Do you remember when Robinhood was founded? It was April 2013 and the idea of a smartphone app only brokerage with free trades blew everyone’s mind. How were they going to make money? How soon until they went under? Fast forward six-plus years and not only is Robinhood still around but they’ve changed the industry. […]
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What is a Cash Management Account?
Have you noticed a recent rise in the number of “cash management accounts?” If the term is new to you, you’re not alone. I only learned about these a few weeks ago and they’re fascinating. They are not technically bank accounts. The companies that have them are not banks. They’re usually some other type of […]
The 11 Best Disability Insurance Companies
Did you know that the average American has a one-in-four chance of becoming disabled before retiring? That’s the grim news from the Social Security Administration. Yet disability insurance is one of the most overlooked types of insurance coverage there is. Sure, there’s permanent disability provided by Social Security. But that can take many months to […]
Capital One 360 Performance Savings – Is It Worth It?
Did you know that Capital One launched a brand new online savings account called 360 Performance Savings? I sure didn’t! Unfortunately, it’s not a particularly exciting new account. I have a few accounts with Capital One Bank but they all were legacy ING Direct accounts. Capital One acquired ING Direct back in 2012 and I […]
M&T Bank Promotions: Up to $350 for New Checking Accounts
When it comes to regional banks, M&T Bank is one of the largest and most recognizable in the northeast United States. It helps that they have their name all over M&T Bank Stadium, home of the NFL’s Baltimore Ravens! Founded in 1865, M&T Bank stands for Manufacturers and Traders Trust. They are headquartered in Buffalo, […]
Where to Donate Old Used Eyeglasses
A few years ago, I opted to get Lasik. I was having problems with my contact lenses, after using them for years and not having any issues, and it got to the point that I was sick of it. During allergy season, my eyes would change sizes just enough that the contacts would slide around. […]
How to Create a Simple YNAB Budget
You Need a Budget (YNAB) is a zero-based budgeting approach which means every dollar has a job and needs to be budgeted for, including savings. It is a subscription-based website and phone app that gives you the freedom to prioritize your money the way you want. This is a guide about how to create a […]
New York CityPASS Review: Discounts to the City’s Top Attractions
New York City is a destination everyone should visit at least once in their lifetime. Whether you enjoy culture, shows, shopping, or just amazing views from the top of some of the most iconic buildings, NYC has anything and everything for every kind of visitor. If you’ve ever had to go into Manhattan for work […]
Term Life Insurance Is Way Better Than Whole Life Insurance
When I met with our financial advisor, one of the first things she suggested was to get term life insurance…not whole life insurance. Term. She also suggested I get them from different insurance companies. What’s funny is that it was the same advice I once received from our business accountant. It was one of our […]
10 Best Free Budgeting Software Tools
Do you know how you spend your money? Not too long ago, your only option was to purchase similar budgeting software like Quicken. But what if you don’t have extra cash to spend on software to watch your cash? That’s when getting free budget software can be very useful. They may not have all the […]
FamZoo Review: Prepaid Cards to Help Teach Kids Financial Responsibility
Teaching children about money can get complicated. Trying to decide how many piggy banks they should have for saving, spending, giving, what money goes where, and monitoring their spending can be quite a chore. What if you could just give your children prepaid cards, completely control how they are used, not have to worry about […]