Federal student loans are on deferment until President Biden's $10,000 forgiveness plan makes its way through the courts. What should borrowers do? We explain the state of student loans, where forgiveness stands, and offer suggestions on what borrowers should do next.
Are you an accredited investor looking to add greater diversification to your portfolio and potentially get higher returns? If so, we’ve compiled a list of the ten best investment opportunities for accredited investors. Some are available to non-accredited investors, so read on even if you’re not yet accredited.
Anytime you apply for a new credit product, the lender submits what's known as a hard inquiry to the credit bureau. But too many hard inquiries can negatively impact your credit score. Unfortunately, the problem can be compounded by unauthorized or fraudulent hard inquiries. Thankfully, there is a way to have some hard inquiries removed from your credit history.
It might surprise you to learn that when the stock market goes down, there are people who make money. Learn who wins when the rest of us investors lose!
One of the more challenging aspects of the holiday season is finding the perfect gift ideas for our family members, co-workers, and friends. It can be even harder if you're shopping on a budget. To aid you in your search, here is our list of the 50 best gifts you can buy for under $50.
The Federal Reserve is responsible for monetary policy and setting interest rates, but how does that impact you and your savings? See how the Fed rate is related to your bank's interest rates.
Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.
For years, Mvelopes has been one of the more popular envelope budgeting apps. Sadly, the company is closing down permanently on December 29, 2022, after 21 years of service. To help you in your search for a new budgeting app, here is a list of seven Mvelopes alternatives.
If you're going to opening a new bank account, you're probably considering a national bank with a huge geographic reach. We look at the best national banks in the United States, which ones offer big ne account bonuses, compare their size, satisfaction, and interest rates to find the best one for you.
CreditFresh offers a line of credit that allows you to make on-demand withdrawals. It’s possible to qualify for a borrowing limit between $500 and $5,000 while avoiding hidden fees. This CreditFresh review covers the strengths and weaknesses of this borrowing option and whether this is the best way to borrow money.
Vyzer is a sophisticated personal finance management tool that can track every investment asset class you have, from traditional banks and brokers to real estate, PE funds, and more.
Zelle has become a popular way to send money to family and friends directly from your bank account. But did you know that Zelle limits vary from one financial institution to another? In this article, I share the maximum daily and monthly Zelle limits for 15 major banks and one large credit union.