Chase has some of the best credit cards on the market right now. But there’s just one catch – you need to have pretty good credit. Technically, you need good or excellent credit to get it. Experian says a good credit score is a credit score above 700. An excellent credit score is when your […]
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5 Best Apps to Get Food Delivered Right to Your Door
A short time ago, my lovely wife and I were out at an afternoon event with our kids at home with babysitters. We’d set them up with a lunch and some afternoon snacks, but we anticipated being home before dinner and didn’t make plans for them. We love our main babysitters (they’re a couple) because […]
6 Reasons Why Budgeting with a Spreadsheet Beats Automated Tools Every Time
When I started working, I tracked my spending down to the penny in a spreadsheet that I named the Budget Bible. (it was borrowed from my friend) Over the years, that spreadsheet has morphed into a document that primarily tracks our net worth. It tracks our bank accounts, our investment accounts, as well as our […]
Is My Bank Open? Bank and Stock Market Holiday Schedules (2019 – 2023)
Have you ever heard of the term bankers’ hours? If you look it up in Urban Dictionary, it says: Working or being open for the shortest and most inconvenient amount of time (~10am-4pm). Also includes a long lunch break and every possible holiday off. For many years, banks had the worst hours. They weren’t open […]
9 Money Tips for New & Expecting Parents
We are the parents to three lovely children and we wouldn’t trade it for anything in the world. There was a time when we were parents to just one goofy beagle named Tobey with one baby on the way. I remember doing all this research about how to prepare for a baby and being amazed […]
I am thredUp with paying full price: A review of thredUp
As I’ve gotten older, I’ve learned one key fact about shopping. New is nice but “gently used” + saving money is waaaaay nicer. Back in the day, consignment stores developed a bad reputation of taking practically anything saleable, marking it down, and selling it. Given enough time, you can find a home for anything. While […]
Get $200 Bonus for the Discover Online Savings Account (May 2019)
I’m sure you’ve heard of Discover but did you know they’re not just a credit card company? They are a bank too. And they have a rare bonus if you open an account with them. Discover Bank is the banking division of Discover Financial Services, Inc (NYSE:DFS). If you ask most people about Discover, they […]
6 Reasons Why I Don’t Invest with a Robo-Advisor
Robo-advisors have been around for years. Betterment, one of the oldest, was founded over ten years ago in 2008 and has $13.5 billion in assets under management (as of March 2018). It still pales in comparison to Vanguard, founded in 1975 and has $5.1 trillion in assets under management (as of January 2018), but it […]
IDENTITY GUARD® 30-Day Free Trial* Review
Identity Guard® is one of the leading providers of identity theft protection and credit monitoring. To stay on the cutting edge, the company has partnered with IBM® Watson™, an artificial intelligence system that dramatically expands its protection capabilities. Identity Guard now has the ability to anticipate and help prevent identity theft, rather than just react […]
Bill Negotiation Strategies: How to Get Better Deals From Any Company
When I was younger, I loved going to the street markets in Taiwan because it was a masterclass in negotiation. Only tourists paid the price written on the placard. In fact, this is true in a lot of places outside of the United States. People are more comfortable negotiating and it’s just part of the […]
Are You Reading Blogger Net Worth Reports All Wrong?
Do you read blogger net worth reports? Do you enjoy a little peek into the finances of some of your favorite bloggers? One of my favorite reports is J. Money’s monthly net worth updates, a feature he’s had for over ten years. What I enjoy about his reports is the report has everything you would […]