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Lively offers an HSA worth considering. It has no fees, offers investment options through TD Ameritrade, and makes getting reimbursed for medical expenses easy.

BMO Harris is a bank based in Chicago, IL and has over 600 locations spread out across eight states. FDIC-insured…

Have you heard or read the statistic that 40% of Americans wouldn’t be able to cover a $400 emergency? It…

Lab grown diamonds are real diamonds - they were just created in a lab instead of in the earth. The best part is that they tend to be higher quality, cheaper, and better for the environment. But, as with anything, there are shady dealers out there, so make sure you are shopping with a reputable seller.

Experian Boost can track the payments you make to everyday regular bills, such as your electric or Netflix bills. It will then report any on-time payments to your Experian credit report which may increase your credit score.

Tally is an app that simplifies your credit card payments. If you qualify for the line of credit, Tally will make all of your minimum payments on your behalf and then send you one monthly statement. If the line of credit has a lower interest rate than your credit cards you can also consolidate them to Tally.

To send money you simply search for the email address or phone number of the person you want to pay. Select the recipient, enter the payment amount, and send. If you use the "sending to a friend" feature and use your PayPal balance or linked bank account neither you nor the recipient will pay a fee (if sending in the US). 

Reaching a live person at the IRS can be tough, but it can be done. If you are having trouble, try calling your local office. The wait times might be shorter and you can make an appointment to meet with an advocate. Also, calling after 5 pm on Friday may be your shortest wait time.

Life insurance with no medical exam doesn't mean your health isn't taken into consideration - the company just uses other means of obtaining that information. Also, it is usually more expensive, has a lower death benefit, and a shorter-term than traditionally underwritten policies. If possible, your best bet is likely to take the exam - but if that isn't possible there are companies that will still insure you.

Maya asks: “Is it better to pay off student loans or a mortgage first? I’m asking for my brother, who…

If you have kids you probably have some old toys you'd like to donate. There are lots of places where you can donate used toys including hospitals, charities, and even the free section of Craigslist.

If you like the idea of a robo advisor but wish you could get more guidance Nvstr might be for you. The platform offers investing advice as well as a social media type feature that allows you connect with other investors and ask questions and get ideas.