Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here’s my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you’re on track to retire when you want. It’s free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn’t want a second job, it’s diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he’s invested in a few pieces of art on Masterworks too.

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Opinions expressed here are the author’s alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

Recent Articles by Jim

How Much Is Costco Gas Near Me Today?

Are you a Costco member and love their gas? Did you ever want to know what the prices are without having to swing by the warehouse? There are plenty of ways to find out!

How to Avoid Type 2 Money Mistakes

Not all mistakes are the same. learn the difference between Type 1 and Type 2 mistakes as well as how to identify the more dangerous ones, Type 2, and avoid them at all costs.

Vanguard Cash Plus Account Review 2023

The Vanguard Cash Plus Account is Vanguard's cash management account, but is it worth getting? We take a closer look at its offering and compare it to other brokers and cash sweep options.

What is a Good QualiFile (ChexSystems) Score?

Have you been denied a bank account? It's possible that you have a low QualiFile score from ChexSystems. Learn about this specialty consumer reporting agency, how to get your report, and improve your score.

Atticus Review 2023: Get Lawyers to Help with Your Disability Claim

Applying for disability benefits or worker's compensation can be time-consuming, and applications are often declined for various reasons. Atticus is a law firm that helps people get the money they deserve. The best part is that their service is free unless your claim is approved. Learn more.

Save App Review: 9.06% APY FDIC-Insured Account Legit?

Save is a fintech company that promises to give you above market returns on your savings without putting your principal at risk. Your savings are FDIC insured while an equivalent amount is placed into a fund, where you can earn capital gains. Is this too good to be true?

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