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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.
We offer no products, no services – just information to help you become better with your money.
Newest Articles
Venmo vs. PayPal: Which Is Right for You?
If you need to send money to a friend or receive payment, chances are you're using PayPal or Venmo. But while they offer a similar service, there are some key differences. This Venmo vs. PayPal comparison breaks down the key features to help you decide which peer-to-peer (P2P) payment service is better for you.
Rockey Money Review: Is Rocket Money Safe?
Rocket Money is a budgeting app that helps you track your spending, automate your savings, cancel unwanted subscriptions and plan for future purchases. But is Rocket Money safe to use, and how does it stack up to the competition? Find out in this Rocket Money Review.
What Is Life Insurance and How Does it Work?
Most Americans don't understand how life insurance works or why it's so important. If they did, more than 40% of the population would have enough life insurance coverage. In this article, I explain what life insurance is, how it works, and what types of life insurance you can buy.
What is TPG Products SBTPG LLC & Civista Bank?
Did you get a deposit from TPG Products or Civista Bank? Do neither of those names sound familiar? Fortunately you have not been scammed, they are related to your tax refund and we'll explain how.
Maximize Your Savings
Best High-Yield Online Savings Accounts of March 2023
The cornerstone of any good financial system starts with finding a savings account that works for you. The best savings…
Best 12-Month CD Rates – 5.01% APY (March 2023)
Certificates of deposit are a reliable way to earn a higher rate of interest and the 12-month term is a sweet spot for a higher rate but shorter term. This way you can get yield without locking up your funds for a long period of time.
Best No Penalty CD Rates – 4.80% APY (March 2023)
With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.
Put Cash In Your Pocket
47 Best Bank Account Bonus & Promotions (Updated Daily)
Check out the latest bank account bonus and promotions from best banks and credit unions. Our list of the best offers is updated daily with offers topping several hundred dollars each.
17 Best Brokerage Account Promotions and Bonuses for March 2023
Find the best brokerage account promotions and bonuses from top online brokers. Our list is updated frequently with the latest offers and deals to help you earn cash bonuses and rewards on your investment accounts.
The 15 Best Work From Home Online Jobs (2023 Update)
Looking for a flexible way to earn money from home? Check out our list of the best work from home online jobs. Our picks include options for all skill levels and interests, with an emphasis on remote work with flexible hours.
How to Get Free Stock from These 8 Brokerage Companies
Discover how you can get free stock from top brokerage companies. Our guide covers the best offers and promotions from online brokers and shows you how to claim your free shares or big cash offers for ACAT transfers.
The Prime Directive of Personal Finance
There are many “money rules” but if you follow the “Prime Directive,” you won't need to remember the rest.
6.5 Big Money Decisions You MUST Get Right to Get Rich
Learn how to make the right money decisions to build wealth and achieve financial success. This post covers the Big Money Decisions where your choices can make an outsized impact on your financial future.
How to invest in yourself
If you want to grow, you have to invest in yourself. Whether you improve your skills or just buy new technology, investing in yourself can lead to many positive improvements in your work and life.
7 income streams of millionaires: an open discussion of passive income
Explore the different income streams that millionaires use to build passive income and achieve financial independence. Our open discussion covers a range of options, from real estate investing to building a business, and provides insights into how to create your own passive income streams.
First Commonwealth Bank – $200 Checking & Savings Bonus
First Commonwealth Bank is a regional bank headquartered in western PA and a $200 bank bonus that requires a few hoops but is still attainable. See how you could get this bonus today.
Cash Sorting: What Banks Don't Want You To Do
Banks don't like it when you move your money into higher yields. They call it cash sorting and they are banking on you being lazy so they can earn more profits. This is what you should be doing instead.
25 Easy Jobs That Pay Well in 2023
Your side hustle shouldn't feel like just another job. By finding easy gigs that pay well, you can have some fun while earning extra cash in the year ahead. To help you find a good-paying side hustle that won't wear you out, we've compiled a list of easy jobs that pay well.
14 Best Delivery Job Apps for Making Extra Money
Delivery jobs are one of the better-paying side hustles in the gig economy. The best ones let you make money in your spare time, offer flexible payment options, and allow you to tailor your side hustle to your life. Here are 14 of the best delivery job apps and why we like them.
Tastytrade Promotions: up to $2,000 for New Accounts
Tastytrade is a brokerage catered towards active investors with its suite of tools built for speed. They also offer a generous bonus for new accounts when you transfer in funds. Learn how much you can earn by opening an account.
Why does the stock market always seem to goes up?
Why does the stock market go up in the long run? We look at some potential reasons for why the stock market tends to increase over long time horizons.
Do You Have a Treasure Map?
A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.
What Happened to Personal Capital?
Empower acquired Personal Capital in 2020 and it appears they're going to finally re-brand it. See what it means for new and existing users!
How to Buy OpenAI Stock: Can You Invest in ChatGPT?
AI might be the most impactful technology of the decade, and it's reshaping business practices in many industries. For example, ChatGPT from OpenAI is one of this year’s most-used software programs. But is it possible to buy stock in OpenAI? The short answer may be ‘no', but there is a workaround.
Best Crypto Sign-Up Bonuses and Promotions
Most cryptocurrency exchanges offer sign-up bonuses to draw potential customers. Most exchanges will pay you a few dollars for completing your first trade; however, the more valuable promotions may allow you to receive up to $500 or more. Here is our list of the best crypto sign-up bonuses.
Are There 6% CD Rates Today? The Best CD Rates Right Now
Times have changed, and short-term Certificates of Deposit (CDs) are once again offering decent returns for conservative and short-term investors. But how high have rates risen? Is it possible to earn 6% on a CD today? While a 6% CD return may be unrealistic, here are the banks and credit unions offering as much as 5% on CDs.
What Is a Covered Call? Understanding the Risks Involved
A covered call is based on a call option or the right to buy a security at a specific price. It differs from a regular call option in that the seller of the option owns the underlying securities in the trade. In this article, I explain how covered calls work and the risks involved.
Build a Financial Fortress
Drawing Your Financial Map
Learn how a financial map can show you how your accounts are connected and areas where you can simplify it.
How to Build A Financial Plan without a Professional Financial Planner
You don't need to hire a financial planner to build a financial plan. We share how to build one on your own and what questions you need to answer to be accurate, complete, and effective.
How to Organize Your Financial Documents Like the Library of Congress
My simple 3-step method of organizing our financial documents is easy to follow, execute on, and will make your life so much easier when it comes to paperwork.
Do You Have a Treasure Map?
A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.
Wallet Hack Guides:
Epic Life Events
These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.
Learn MoreGrand Goals
Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.
Learn MoreMoney Saving Guides
These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.
Learn More