Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here’s my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you’re on track to retire when you want. It’s free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn’t want a second job, it’s diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he’s invested in a few pieces of art on Masterworks too.

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Opinions expressed here are the author’s alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

Recent Articles by Jim

15 Valuable Coins Hiding in Your Pocket

Here are 15 valuable coins that, with the exception of one coin, you might find among your loose change. While you won't get rich by collecting silver coins, it can be a fun hobby. Check your pockets - you never know, you might have some valuable coins hiding in your pocket.

Best Credit Union Bonus Promotions (September 2022)

Credit unions exist to serve their members, rather than shareholders, and only recently have they been offering big bonuses for new members. We list the best bonuses for nationally available credit unions.

Best No Penalty CD Rates – 3.05% APY (September 2022)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.

8 Easy Ways to Make Extra Cash to Beat Inflation

Fast-rising inflation rates are putting increasing pressure on people’s finances. Thankfully, the internet provides a host of effective ways to increase your income and thus combat the price hikes. In this article, we discuss 7 proven ways to make extra money to fight inflation.

PSECU New Account Bonus Promotion: Up to $250 Cash

PSECU is a credit union in Pennsylvania that was founded in 1934 by 22 state employees. Now, it has nearly half a million members and will give you $250 for opening a new account and set up a small direct deposit.

Fortunately Review 2022: A Financial Plan for $5/Month?

Financial planning apps like Fortunately can help you create a free personalized plan within minutes to improve your odds of financial success. But can a self-serve platform replace a real-life human advisor? And who is the app best suited for? Find out in this Fortunately Review.

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