax credit vs. a tax deduction. They both put your money in your pocket but in vastly […]
Ratings are everywhere but when it comes investments, none have the cachet and history of Morningstar ratings. Go to any mutual fund and chances are, if they have a good rating, they will tell you what their Morningstar rating is! For example, Thrivent lists Morningstar ratings of their funds on the Fund Details page for […]
If you’ve been thinking about opening an account with Ally Invest, this review is for you. I’ve been using Ally Invest as my primary stock brokerage for years. I started with TradeKing, stayed on during the acquisition, and have held a sizable portion of my investments with Ally Invest. I’m a fan because they offer […]
Are you in the market for a new or new-to-you car? If so, you’ve probably wondered “How much car can I afford?” While your local car dealership might be happy to tell you the sky’s the limit regarding your car purchase, your personal budget might be telling you a different story. Spending more than you […]
A few years ago*, I purchased (invested in?) a few Series I Savings Bonds. It wasn’t a significant sum but I wanted to see what it was like. Series I Savings Bonds are inflation-adjusted savings bonds that have a fixed interest rate and an inflation rate that is adjusted twice a year, in May and […]
When I was in college, one of the best ways to “make money on the Internet” was to install a toolbar that showed you ads while you surfed the web. It was called AllAdvantage and as a poor college kid, it was a fantastic way to make money. We just left our computers on, installed […]
No! I’m willing to bet that on more than one vacation, someone has come up to you and offered you something free to sit in on a timeshare sales pitch. If you ever wondered what that experience was like, today is your lucky day! I sat in one of these when I was fresh out […]
I was born in the 80s and so I grew up reading physical books. There’s something about holding a book, flipping through the pages, smelling the paper – you really can’t beat it. But from time to time, you look at your collection of books and realize that it needs to be pared down a […]
Did you know that TD Bank was founded in 1855? The TD in TD Bank stands for Toronto-Dominion – the name of the two banks that would eventually merge to form TD Bank. The Bank of Toronto was founded in 1855 while The Dominion Bank opened its first branch in 1871. It wasn’t until 1919 […]
If you’ve been looking to roll over your 401(k) into a Rollover IRA, it’s one of the best times to take advantage of stock brokerage promotions. Stockbrokers offer promotions that can get into the thousands of dollars because they know you can bring thousands of dollars to your new account. They are always looking for […]