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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.

We offer no products, no services – just information to help you become better with your money.

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AMEX Points vs. Chase Points: Which is Better?

Two of the most popular credit card families are AMEX and Chase, and both are known for their reward points. But which is the better of the two? To find out, I've compared the two credit card giants using five criteria. It was a close race, but I did manage to come up with a winner.

Best Credit Builder Loans: What You Need to Know

There are two traditional ways to build credit – make payments on a credit card, or loan. But neither of these options build credit without debt. So if you don’t feel like buying something you don’t need right now, a credit builder loan lets you receive your loan proceeds back at the end of the repayment term.

15 Valuable Coins Hiding in Your Pocket

Here are 15 valuable coins that, with the exception of one coin, you might find among your loose change. While you won't get rich by collecting silver coins, it can be a fun hobby. Check your pockets – you never know, you might have some valuable coins hiding in your pocket.


Put Cash In Your Pocket:

How to invest in yourself

Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…

8 Easy Ways to Make Extra Cash to Beat Inflation

Fast-rising inflation rates are putting increasing pressure on people’s finances. Thankfully, the internet provides a host of effective ways to increase your income and thus combat the price hikes. In this article, we discuss 7 proven ways to make extra money to fight inflation.

Freecash Review: Is Freecash the Top Site to Make Money?

Freecash is a get-paid-to site that's putting a unique spin on the concept of GPT sites by incorporating rewards like crypto. But as a relative newcomer to the scene, can Freecash compete with the top GPT sites? In this Freecash review, we’ll show you how it works and help you decide whether or not Freecash is for you. 

How Much Do YouTubers Make?

Have you ever wondered how much money YouTubers make? While there are YouTubers who make huge money, it's certainly not the case for the vast majority. This article will give you ideas about how much you can make as a YouTuber, where that income might come from, and some of the best ways to grow your YouTube audience. 

Get Paid Today: 16 Ways to Make Money In Your Spare Time

There are plenty of ways to make money in your free time, but some require several months of effort scaling a business or learning a new skill before you start earning a steady income. Thankfully, there are ways to get paid today by working online and in your local community with the skills and equipment you already possess.

Best Credit Union Bonus Promotions (September 2022)

Credit unions exist to serve their members, rather than shareholders, and only recently have they been offering big bonuses for new members. We list the best bonuses for nationally available credit unions.

PSECU New Account Bonus Promotion: Up to $250 Cash

PSECU is a credit union in Pennsylvania that was founded in 1934 by 22 state employees. Now, it has nearly half a million members and will give you $250 for opening a new account and set up a small direct deposit.

Fortunately Review 2022: A Financial Plan for $5/Month?

Financial planning apps like Fortunately can help you create a free personalized plan within minutes to improve your odds of financial success. But can a self-serve platform replace a real-life human advisor? And who is the app best suited for? Find out in this Fortunately Review.

Best No Penalty CD Rates – 3.10% APY (September 2022)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. A no-penalty CD lets you withdraw some or all your funds from the certificate before the maturity date without paying the penalty. Here are the best no-penalty CD rates currently available.

How to Find a Fee-only Financial Advisor – And Why it Matters

There comes a time when you may need to hire a financial advisor. Unfortunately, plenty of people are out there claiming the title. Fee-only advisors are more likely to put your financial interests ahead of their own. In this article, I'll show you why I recommend fee-only financial advisors for most people.

What Is a Multi-Year Guaranteed Annuity (MYGA)?

A multi-year guaranteed annuity (MYGA) provides an investment income stream that is generally more conservative than other annuity types. You might think of an MYGA as the CD version of annuities. This article will explain how MYGAs work, including tax treatment, pros and cons, and how they compare to other investment vehicles.

What Are Brokered CDs?

At their core, bank CDs and brokered CDs are the same product. But upon closer inspection, there are several key differences. These include how they are purchased, options for maximizing FDIC coverage, and other provisions. This article covers broker CDs and how they work to help you decide if they're right for your portfolio.


Money Management:

Drawing Your Financial Map

At one point, I once had over a dozen checking accounts. (which is too many bank accounts) I was doing…


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

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Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

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Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

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