Albert Genius Bonus Promotions: $150 for New Spend Accounts

Albert is a personal finance app that helps you better manage your finances and banking services are provided by Sutton Bank, Member FDIC. So while not a bank, your money is protected through Sutton Bank on up to $250,000 – just like a traditional bank.

Albert offers a lot of perks to its users including a spend (called “Cash”) and save account, investing, and more. They also offer a Genius service where technology and human beings can give you personalized money advice (the fee for this is what you choose to pay – “pay what’s fair”).

I want to highlight the Cash account because it offers some perks above and beyond most “checking” accounts. If you direct deposit your paycheck, you can get access to it up to 2 days ahead of time. There’s also rewards on your spending and even fee-free cash advances up to $250.

It’s an all around solid account but they also have a bonus offer on the table to sweeten the deal:

Table of Contents
  1. How to get $150 from Albert
  2. How Does This Offer Compare?

How to get $150 from Albert

The promotional offer from Albert is quite generous and fairly routine. To get the $150 cash, you just need to receive a qualifying direct deposit of at least $500 within 45 days and spend at least $200 on goods and services every 30 days for 90 consecutive days with your Albert debit card.

The only notable part about the requirement is that you have to reach the modest spend tiers for 90 days – it’s not difficult but you don’t want to forget.

The account has no monthly fees so you don’t have to worry about keeping a minimum balance. Once you receive the bonus, there are no spend requirements either.

The only notable fee is the $2.50 for ATMs, whether in-network or out-of-network.

Get $150 from Albert

How Does This Offer Compare?

It’s pretty good considering the low dollar amount of the direct deposit. The spending requirement is really low too but something you have to remember. I think it’s a good bonus amount for easy to reach requirements.

By comparison, here are some other offers we feature:

⭐Citi Priority Account – up to $2000

Citi Priority is offering up to $2000 bonus when you open an account by 1/9/2023. Then, within 20 days of opening your account, deposit at least $10,000 in New-to-Citi® funds and keep it there for 60 days after the 21st day. The bonus amount is based on how much you can transfer but the lowest tier starts at $10,000.

👉 Click here to learn more

Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH922 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.

👉 Click here to learn more

Bank of America – $100 Bonus Offer

Bank of America offers a $100 Bonus Offer cash bonus if you open a new account and set up and receive qualifying direct deposits totaling $1,000 or more into that account within 90 days of account opening. It has a monthly fee that is easy to have waived.

👉 Click here to learn more

Chase Total Checking® – $200

Chase Bank will give you $200 when you open a Total Checking account and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

👉 Click here to learn more

Huntington Bank – up to $300

If you are a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin then you could get up to $300 from Huntington Bank for opening a new checking account. There are several checking accounts that qualify but they’re great offers if you live in their geographic region.

👉 Click here to learn more

As you can see, the bonus that Albert offers is comparable to many of the ones on this list.

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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  1. AJ says

    Looks like the cashback reward on spending now requires Genius subscription, which is at least $6/mo. Not sure why they say “pay what is fair” for Genius but still have a minimum fee. Very unlikely anyone would pay more than the minimum.

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