Huntington Bank Bonus Promotions: Up to $750 for Business Accounts, $500 for Personal Accounts

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Do you want to open an account at Huntington National Bank and want to know if they have any bonus promotions going on?

You’re in the right place – because they do!

We have partnered with Huntington Bank to make sure we list all the new account promotions they have available.

Right now, they have three cash bonus offers for new personal checking accounts:

  • $150 for a Huntington Asterisk-Free Checking®
  • $200 for a Huntington 5 Checking®
  • $500 for a Huntington 25 Checking®

They also have a few cash bonus offers for business checking accounts:

  • $200 to open a Huntington Business Checking 100 Account
  • $400 to open a Huntington Unlimited Business Checking Account
  • $750 to open a Huntington Unlimited Plus Business Checking Account

All are solid offers that require you to deposit some amount of cash into the account within 60 days (specifics are below for each offer) and keep the account open for 90 days. There aren’t any fine print gotchas to be aware of (review our guide on bank account bonuses to see what types of gotchas typically exist in offers like this one) based on my review. The bonus is reported on a Form 1099-INT just as bank interest would be.

Details below:

Table of Contents
  1. Huntington Asterisk-Free Checking® – $150
  2. Huntington 5 Checking® – $200
  3. Huntington 25 Checking® – $500
  4. Huntington Business Checking 100 – $200
  5. Huntington Unlimited Business Checking – $400
  6. Huntington Unlimited Plus Business Checking – $750
  7. About Huntington National Bank
  8. Huntington Savings & MMA Accounts
  9. How do these offers compare?

Huntington Asterisk-Free Checking® – $150

Huntington Asterisk-Free Checking® Bonus Summary

  • What you get: $150 cash bonus
  • Who qualifies: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia
  • Where to open: Online or in-branch (bring a code)
  • How to get it:
    • Open a Huntington Asterisk-Free Checking® account,
    • Next, make cumulative deposits of at least $1,000 within sixty days of opening your account,
    • Keep the account open for at least 90 days – see the $150 bonus!
  • When does it expire: October 7, 2021

You can get $150 if you open a Huntington Asterisk-Free Checking account online or in-person in a branch (bring the code) and make cumulative deposits of at least $1,000 within sixty days of opening your account. Keep your account open for at least 90 days and you will see $150 deposited into your account. You must be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia.

The key difference between the Asterisk-Free Checking and the 5 Checking (listed below) are the fees. There are no monthly maintenance fees and no minimum deposit for the Asterisk-Free Checking. You also get a 24-Hour Grace period on overdrafts, so you can fix it before they charge you, as well as All Day Deposit (deposit at ATMs and the app until midnight and avoid business hour cutoffs), plus overdraft protection, online bill pay, and mobile banking.

Here are official disclosures:

  • To qualify for the $150 cash bonus, you are required to open a new, qualifying Asterisk Free Checking®, Huntington 5 Checking®, or Huntington 25 Checking® account during the promotional period between July 15, 2021 and October 7, 2021 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. “New money” is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.
  • Your $150 bonus will be deposited into your new personal checking account within 14 days of meeting the above requirements. Your checking account must remain in an open status to receive the bonus.
  • This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
  • Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other checking offer. For tax purposes, you will receive a Form 1099- INT from us for the cash bonus. Huntington reserves the right to limit an individual to one accountrelated gift incentive per rolling 12-month period across all deposit account relationships.
  • Asterisk-Free Checking® is a federally registered service mark of Huntington Bancshares Incorporated.

Learn more about Huntington Asterisk-Free Checking

Huntington 5 Checking® – $200

Huntington 5 Checking® Bonus Summary

  • What you get: $200 cash bonus
  • Who qualifies: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia
  • Where to open: Online or in-branch (bring a code)
  • How to get it:
    • Open a Huntington 5 Checking® account,
    • Next, make cumulative deposits of at least $1,000 within sixty days of opening your account,
    • Keep the account open for at least 90 days – see the $200 bonus!
  • When does it expire: October 7, 2021

You can get $200 if you open a Huntington 5 Checking account online or in-person in a branch (bring the code) and make cumulative deposits of at least $1,000 within sixty days of opening your account. Keep your account open for at least 90 days and you will see $200 deposited into your account. You must be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia.

The Huntington 5 Checking has a monthly maintenance fee that you can avoid if you meet certain conditions.

Here are the official disclosures:

  • To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 Checking® or Huntington 25 Checking® account during the promotional period between July 15, 2021 and October 7, 2021 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. “New money” is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.
  • Your $200 bonus will be deposited into your new personal checking account within 14 days of meeting the above requirements. Your checking account must remain in an open status to receive the bonus.
  • This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
  • Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account related gift incentive per rolling 12-month period across all deposit account relationships.
  • Huntington 5 Checking® is a federally registered service mark of Huntington Bancshares
    Incorporated.

Learn more about Huntington 5 Checking

Huntington 25 Checking® – $500

Huntington 25 Checking® Bonus Summary

  • What you get: $500 cash bonus
  • Who qualifies: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia
  • Where to open: Online or in-branch (bring a code)
  • How to get it:
    • Open a Huntington 25 Checking® account,
    • Next, make a cumulative deposit of at least $15,000 in new money within 60 days,
    • Keep the account open for at least 90 days – see the $500 bonus!
  • When does it expire: October 7, 2021

You can open up a Huntington 25 Checking account and get $500 when you meet the qualifying requirements.

Just open it before the deadline, make a cumulative deposit of at least $15,000 in new money within 60 days, keep that money in there for 90 days, and you can get $500 deposited within 14 days of meeting that requirement. Available to residents of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.

The Huntington 25 Checking account has a maintenance fee you can get waived if you meet certain conditions.

Here are the official disclosures:

  • To qualify for the $500 cash bonus, you are required to open a new, qualifying Huntington 25 Checking® during the promotional period between July 15, 2021 and October 7, 2021 and make cumulative new money deposits into the checking account of at least $15,000 or more within 60 days of account opening. “New money” is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.
  • Your $500 bonus will be deposited into your new personal checking account within 14 days of meeting the above requirements. Your checking account must remain in an open status to receive the bonus.
  • This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
  • Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account related gift incentive per rolling 12-month period across all deposit account relationships.
  • Huntington 25 Checking® is a federally registered service mark of Huntington Bancshares Incorporated.

Learn more about Huntington 25 Checking

Huntington Business Checking 100 – $200

If you have a relatively new business, need to get a business checking account, and have $2,000 in cash to deposit – Huntington Bank will give you $200 cash to open up a Business Checking 100 account. (being a new business is not a requirement)

When you open a Business Checking 100 account and deposit $2,000 in cash, they’ll add another $200 cash as a bonus after the account has been open for 90 days. Nothing like a little extra boost to get the business off the ground, right? There are no monthly maintenance fees, 100 monthly transactions free, and you can deposit up to $5,000 in cash or currency in-branch or at an ATM with no charge.

Learn more about Business Checking 100

Huntington Unlimited Business Checking – $400

You can get $400 when you open an Unlimited Business Checking account and deposit $5,000 within the first sixty days. They’ll deposit $400 into your account once the account has been open for 90 days. That’s it – the bonus requirements are very simple.

The $20 monthly maintenance fee is waived if you have $10,000 in combined deposit relationship balances.

From a business perspective, it allows unlimited transactions and up to $10,000 in cash/currency deposits each month in-branch with no charge. You can also get bonus services, opting to get one of five free options that include a fraud tool, deposit scan, 10% off Paychex payroll services, two free domestic wires, or free returned deposited items (up to 25 a month). This is on top of the usual perks you get such as their mobile app, alerts, and overdraft protection.

Learn more about Unlimited Business checking

If you have more cash to move over, they have a better offer on their Huntington Unlimited Plus Business Checking account.

Huntington Unlimited Plus Business Checking – $750

You can get $750 when you open an Unlimited Plus Business Checking account and deposit $20,000 within the first sixty days. After 90 days, they’ll deposit $750. You can avoid the $40 per month maintenance fee if you have $50,000 in combined deposit relationship balances. The financial requirements are slightly higher than the previous offer but the bonus is nearly double.

This account allows unlimited transactions and up to $25,000 in cash/currency deposits each month in-branch with no charge. You can also get TWO bonus services from the same list as the previous account including the same base benefits like a mobile app, overdraft protection, etc.

Learn more about Unlimited Plus Business checking

About Huntington National Bank

Huntington Bank is a national bank that was established in 1866 and headquartered in Columbus, Ohio. They have over 1,100 branches spread across eight Midwestern states and they’re publicly traded under the ticker HBAN (in fact, they’re also included in the S&P 500 index). They’re a regional bank but they’ve been around for quite some time and are one of the largest banks in the United States.

Huntington Bank’s ABA routing number is 044000024.

They are, as are all banks listed on Wallet Hacks, FDIC insured up to $250,000 under FDIC #6460 since January 1st, 1934.

Huntington Bank has two active promotions, both for personal accounts. We list the details of the expired business promotions in case they come back.

Huntington Savings & MMA Accounts

Huntington Bank offers savings and money market accounts, though without any promotions, called Huntington Relationship Savings and Huntington Relationship Money Market Account.

The Huntington Relationship Savings offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The account pays interest but it’s quite low. There is a maintenance fee that is waived if your total balance in all accounts is above $2,500.

The Huntington Relationship Money Market Account offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The interest you can earn on this account will be based on your balance (it starts at $25,000) and whether you have a “relationship rate,” which just means having a separate checking account. There’s also a monthly fee if you don’t have a total balance in all bank accounts above $25,000.

How do these offers compare?

We maintain a list of the best bank promotions ($100 minimum) and the Huntington Bank offer is on that page. The offer is about average and the only downside is that you have to be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia to get it.

Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH21 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.

Chase Total Checking® – $225

Chase Bank will give you $225 when you open a Total Checking account and set up and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

HSBC Premier Checking – $450

HSBC has an offer where you can get $450 for eligible new customers who open an HSBC Premier checking account and make recurring monthly qualifying direct deposits of at least $5,000 for 3 consecutive months. Click here to learn more about this offer.

Huntington Bank – up to $500

If you are a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia then you could get up to $500 from Huntington Bank for opening a new checking account. There are several checking accounts that qualify but they’re great offers if you live in their geographic region. Click here to learn more about Huntington Bank offers.

So the offer is competitive with similar offers at other national banks.

Overall, if you’re in the service area, it’s a good offer.

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About Jim Wang

Jim Wang is a thirty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

  1. Nate says

    Jim- great article! Do you know if Huntington does a hard or soft pull to open their checking account?
    Also, for the direct deposit requirement does ach transfer work from an external bank to satisfy that requirement? Thanks in advance!

    • Jim Wang says

      I’m afraid I do not know if it is a soft or hard pull – as for the direct deposit requirement, it’s actually not a DD requirement. You just need to transfer new money.

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