Jim Wang

Jim Wang is a thirty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here’s my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you’re on track to retire when you want. It’s free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn’t want a second job, it’s diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he’s invested in a few pieces of art on Masterworks too.

Recent Articles by Jim

8 Key Money Lessons I Learned During the Pandemic

The Covid-19 pandemic is far from over, but I'm hopeful that we've reached a turning point and can take time to reflect on lessons learned. With that in mind, here are eight pandemic money lessons I picked up during the past 18 months.

What is a Car Accident Loan?

If you’ve ever been in a serious car accident, it can be a very scary and disorienting experience. What happens…

Are You Ready to Retire? Probably Not

Over the past five years, there's been an explosion of "early retirement" headlines, as everyone rushes to share the latest about that person or couple in their 30's who retired with a high net worth. But is the freedom of an early retirement all it's cracked up to be, and when the time comes, will you even be ready?

8 Best American Express Platinum Card Alternatives

Are you searching for the Platinum Card by American Express alternatives in order to avoid the hefty $695 annual fee the card requires? The American Express Platinum card has several attractive alternatives. However, despite the $695 annual fee, it is one of the best cards out there for heavy travelers.

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