I grew up in on Long Island in New York and went to school in Pittsburgh for several years and would end up settling in Maryland. I’ve only ever lived in the Mid-Atlantic region, if Long Island counts, and for my adult life, PNC Bank has always had a location nearby. When I went off […]
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Is a Home Warranty Worth It?
One of Jim’s friends recently bought a house and the purchase included a home warranty (they usually transfer on a home sale). I don’t know the specifics of the home warranty but he explained that it covered “everything.” I suppose the price of it was baked into the price of the home but to him […]
Can a Personal Loan Can Save You Money?
Personal loans are one of the least talked about subjects in personal finance. It’s tricky because it combines two of the stickier areas of life – debt and relationships. One of our friends went back to graduate school with the help of a loan from his in-laws. It was like a loan from the bank […]
Robinhood vs. Webull: Which Free Investing App Is The Best?
Do you remember when Robinhood was founded? It was April 2013 and the idea of a smartphone app only brokerage with free trades blew everyone’s mind. How were they going to make money? How soon until they went under? Fast forward six-plus years and not only is Robinhood still around but they’ve changed the industry. […]
How To Maximize Your Earnings as an Airbnb Superhost
One of the most popular ways to make some extra side income right now is hosting a space on Airbnb. For those who are not familiar, Airbnb allows people to book stays at your home or spare space as opposed to booking a hotel or hostel. I have, personally, used Airbnb extensively as both a […]
Dividend Aristocrats, Kings & Other Stock Market Royalty
When it comes to investing, most of my money is in a Vanguard fund or ETF. It’s not nearly as simple as a three-fund portfolio but it’s pretty close. However, there is a little piece of it in some stocks because we all need to live a little. To scratch that stock picking itch in […]
Bank of America New Account Bonus: Up to $300 Cash
Bank of America is one of the largest banks in the United States and chances are you have a branch just around the corner. While headquartered in Charlotte, North Carolina, Bank of America has approximately 4,600 retail branch locations and almost 16,000 automated teller machines sprinkled throughout the country. I did a quick search on […]
Do You Know There Are Different Types of Banks?
Have you ever wondered why some banks have “National Association” after their names and others don’t? If you look at the bottom of the Bank of America website, it says, “Bank of America, N.A.” At the bottom of Discover Bank’s website, it just says, “Discover Bank, Member FDIC.” I was doing research when I noticed […]
What are the Best Debit Rewards Accounts?
Years ago, the idea of a debit rewards card was rare. If you want cashback, you needed to use a credit card. The economics were better. Whenever you use a credit card at a store, it charges the store a fee to process that transaction. The fee starts at 30ยข + 2.9%. Credit cards can […]
What is a Cash Management Account?
Have you noticed a recent rise in the number of “cash management accounts?” If the term is new to you, you’re not alone. I only learned about these a few weeks ago and they’re fascinating. They are not technically bank accounts. The companies that have them are not banks. They’re usually some other type of […]
The 11 Best Disability Insurance Companies
Did you know that the average American has a one-in-four chance of becoming disabled before retiring? That’s the grim news from the Social Security Administration. Yet disability insurance is one of the most overlooked types of insurance coverage there is. Sure, there’s permanent disability provided by Social Security. But that can take many months to […]