Huntington Bank Promotions: Up to $750 for Business Accounts, $200 for Personal Accounts

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Do you want to open an account at Huntington National Bank and want to know if they have any promotions going on?

You're in the right place!

We have partnered with Huntington Bank to make sure we list all the new account promotions they have available.

Right now, they have two cash offers for new personal checking accounts:

  • $150 to open a Huntington Asterisk-Free Checking Account
  • $200 to open a Huntington 5 Checking Account

They also have a few bonus offers for business checking accounts:

  • $200 to open a Huntington Business Checking 100 Account
  • $400 to open a Huntington Unlimited Business Checking Account
  • $750 to open a Huntington Unlimited Plus Business Checking Account

All are solid offers that require you to deposit $1,000 into the account within 60 days and keep the account open for 90 days. More on each below but there aren't any fine print gotchas to be wary of (review our guide on bank account bonuses to see what types of gotchas typically exist in offers like this one). The bonus is reported as 1099-INT just as bank interest would be reported.

Details below:

About Huntington National Bank

Huntington Bank is a national bank that was established in 1866 and headquartered in Columbus, Ohio. They have over 1,100 branches spread across eight Midwestern states and they're publicly traded under the ticker HBAN (in fact, they're also included in the S&P 500 index). They're a regional bank but they've been around for quite some time and are one of the largest banks in the United States.

Huntington Bank's ABA routing number is 044000024.

They are, as are all banks listed on Wallet Hacks, FDIC insured up to $250,000 under FDIC #6460 since January 1st, 1934.

Huntington Bank has two active promotions, both for personal accounts. We list the details of the expired business promotions in case they come back.

Huntington Asterisk-Free Checking – $150

You can get $150 if you open a Huntington Asterisk-Free Checking account online or in-person in a branch (bring the code) and make cumulative deposits of at least $1,000 within sixty days of opening your account. Keep your account open for at least 90 days and you will see $150 deposited into your account. You must be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia.

The key difference between the Asterisk-Free Checking and the 5 Checking (below) are the fees. There are no monthly maintenance fees and no minimum deposit for the Asterisk-Free Checking. You also get a 24-Hour Grace period on overdrafts, so you can fix it before they charge you, as well as All Day Deposit (deposit at ATMs and the app until midnight and avoid business hour cutoffs), plus overdraft protection, online bill pay, and mobile banking.

Learn more about Asterisk-Free Checking
(Offer expires 4/7/2021)

Huntington 5 Checking – $200

You can get $200 if you open a Huntington 5 Checking account online or in-person in a branch (bring the code) and make cumulative deposits of at least $1,000 within sixty days of opening your account. Keep your account open for at least 90 days and you will see $200 deposited into your account. You must be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia.

The Huntington 5 Checking has a $5 monthly maintenance fee that you can avoid if you keep $5,000 in Total Relationship Balance ($5k total in all of your accounts).

The account itself also has some other perks including:

  • 0.02% APY.
  • 5 refunds per statement cycle on non-Huntington ATM cash withdrawal fees

Learn more about Huntington 5 Checking
(Offer expires 4/7/2021)

This promotion also applies to the Huntington 25 Checking product but that account has a $25 monthly service fee that is waived if you maintain a $25,000 balance across your accounts.

Huntington Business Checking 100 – $200

If you have a relatively new business, need to get a business checking account, and have $2,000 in cash to deposit – Huntington Bank will give you $200 cash to open up a Business Checking 100 account. (being a new business is not a requirement)

When you open a Business Checking 100 account and deposit $2,000 in cash, they'll add another $200 cash as a bonus after the account has been open for 90 days. Nothing like a little extra boost to get the business off the ground, right? There are no monthly maintenance fees, 100 monthly transactions free, and you can deposit up to $5,000 in cash or currency in-branch or at an ATM with no charge.

Learn more about Business Checking 100

Huntington Unlimited Business Checking – $400

You can get $400 when you open an Unlimited Business Checking account and deposit $5,000 within the first sixty days. They'll deposit $400 into your account once the account has been open for 90 days. That's it – the bonus requirements are very simple.

The $20 monthly maintenance fee is waived if you have $10,000 in combined deposit relationship balances.

From a business perspective, it allows unlimited transactions and up to $10,000 in cash/currency deposits each month in-branch with no charge. You can also get bonus services, opting to get one of five free options that include a fraud tool, deposit scan, 10% off Paychex payroll services, two free domestic wires, or free returned deposited items (up to 25 a month). This is on top of the usual perks you get such as their mobile app, alerts, and overdraft protection.

Learn more about Unlimited Business checking

If you have more cash to move over, they have a better offer on their Huntington Unlimited Plus Business Checking account.

Huntington Unlimited Plus Business Checking – $750

You can get $750 when you open an Unlimited Plus Business Checking account and deposit $20,000 within the first sixty days. After 90 days, they'll deposit $750. You can avoid the $40 per month maintenance fee if you have $50,000 in combined deposit relationship balances. The financial requirements are slightly higher than the previous offer but the bonus is nearly double.

This account allows unlimited transactions and up to $25,000 in cash/currency deposits each month in-branch with no charge. You can also get TWO bonus services from the same list as the previous account including the same base benefits like a mobile app, overdraft protection, etc.

Learn more about Unlimited Plus Business checking

Huntington Savings & MMA Accounts

Huntington Bank offers savings and money market accounts, though without any promotions, called Huntington Relationship Savings and Huntington Relationship Money Market Account.

The Huntington Relationship Savings offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The account pays interest but it's quite low. There is a maintenance fee that is waived if your total balance in all accounts is above $2,500.

The Huntington Relationship Money Market Account offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The interest you can earn on this account will be based on your balance (it starts at $25,000) and whether you have a “relationship rate,” which just means having a separate checking account. There's also a monthly fee if you don't have a total balance in all bank accounts above $25,000.

How do these offers compare?

We maintain a list of the best bank promotions ($100 minimum) and the Huntington Bank offer is on that page. The offer is about average and the only downside is that you have to be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia to get it.

Wells Fargo sometimes has a better offer with a bigger cash bonus ($400) with lower requirements:

You will see some banks with higher bonuses, such as Chase Premier Plus Checking at $300, but the requirements are slightly higher because you need $15,000+ across your chase accounts to avoid the $25 monthly service fee. Even the Citibank offer of $200 for the Citi Basic Banking Package is $200, similar to Huntington 5 with its $5,000 balance requirement.

So the offer is competitive with similar offers at other national banks.

Overall, if you're in the service area, it's a good offer.

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Jim Wang

About Jim Wang

Jim Wang is a thirty-something father of three who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and a farm in Illinois via AcreTrader.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

  1. Nate says

    Jim- great article! Do you know if Huntington does a hard or soft pull to open their checking account?
    Also, for the direct deposit requirement does ach transfer work from an external bank to satisfy that requirement? Thanks in advance!

    • Jim Wang says

      I’m afraid I do not know if it is a soft or hard pull – as for the direct deposit requirement, it’s actually not a DD requirement. You just need to transfer new money.

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