Money Saving Guides

Personal finance magazines, newspapers, and blogs are filled with ways to save a little bit on a lot of things.

That's all well and good, but there are a few areas where you can save a lot of money with just a little bit of work. That's where our guides come in.

Each of the guides goes through a list of things you can do today to reduce the price of things you're already paying for. A little upfront work and you get savings the whole year. That's not to say I dislike the idea of packing your own lunch, but in order to save $5-$10 a day, you have to become a sandwich artist. I don't think a second job is what you were thinking about when you said you wanted to save money. :)
Photo: Luis Llerena via Unsplash

Each of the guides goes through a list of things you can do today to reduce the price of things you're already paying for. A little upfront work and you get savings the whole year.

That's not to say I dislike the idea of packing your own lunch, but in order to save $5-$10 a day, you have to become a sandwich artist. I don't think a second job is what you were thinking about when you said you wanted to save money. 🙂

Pay Only $15 a Month for a Cell Phone

Do you believe you can get 4G LTE cell phone service for just $15/mo with no contract? Republic Wireless offers this and more, see our review and be prepared to pick up your jaw!

Cell phones have become a part of every day life and we've grown accustomed to paying a ridiculous sum to be always connected.

We pay nearly $150 a month for two lines of service on Verizon, which adds up to a staggering $1,800 a year. That's crazy.

If you want to slash your cell phone bill down to potentially $15 a month per phone, you need to look at Republic Wireless.

 

>>Pay Only $15 a Month for a Cell Phone

How to Cut Your Cable

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If you are paying for cable television, it's probably one of your most expensive monthly expenses… and you probably don't use it as much as you think. I almost never use ours and when our contract is up, I'll be joining the ranks of cable cutters saving hundreds of dollars a year.

Replacing your cable is really simple, really inexpensive, and you can use the money towards your next vacation… something you know you'll enjoy.

 

>>How to Cut Your Cable

Ruthlessly Negotiate Your Cable Bill

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When I went off to college, I felt like my parents paid like $10-$15 a month for cable television (this was in 1998, so not ancient times).

My first cable bill after I graduated was around $80 a month! It's easy to see why folks find it so tempting to cut the cord. (keyword — tempting)

If you can't bear to part with cable but still want to save, use our strategies.

 

>>Ruthlessly Negotiate Your Cable Bill

Lower Auto Insurance Premiums

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I've owned three cars in my life. For two of those vehicles, bought used used, I declined comprehensive coverage.

Comprehensive coverage is insurance that protects your car against damage that is not related to a collision. If your car gets stolen, that's comprehensive coverage. If there's a natural disaster, that's comprehensive coverage. If a riot breaks out and your car gets flipped over, that's comprehensive coverage.

By opting out of comprehensive coverage, I was able to save hundreds of dollars a year and was fortunate in that my gamble paid off. I never had the guts to eliminate collision coverage though! (covers my car in the event of a collision)

That's just one of the (more riskier) ways you can reduce your auto insurance premiums. See the other nine.

 

>>Lower Auto Insurance Premiums

More to come —

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