Jim Wang is a thirty-something father of three who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.
Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.
One of his favorite tools (here’s my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you’re on track to retire when you want. It’s free.
He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn’t want a second job, it’s diversified small investments in a few commercial properties and a farm in Illinois via AcreTrader.
DiversyFund is a real estate investing platform that focuses on multifamily residential real estate. While there is no management fee, you are still responsible for other common REIT fees such as a developer fee.
When I was younger, I worked at a Chinese food restaurant for $5 an hour. I was paid under the…
When I was younger, I played a lot of board games with my friends, Monopoly included. Did you know that…
If you're thinking about opening an account at Bank of the West, check out the latest promotions and get free cash to satisfy a few simple conditions!
When it comes to investing, the two most popular options are the stock market and real estate. Within each, there…
If you're looking for an alternative brokerage to Robinhood, we put together a list of brokers that offer free trades, no minimums, no account fees, and (preferably) a new account bonus.
There are two types of dividends - ordinary and qualified. Ordinary dividends are taxed like income. Qualified dividends are taxed as long term capital gains. The rate you pay for long term capital gains depends on your income but will be between 0 and 20%.
If you need a business bank account, you might want to see if there's one on our list of promotions that will pay you a nice bonus to sign up!
Fidelity Investments is one of the biggest investment companies in the world in terms of the number of customers and…
The internet is a great place to get new ideas and opinions you hadn't considered you can't blindly follow the advice. Your finances are too important to leave to internet articles written by unknown people. Instead, follow a variety of bloggers, bounce new ideas off a trusted source, and verify your decisions with a fee-only financial planner when you can.
In times of economic crisis, the government has often used “stimulus checks” as a way of boosting the economy. Congress…
SoFi is a financial services company that offers all kinds of financial products and services. Do you need a bank…
