Strategies & tactics to get ahead financially & in life
I distinctly remember the moment when I Googled what “AD&D insurance” stood for. I was at my first job and I was reading the employee manual because I had to opt into a lot of different things I’d never heard of before. I was twenty-something and despite my uber-nerd credentials, I did not play Dungeons […]
I read about Yotta Savings, which is a bit of a goofy name for a bank, on a thread on Hacker News. The name was a bit of a turn-off honestly, it’s hard to take a bank seriously when it sounds like my kids saying the name, but the idea behind it is sound. The […]
One of the best ways to make a little extra money with almost zero risk (more on that) is to take advantage of a bank’s new account bonus. There are over 5,000 FDIC insured banking institutions and many of them, especially the big national or regional banks, offer hundreds of dollars when you open an […]
The Coronavirus pandemic has changed a lot of things in our daily life but one enduring legacy will be our relationship with work. When I was a kid, I was taught that the way towards prosperity was through work. I go to school, get good grades, get into a good college, graduate, and then start […]
When I look at my window, everything looks the same. The grass is growing, the birds are chirping, and the wind blows through the trees. It’s calm and serene. Inside our home is a different matter, since no one has been outside in months. And that stir-crazy chaos is reflected when I turn on the […]
What if I told you that a bank would give you $200 just to open an online checking account? Banks are competing with one another for your business, especially during these turbulent times, and they are willing to give hundreds of dollars for you to switch to their bank as your primary bank. BBVA USA […]
When I was a kid, I thought income was income was income. If you get paid for something, it’s “income.” It wasn’t until I got older that I started learning that there are different types of income; with each getting its own special tax treatment. It’s important to understand this because it can impact how […]
PNC Bank (FDIC #6384) is a National Bank with over 2,300 locations spread out across the nation. If you look at PNC Bank’s history, the bank traces its origins back to 1852. In 1852, Pittsburgh National Bank, itself a subsidiary of Pittsburgh National Corporation, opened for business. Over the years, it would merge and acquire […]
Do you know the difference between a tax credit and a tax deduction? If so, you may be in the minority compared to most Americans because one of the biggest misunderstandings about taxes is the idea of a tax credit vs. a tax deduction. They both put your money in your pocket but in vastly […]
Ratings are everywhere but when it comes investments, none have the cachet and history of Morningstar ratings. Go to any mutual fund and chances are, if they have a good rating, they will tell you what their Morningstar rating is! For example, Thrivent lists Morningstar ratings of their funds on the Fund Details page for […]