Huntington Bank Bonus Promotions: Up to $1,000 for Business, $600 for Personal

Do you want to open an account at Huntington National Bank and want to know if they have any bonus promotions going on?

You’re in the right place – because they do!

We have partnered with Huntington Bank to make sure we list all the new account promotions they have available.

Right now, they have some cash bonus offers for new personal checking accounts:

• $400 for a Huntington Perks Checking^SM
• $600 for a Huntington Platinum Perks Checking^SM

They also have a few cash bonus offers for business checking accounts:

• $100 to open a Huntington Business Checking 100 Account
• $400 to open a Huntington Unlimited Business Checking Account
• $1,000 to open a Huntington Unlimited Plus Business Checking Account

All are solid offers that require you to deposit some amount of cash into the account within 60 days (specifics are below for each offer) and keep the account open for 90 days. There aren’t any fine print gotchas to be aware of (review our guide on bank account bonuses to see what types of gotchas typically exist in offers like this one) based on my review. The bonus is reported on a Form 1099-INT just as bank interest would be.

Details below:

Huntington Perks Checking^SM – $400

You can get $400 if you open a Huntington Perks Checking account online or in-person in a branch (bring the code) and receive total qualifying direct deposits of $500 or more within 90 days of account opening. Keep your account open for at least 90 days and you will see $400 deposited into your account. You must be a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin.

The Huntington Perks Checking has a monthly maintenance fee that you can avoid if you meet certain conditions.

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Huntington Platinum Perks Checking^SM – $600

You can open up a Huntington Platinum Perks Checking account and get $600 when you meet the qualifying requirements.

Just open it before the deadline, make cumulative new money deposits of $25,000 within 90 days of account opening, keep that money in there for 90 days, and you can get $600 deposited within 14 days of meeting that requirement. Available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin.

The Huntington Platinum Perks Checking account has a maintenance fee you can get waived if you meet certain conditions.

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Unlimited Business Checking – $400

You can get $400 when you open an Unlimited Business Checking account and deposit $5,000 within the first 60 days. They’ll deposit $400 into your account once the account has been open for 90 days. That’s it – the bonus requirements are very simple.

Here are some features of Unlimited Business Checking:

• Unlimited transactions
• Deposit up to $10,000 in cash or currency monthly in-branch or at an ATM at no charge; $0.30 fee for
  each $100 after
• Waived monthly maintenance fee with $10,000 in combined deposit relationship balances (otherwise,
  $20/month)
• Choice of one bonus service

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Unlimited Plus Business Checking – $1,000

You can get $1,000 when you open an Unlimited Plus Business Checking account and deposit $20,000 within the first 60 days. After 90 days, they’ll award the bonus.

Here are some features of Unlimited Plus Business Checking:

• Unlimited transactions
• Deposit up to $25,000 in cash or currency monthly in-branch or at an ATM at no charge; $0.30 fee for
  each $100 after
• Waived monthly maintenance fee with $50,000 in combined deposit relationship balances (otherwise,
  $40/month)
• Choice of two bonus services

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About Huntington National Bank

Huntington Bank is a national bank that was established in 1866 and headquartered in Columbus, Ohio. They have over 1,100 branches spread across eight Midwestern states and they’re publicly traded under the ticker HBAN (in fact, they’re also included in the S&P 500 index). They’re a regional bank but they’ve been around for quite some time and are one of the largest banks in the United States.

Huntington Bank’s ABA routing number is 044000024.

They are, as are all banks listed on Wallet Hacks, FDIC insured up to $250,000 under FDIC #6460 since January 1st, 1934.

Huntington Bank has two active promotions, both for personal accounts. We list the details of the expired business promotions in case they come back.

Huntington Savings & MMA Accounts

Huntington Bank offers savings and money market accounts, though without any promotions, called Huntington Relationship Savings and Huntington Relationship Money Market Account.

The Huntington Relationship Savings offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The account pays interest but it’s quite low. There is a maintenance fee that is waived if your total balance in all accounts is above $2,500.

The Huntington Relationship Money Market Account offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The interest you can earn on this account will be based on your balance (it starts at $25,000) and whether you have a “relationship rate,” which just means having a separate checking account. There’s also a monthly fee if you don’t have a total balance in all bank accounts above $25,000.

How do these offers compare?

We maintain a list of the best bank promotions ($100 minimum) and the Huntington Bank offer is on that page. The offer is about average and the only downside is that you have to be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia to get it.

So the offer is competitive with similar offers at other national banks.

Overall, if you’re in the service area, it’s a good offer.