Investing in the stock market can be intimidating. If you’ve stuck with mutual funds, you’ve never had to wade into all the different ways to buy and sell shares of stock. There IS a wrong way to do it and today I hope I can show you the different types of stock orders and which […]
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How to Save Money at Panera Bread
Did you know that Panera Bread bakes its bread on-site every day? I knew their bread was good but I thought perhaps they were like half-baked elsewhere, frozen, and delivered on site for the final baking. Kind of like the over rolls you get at the grocery store. It turns out fresh dough is delivered […]
Some Crazy Things I Did to Make Extra Money in College
As someone who grew up financially comfortable but not wealthy, studying and earning money was always on my mind. We were a frugal family because everything we saved went towards flights back to Taiwan to see the rest of the family. We always had food on the table and as a kid, I never worried […]
The Simple Magic of Investing in a Three-Fund Portfolio
Occam’s Razor is the idea that the simpler solution is more likely to be correct than complex solutions. In investing, Occam’s Razor is right. Simple is better. And in this case, simple means a handful of passively managed index funds. Over the long run, index investing has beaten actively managed funds as well as hedge […]
Citibank Promotions: Get $200 – $600 for a New Bank Account
Thinking about opening a bank account with Citibank and want to know what their best promotional offers are? You are in the right place! As banks compete with one another for your business, a lot of them are turning towards cash bonuses. Considering how complicated our finances are, changing banks is not easy. You have […]
What is the Average Stock Market Return?
Planning for retirement can be tricky for a variety of reasons. If you’re like me, you don’t know what your life will be in 10 years, let alone 40 years. You want to save but you aren’t sure how much… so you turn to retirement planning tools. But when you use retirement planning tools, they […]
How to Get a Free Car VIN Check
You know how they say a car loses a third of its value the moment you drive it off the lot? Whether it’s at third, a quarter, or a tenth – the point is a used car can offer you tremendous savings over a brand new car. The first few cars I owned were used. […]
Nine Apps for Selling Your Data for Cash
Did you hear about how Maine recently passed a bill banning internet providers from selling your data without your consent? Your data is valuable. And you’ve probably heard many stories in the news about how your data is being sold for big money by search engines and the social media. While in many states there’s […]
What is a Voided Check?
When I first started working, I remember the HR director ask me for a “voided check.” It sounds silly when I think back on it because the answer is right in the name. But at the time, it confused me so I asked him – it’s just a personal check except I write “VOID” on […]
Get Insured by Bestow Life Insurance with up to $1,000,000 Coverage in Minutes
One of the obstacles to purchasing life insurance is the application process. With traditional life insurance, you sit with a life insurance agent, who asks a series of deep and often uncomfortable questions as part of an application process that seems to take forever. Then you may have to wait weeks for an approval, and […]
Target REDcard Review – 5% Discounts with No Annual Fee
99.999% of the time – if a cashier asks you if want to open their store’s credit card, you should say no. They’re usually a bad deal. And normally we don’t get excited about retailer cards because they aren’t great deals. They may give you 10% off your purchase or a gift card, but the […]