Spend Wisely

Petal Visa credit cards offer features and benefits that can help you build credit without using a secured credit card. Other features include lower interest rates, higher credit limits, and cash back rewards. In this Petal 2 Visa Card review I cover the features, to help you determine if the Petal 2 Visa card is right for you.

Building a credit history can be difficult, especially if you’re young, and classic strategies can be expensive and cumbersome. Fortunately,…

(or, “Things To Do If You Don’t Care About Your Credit Score”) If you don’t need your credit score for…

The whole idea of metal credit cards may seem unnecessary. However, if you're a fan of earning credit card rewards, you shouldn't overlook the potential benefits. After all, some of the best rewards cards have a metal exterior instead of plastic. Many of these cards earn more points on purchases and may include enhanced award travel perks.

For a low monthly membership fee LegalShield will give you access to a lawyer for all kinds of free services including writing letters, reviewing documents, and even estate planning. It also has business plans that offer services such as sending collection notices, help with the IRS, and help with copyright or trademarks.

RebatesMe is an online shopping portal where you can earn cash back at some of your favorite stores. There is also a sign up bonus when you earn your first $10 in rewards. You can redeem your rewards for cash or gift cards.

According to the National Association of Realtors, the median sale price of existing homes is $295,300. That price point is nearly $34,000 less than the cost of a new house. Because these numbers reflect all homes across the U.S., though, they only tell a partial story about whether it is cheaper to buy or build a house.

Are you searching for the Platinum Card by American Express alternatives in order to avoid the hefty $695 annual fee the card requires? The American Express Platinum card has several attractive alternatives. However, despite the $695 annual fee, it is one of the best cards out there for heavy travelers.

It can be tempting to lease a car. For the same monthly payment you can often get a much nicer vehicle, or a lower payment on the car you were going to buy anyways. If that sounds too good to be true, you'd be right. Leasing a car isn't that simple and financially doesn't usually come out ahead when comparing it to buying the car outright.

Moving can be stressful. Making sure your breakables are packed so they don’t actually break, deciding on a DIY move or hiring professional movers, managing security deposits or down payments on both ends of the move - moving cross country could stress even the most relaxed people.

Wire transfers are used to transfer money from one person to another quickly. Banks and other financial institutions can do this and often charge a fee to both send and receive funds. But be careful, wire transfers usually can't be undone. This feature makes them a favorite tool of scammers.

If you can't get a traditional checking account due to bad credit or a mishandling of checking accounts in the past it can be difficult to do simple things like cash a check or pay a bill. Luckily, bank accounts for bad credit are available for these situations.