Huntington Bank Bonus Promotions: Up to $750 for Business, $600 for Personal

Do you want to open an account at Huntington National Bank and want to know if they have any bonus promotions going on?

You’re in the right place – because they do!

We have partnered with Huntington Bank to make sure we list all the new account promotions they have available.

Right now, they have some cash bonus offers for new personal checking accounts:

  • $400 for a Huntington Perks CheckingSM
  • $600 for a Huntington Platinum Perks CheckingSM

They also have a few cash bonus offers for business checking accounts:

  • $100 to open a Huntington Business Checking 100 Account
  • $400 to open a Huntington Unlimited Business Checking Account
  • $750 to open a Huntington Unlimited Plus Business Checking Account

All are solid offers that require you to deposit some amount of cash into the account within 60 days (specifics are below for each offer) and keep the account open for 90 days. There aren’t any fine print gotchas to be aware of (review our guide on bank account bonuses to see what types of gotchas typically exist in offers like this one) based on my review. The bonus is reported on a Form 1099-INT just as bank interest would be.

Details below:

Table of Contents
  1. Huntington Perks CheckingSM – $400
  2. Huntington Platinum Perks CheckingSM – $600
  3. Business Checking 100 – $100
  4. Unlimited Business Checking – $400
  5. Unlimited Plus Business Checking – $1,000
  6. About Huntington National Bank
  7. Huntington Savings & MMA Accounts
  8. How do these offers compare?

Huntington Perks CheckingSM – $400

Huntington Perks CheckingSM Bonus Summary

  • What you get: $400 cash bonus
  • Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
  • Where to open: Online or in-branch (bring a code)
  • How to get it:
    • Open a Huntington 5 Checking® account,
    • Next, receive a qualifying direct deposit within 90 days of account opening,
    • Keep the account open for at least 90 days – see the $400 bonus!
  • When does it expire: June 7, 2024

You can get $400 if you open a Huntington Perks Checking account online or in-person in a branch (bring the code) and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. Keep your account open for at least 90 days and you will see $400 deposited into your account. You must be a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin.

The Huntington Perks Checking has a monthly maintenance fee that you can avoid if you meet certain conditions.

👉 Learn more

Huntington Platinum Perks CheckingSM – $600

Huntington 25 CheckingSM Bonus Summary

  • What you get: $600 cash bonus
  • Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
  • Where to open: In-branch only
  • How to get it:
    • Open a Huntington Platinum Perks CheckingSM account,
    • Next, make cumulative new money deposits of $25,000 within 90 days of account opening,
    • Keep the account open for at least 90 days – see the $600 bonus!
  • When does it expire: October 7, 2024

You can open up a Huntington Platinum Perks Checking account and get $600 when you meet the qualifying requirements.

Just open it before the deadline, make cumulative new money deposits of $25,000 within 90 days of account opening, keep that money in there for 90 days, and you can get $600 deposited within 14 days of meeting that requirement. Available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin.

The Huntington Platinum Perks Checking account has a maintenance fee you can get waived if you meet certain conditions.

👉 Learn more

Business Checking 100 – $100

If you have a relatively new business, need to get a business checking account, and have $2,000 in cash to deposit – Huntington Bank will give you $100 cash to open up a Business Checking 100 account.

Learn more

Nothing like a little extra boost to get the business off the ground, right?

Business Checking 100 Bonus Summary

  • What you get: $100 cash bonus
  • Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
  • Where to open: Online or in-branch (bring a code)
  • How to get it:
    • Open a Business Checking 100 account,
    • Next, make cumulative new money deposits of at least $2,000 within sixty days of opening your account,
    • Keep the account open for at least 90 days – see the $100 bonus!
  • When does it expire: 9/3/2024

Here are some features of Business Checking 100:

  • 100 monthly transactions
  • Deposit up to $5,000 in cash or currency monthly in-branch or at an ATM; $0.30 fee for each $100 after
  • Free 120-day trial of a fraud tool: Reverse Positive Pay
  • No monthly maintenance fee

Learn more about Business Checking 100

Unlimited Business Checking – $400

You can get $400 when you open an Unlimited Business Checking account and deposit $5,000 within the first sixty days. They’ll deposit $400 into your account once the account has been open for 90 days. That’s it – the bonus requirements are very simple.

Learn more

Unlimited Business Checking Bonus Summary

  • What you get: $400 cash bonus
  • Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
  • Where to open: Online or in-branch (bring a code)
  • How to get it:
    • Open an Unlimited Business Checking account,
    • Next, make cumulative new money deposits of at least $10,000 within sixty days of opening your account,
    • Keep the account open for at least 90 days – see the $400 bonus!
  • When does it expire: 9/3/2024

Here are some features of Unlimited Business Checking:

  • Unlimited transactions
  • Deposit up to $10,000 in cash or currency monthly in-branch or at an ATM at no charge; $0.30 fee for
    each $100 after
  • Waived monthly maintenance fee with $10,000 in combined deposit relationship balances (otherwise,
    $20/month)
  • Choice of one bonus service

Learn more about Unlimited Business

Unlimited Plus Business Checking – $1,000

You can get $1,000 when you open an Unlimited Plus Business Checking account and deposit $20,000 within the first sixty days. After 90 days, they’ll award the bonus.

Learn more

Unlimited Plus Business Checking Bonus Summary

  • What you get: $1,000 cash bonus
  • Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
  • Where to open: Online or in-branch (bring a code)
  • How to get it:
    • Open an Unlimited Plus Business Checking account,
    • Next, make cumulative new money deposits of at least $25,000 within sixty days of opening your account,
    • Keep the account open for at least 90 days – see the $1,000 bonus!
  • When does it expire: 9/3/2024

Here are some features of Unlimited Plus Business Checking:

  • Unlimited transactions
  • Deposit up to $25,000 in cash or currency monthly in-branch or at an ATM at no charge; $0.30 fee for
    each $100 after
  • Waived monthly maintenance fee with $50,000 in combined deposit relationship balances (otherwise,
    $40/month)
  • Choice of two bonus services

Learn more about Unlimited Business

About Huntington National Bank

Huntington Bank is a national bank that was established in 1866 and headquartered in Columbus, Ohio. They have over 1,100 branches spread across eight Midwestern states and they’re publicly traded under the ticker HBAN (in fact, they’re also included in the S&P 500 index). They’re a regional bank but they’ve been around for quite some time and are one of the largest banks in the United States.

Huntington Bank’s ABA routing number is 044000024.

They are, as are all banks listed on Wallet Hacks, FDIC insured up to $250,000 under FDIC #6460 since January 1st, 1934.

Huntington Bank has two active promotions, both for personal accounts. We list the details of the expired business promotions in case they come back.

Huntington Savings & MMA Accounts

Huntington Bank offers savings and money market accounts, though without any promotions, called Huntington Relationship Savings and Huntington Relationship Money Market Account.

The Huntington Relationship Savings offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The account pays interest but it’s quite low. There is a maintenance fee that is waived if your total balance in all accounts is above $2,500.

The Huntington Relationship Money Market Account offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The interest you can earn on this account will be based on your balance (it starts at $25,000) and whether you have a “relationship rate,” which just means having a separate checking account. There’s also a monthly fee if you don’t have a total balance in all bank accounts above $25,000.

How do these offers compare?

We maintain a list of the best bank promotions ($100 minimum) and the Huntington Bank offer is on that page. The offer is about average and the only downside is that you have to be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia to get it.

U.S. Bank – up to $700

Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

👉 Click here to learn more


BMO Relationship Checking – $500 Cash

BMO Bank is offering a $500 Cash bonus* when you open a BMO Relationship Checking and when you have at least $7,500 in qualifying direct deposits within the first 90 days. It is a very straightforward offer that is available nationwide.

*Conditions apply

👉 Click here to learn more


Bank of America – $200 Bonus Offer

Bank of America offers a $200 Bonus Offer cash bonus if you open a new account and Set up and receive Qualifying Direct Deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer. It has a monthly fee that is easy to have waived.

👉 Click here to learn more


Chase Total Checking® – $300

Chase Bank will give you $300 when you open a Total Checking account and set up and receive direct deposits totaling $500 or more within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

👉 Click here to learn more

So the offer is competitive with similar offers at other national banks.

Overall, if you’re in the service area, it’s a good offer.

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools, everything I use) is Empower Personal Dashboard, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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Nate
4 years ago

Jim- great article! Do you know if Huntington does a hard or soft pull to open their checking account?
Also, for the direct deposit requirement does ach transfer work from an external bank to satisfy that requirement? Thanks in advance!

cam
3 years ago

Opened account Dec, deposited $20k funds and 7500bonus posted 7 days later. Super easy.

My problem now is my options for downgrading and if/when I can close the account. The fine print does not disclose this information.

https://www.huntington.com/business-banking-promotions-offers#1

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