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I'm Jim and I created WalletHacks.com to help demystify money. For too long, experts have made it complicated so they can make money off you.

We offer no products, no services – just information to help you become better with your money.

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Best Personal Loan Options for Poor or Bad Credit

Personal loans for poor or bad credit can have high interest rates and origination fees, but they are a much better option than payday loans. They can also help you improve your credit which will allow you to get better loan terms next time.

5 Best Retirement Planning Tools for 2021

Saving and investing for retirement without a specific retirement plan is like setting sail on a ship with no destination. If you’re not sure if you’re on track to reach your retirement goals you should definitely take advantage of a retirement planning tool.

Gabi Insurance Review 2021: Pros and Cons

Gabi makes it easy to compare home and auto insurance rates with your existing coverage with legit insurance carriers. It looks at your current policy and provides quotes on insurance that offers the same levels of protection.

How to Invest $50,000

So, what should you do with your fifty grand if you’re looking to grow it? The first thing to do is look at your overall financial situation and make sure you have your basics covered. Start with paying off high interest debt and fully funding your emergency fund. Then start maxing out your retirement accounts for the year.


Put Cash In Your Pocket:

How to invest in yourself

Pandas are pretty much awesome. They live one of the most casual lifestyles. For 14 hours of each day, they…

Best Transcription Jobs 2021: Work from Home

Transcription work can be a viable side hustle if you are a fast and accurate typer. Most companies pay per minute of audio transcribed so the faster you can get the work done the more money you will earn.

6 Best Checking Accounts For Teens in 2021

Before you open a checking account for your teenager, you’ll want to consider which features are most important for you and your child. For example, some teen checking accounts have lower daily ATM and debit purchase limits than others. Plus the level of parental control varies widely.

What Is Payment For Order Flow?

Payment for order flow (PFOF) is the practice of retail brokerages routing customer orders to market makers usually for a…

The 8 Best Debt Snowball Spreadsheets

Debt snowball spreadsheets are extremely helpful in planning your debt freedom strategy. Different spreadsheets work in different ways. Some are quick and simple, some are complicated and detailed.

Should You Try Envelope Budgeting?

Envelope budgeting is a simple, old-fashioned yet highly effective way to manage your money. You put cash into physical envelopes and then spend according to the plan. If you run out of money in an envelope, no more spending in that category for the month.

5 Best Retirement Planning Tools for 2021

Saving and investing for retirement without a specific retirement plan is like setting sail on a ship with no destination. If you’re not sure if you’re on track to reach your retirement goals you should definitely take advantage of a retirement planning tool.

5 Best Stock Picking Services for 2021

We narrowed the list down to five that we believe to be the best stock picking services. This is based on several factors, including investor acceptance of the service, longevity, and the credibility of the provider in the financial community. We also considered price, payment options, and other services offered by each.

How to Invest $50,000

So, what should you do with your fifty grand if you’re looking to grow it? The first thing to do is look at your overall financial situation and make sure you have your basics covered. Start with paying off high interest debt and fully funding your emergency fund. Then start maxing out your retirement accounts for the year.

Titan Invest Review: Low-Cost Hedge Fund Type Investing

Titan Invest is a unique investment product that uses shorting – or hedging – in it's investment strategy. It’s not for everyone, but if you’re willing to take on more risk in search of higher returns, it can be an excellent choice for a portion of your overall investment portfolio.


Money Management:

Drawing Your Financial Map

At one point, I once had over a dozen checking accounts. I was doing reviews for my previous personal finance…


Wallet Hack Guides:

Epic Life Events

These are those events in your life that seem EPIC at the time, simply because it's your first. Looking back, they're not as daunting and we can help you get them right the first time.

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Grand Goals

Grand Goals are laser-focused guides for achieving a financial goal. They aren't textbooks teaching you every aspect, they're a series of levers you can pull to get what you want.

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Money Saving Guides

These guides will show you the tactics I use to save thousands of dollars each year. And they don't involve cutting out something as vital as coffee or whatever your favorite vice might be.

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