Jim Wang

Jim Wang

Jim Wang is a thirty-something father of three who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here’s my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you’re on track to retire when you want. It’s free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn’t want a second job, it’s diversified small investments in a few commercial properties and a farm in Illinois via AcreTrader.

Recent Articles by Jim

What You Should Do With All the Financial Advice on the Internet

The internet is a great place to get new ideas and opinions you hadn't considered you can't blindly follow the advice. Your finances are too important to leave to internet articles written by unknown people. Instead, follow a variety of bloggers, bounce new ideas off a trusted source, and verify your decisions with a fee-only financial planner when you can.

QubeMoney Review: A Practical Envelope Budgeting App & Bank Account

QubeMoney a budgeting app that is based on the envelope system. The special sauce is that it truly prevents you from spending money that isn't in an envelope - or qube as they call it. If you want to use an envelope budget but carrying around a bunch of cash isn't feasible, this is a great solution.

Guide to the Cheapest Wire Transfer Fees

If you need to transfer money quickly, very few options beat a wire transfer. Here's where you can get the lowest fees on a wire transfer as well as a few ways to find lowest the fee or a cheaper alternative.

How to invest in yourself

Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…

As Seen In: