What Is Financial Independence? A 9-Step Guide to Financial Freedom

Financial independence is one of those rare goals many people hope to accomplish – someday. But few ever do. Most of the time, the problem isn't a lack of desire, but the absence of a plan or willingness to commit. The good news is that you can start working towards financial independence now, no matter where you're at in your life.

What Is a Meme Stock and Is It a Good Idea to Invest?

Meme stock prices are driven purely by social media hype. More specifically, individual investors use social media platforms to create a buzz around the stock, which results in a buying frenzy. Pretty soon, the stock's price no longer resembles its true value. The question is, do you buy in or choose to stay out?

Best Metal Credit Cards: Is There a Place for Metal In Your Wallet?

The whole idea of metal credit cards may seem unnecessary. However, if you're a fan of earning credit card rewards, you shouldn't overlook the potential benefits. After all, some of the best rewards cards have a metal exterior instead of plastic. Many of these cards earn more points on purchases and may include enhanced award travel perks.

What Is a Self-Directed IRA? What You Should Know Before Signing Up

A self-directed IRA is a special brokerage account that enables you to invest in assets and asset classes that are not available in conventional IRAs. For example, it’s possible to have a self-directed IRA that will allow you to hold investment real estate. But are self-directed IRAs suitable for the average investor? Find out why or why not.

15 Banks That Don’t Use ChexSystems

Chexsystems is like a credit-reporting agency for bank accounts. Unfortunately, a low Chexsystems score can make it difficult to open a checking account. If you're struggling with a low Chexsystems score, here's a list of fifteen banks that don't use Chexsystems, where you can open an account.

What Happens When an Insurance Company Goes Out of Business?

What do you do if your insurance company goes out of business? Getting a refund isn’t exactly an option although you can still have coverage and file claims during this unfortunate event. The impact can be worse for life, long-term care, and disability policies. Here is a closer look at your options if your insurance company declares bankruptcy.

How to Use a Health Savings Account: Understanding How HSA Accounts Work

The Health Savings Account is a tax-advantaged health cost savings plan used with your employer's high deductible health plan. Also known as an HSA, it can help you cover healthcare expenses, save money on taxes, and even save money for retirement. Find out how to use a Health Savings Account to your advantage.

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