Do you ever feel as if your budget only seem to go up? Or you find yourself spending on things you never remember spending it on? If you’re already budgeting, it can be a frustrating experience. But not uncommon. And if you’re as busy as I am, it could be difficult to muster the time […]
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How I Balance My Career with Raising Children
Today’s article comes courtesy of Doria Lavagnino, co-founder of CentSai.com, an educational website that looks to teach personal finance through storytelling. As our kids are getting older, I’ve always wondered how we could best juggle our careers and their needs. When I was working at Northrop Grumman, I remember one of the executives left his […]
Rich Uncles Review: Invest in Real Estate with Just $5
Have you ever heard the advice that the true path to wealth is through real estate? For many Americans, real estate makes up a huge percentage of their net worth. Buying a home is the American dream and monthly mortgage payments build equity. It’s still wealth building but as a byproduct of needing a place […]
Can this freemium service help you win scholarships?
I went to college for five years and graduated with a Bachelor’s, a Master’s degree, $35,000 in student loans but also a job. I had a Computer Science degree but timed my graduation with the dot com bubble bursting. Yay me. So I stayed an extra year, picked up an M.S., and managed to score […]
What are the Federal Poverty Level Guidelines?
I grew up with a relatively privileged upbringing in the 1980s. We were what I still consider solidly middle class. My parents owned a single-family home in the suburbs on Long Island, my dad had a stable white collar job, my mom also worked part-time while we weren’t in school, we never worried about food […]
How to Avoid Common Navient Servicing Problems
Servicing problems abound with student loan debts, particularly federal loans. But they seem to be particularly common in connection with Navient. The company represents 64% of all student loan complaints received by the federal Consumer Financial Protection Bureau, although they handle only about 25% of all student loan debts. What are the common Navient servicing […]
Is AAA Worth the Cost?
When my girlfriend (now lovely wife) and I first started dating, we’d go on various road trips together. I don’t think it was that long ago but this was before the days of having Waze or Google Maps on your phone. We’d print out Mapquest directions! I’d drive, she’d navigate, periodically changing the directions because […]
How We Manage Our Money & Finances as Full-Time Digital Nomads
“Digital nomad.” The term instantly conveys something super unique, doesn’t it? Traveling the world without a care in the world. Seeing new places every week and hopping on a plane, train, or automobile to the next exotic destination. My wife and I are digital nomads. We travel the country full-time in our Airstream RV and […]
How to Avoid Common NelNet Servicing Problems
In our in our reviews and analyses of the various student loan servicing organizations, we found servicing problems to be common across the board. Misapplied payments, reporting credit delinquencies on successful payments, provision of inaccurate information, and impairing debtor’s chances of participating in income based repayment plans and debt forgiveness programs are only the beginning. […]
Best Free Checking Accounts – October 2018
Did you hear about how Bank of America was going to start charging a monthly fee if an account didn’t have maintain a $1,500 minimum balance or have a monthly direct deposit of $250 or more? Personally, I don’t understand the moral outrage (actually I do, it’s to sell pageviews because it’s popular to slam […]
7 Modern Ways to Pay Back Your Friends
Every New Years, we rent a vacation house with friends from college. We get one of those big 12-bedroom vacation homes, fill it with food, games, adult beverages, kid beverages, and then we spend 3-4 days celebrating another year gone by. When we started, there were no kids. Now there are close to a dozen! […]