Every New Years, we rent a vacation house with friends from college. We get one of those big 12-bedroom vacation homes, fill it with food, games, adult beverages, kid beverages, and then we spend 3-4 days celebrating another year gone by. When we started, there were no kids. Now there are close to a dozen! […]
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Best Bank Accounts for College Students
I went to college in 1998, the literal Stone Ages of Banking when the best banks had marble facades, massive branches, and big minimum balance requirements. My bank of choices was PNC Bank, one of the largest in the western Pennsylvania region, and I chose it because they had ATMs in our student union. That […]
What to Do if You Lose Your Wallet or Purse
When I was a teenager, I lost my wallet for the first, and thankfully last, time. Fortunately for me, I didn’t have much in it except a few dollars and my high school identification card. Even that loss felt like a monumental pain in the butt but I can’t imagine what it would be like […]
Blue Nile Diamonds Review
I’m an independent shopper. If I need something, I like going into the store, getting it, paying for it, and leaving. Online shopping is perfect for me because I don’t have to drive anywhere, wait in line to pay, and then drive home. Which means one thing — I really do not like going into […]
Stockpile Review: How to Gift Stocks in 2018
Before I knew anything about investing, I was enamored with stock certificates. I thought they looked beautiful because they looked like college degrees made to look like money. My dad always had his degree certificates up on the wall in his office but they looked so austere. These stock certificates looked gaudy. They were fantastic. […]
5 Big Differences between Commercial Banks vs. Credit Unions
My first bank account wasn’t at a bank. It was at a credit union. At the tender age of 16, my mom and I walked into a branch of the Teachers Federal Credit Union and opened up a joint account. They printed out a little card, laminated it, and handed it to me. I stuck […]
How to Finance an Engagement Ring
An engagement ring is a big step. It’s also a big purchase. Maybe you have enough cash on hand if you tap into your emergency fund. Maybe you don’t. There’s no arguing that when you buy an engagement ring, diamond or otherwise, it’s best to pay cash. If that isn’t you, or at least not […]
47 cheap fun hobbies that won’t bore you to tears
Everyone needs a hobby. Or two. Or five. But not everyone can afford a hobby. Or two. Or five. Especially if that hobby is an expensive one, like golf or, you know, something absurd like collecting cars or art. The perfect hobby is one that lets you tap into some of your energy and creativity […]
Stealth Wealth: Why True Wealth is Best Kept to Yourself
When I read The Millionaire Next Door by William Stanley, I was amazed at how many millionaires lived in plain sight. If you think about popular exposure to wealth – it’s pretty flashy. We’re trained, by television and social media, to think that millionaires live a life of excess. Big mansions, expensive cars, lots of […]
How to Buy an Engagement Ring Online
Twenty years ago, people were worried about typing into a chat box online. Today, people are meeting their life partners online with dating sites like Match, OKCupid, Bumble, and Tinder. Twenty years ago, buying a book online made people nervous. Today, it’s nothing to buy a car online. (I bought my first two cars on […]
The New 100,000 Point Bonus from Marriott Rewards Premier Plus Card
As part of my Disney for Free Strategy, I opened up a Starwood Preferred Guest American Express card because they used to offer a massive points promotion bonus. I’ve since banked a lot of points from using the card so I was a little worried when they announced a merger with Marriott – how would […]