When I was single with no kids, no mortgage and just a ~$35k student loan at under 4%… it wasn’t too hard to plow a ton of money into a 401(k) out of college. That flexibility hides a lot of mistakes. With a decade of time, some wild swings in the stock market, and zero […]
When I was younger, I was taught that the key to financial freedom was saving as much money as you could.
While true, it's not the whole story. Saving can only get you so far - you need to invest prudently too.
Imagine that there’s a professional investment management service that will manage a very small portfolio, and do so at a fraction of what it will cost to hire a traditional human investment manager? What you’ve described is known as a robo-advisor and Betterment was one of the first in the industry. The platform will create […]
I’m a big fan of dividend investing. I took advantage of cheaper stock prices during the last economic recession and stumbled my way into a sizable dividend portfolio. Now that we’re nearly a decade away from my initial acquisitions and the markets have surged back, I’m sitting on big gains and a healthy cash flow. […]
Robinhood is a popular stock trading app that charges absolutely no commissions. You can read our full review of Robinhood to get a better idea of what they do. I have an account with them and have zero complaints. They recently raised $110 million at a $1.3 billion valuation and are looking to blowing the […]
Ever wonder if the stock market is expensive or cheap? If you rely on mainstream media to tell you, you’re making a huge mistake. Ever hear the line “if it bleeds, it leads?” It perfectly encapsulates what the “news” is all about. It’s not about getting information to you, it’s about getting you to watch. […]
Betterment is one of the most popular robo-advisors out there and based on highest number of assets under management, one of the largest independent robo-advisors. If you’ve been thinking about opening an account, you should take advantage of their promotions. As a startup, they’re constantly tinkering and changing these promotions. This page will reflect the […]
Gold. It’s amazing the power it holds on our society. The California gold rush in the late 1840s and early 1850s has been the stuff of lore (if you have a chance to read about it, it’s fascinating). Even today, you can turn on Discovery Channel and watch a show about guys in Alaska mining […]
I graduated from college with about $35,000 in student loan debt. It was a pretty sizable sum and through saving and building a side hustle, I was able to pay it off in just a few years. I went to college in 1998 and never had access to a 529 plan. In fact, they were […]
RealtyShares is one of the best crowdfunding real estate investing sites. They are a marketplace that lets you invest in short-term loans and equity investments in real estate property, it’s like a LendingClub for real estate. Unlike many other similar marketplaces, the minimum with RealtyShares is just $1,000 per investment (compared to many places where […]
Roboadvisors are extremely popular these days. The value proposition is very clear – pay less in fees, get the same performance. The most popular roboadvisors are companies like Betterment and Wealthfront (read our Wealthfront review). You open an account, deposit money, and they manage the portfolio on your behalf for a small fee on top […]