Spend Wisely

Just as there are strategies to saving money, there are also ways to spend a little smarter. Whether it's using the right credit cards or using the right cash back portals, adding a few extra steps before you spend money can save you a few percentage points. It's relatively small but has the power to be impactful over the long term.

Credit Cards

Best Cashback Tools

Best Cashback Rebate Sites for 2021

Did you know you can earn extra cashback when you shop through a cashback site? See which sites and tools offer the best savings and cashback today with flexible cash out options and low minimums.

Spend Wisely:

8 Best American Express Platinum Card Alternatives

Are you searching for the Platinum Card by American Express alternatives in order to avoid the hefty $695 annual fee the card requires? The American Express Platinum card has several attractive alternatives. However, despite the $695 annual fee, it is one of the best cards out there for heavy travelers.

Leasing Vs Buying a Car: What You Should Consider Before You Decide

It can be tempting to lease a car. For the same monthly payment you can often get a much nicer vehicle, or a lower payment on the car you were going to buy anyways. If that sounds too good to be true, you'd be right. Leasing a car isn't that simple and financially doesn't usually come out ahead when comparing it to buying the car outright.

How to Move Across the Country

Moving can be stressful. Making sure your breakables are packed so they don’t actually break, deciding on a DIY move or hiring professional movers, managing security deposits or down payments on both ends of the move - moving cross country could stress even the most relaxed people.

How to Wire Money: Step-by-Step Instructions

Wire transfers are used to transfer money from one person to another quickly. Banks and other financial institutions can do this and often charge a fee to both send and receive funds. But be careful, wire transfers usually can't be undone. This feature makes them a favorite tool of scammers.

Best Bank Accounts for Bad Credit 2021

If you can't get a traditional checking account due to bad credit or a mishandling of checking accounts in the past it can be difficult to do simple things like cash a check or pay a bill. Luckily, bank accounts for bad credit are available for these situations.

How Many Credit Cards Should I Have?

Depending on who you ask, the number of credit cards you should have will range from none to as many as possible. For me, I have a two card strategy... here's why.

How to Send Money on PayPal

To send money you simply search for the email address or phone number of the person you want to pay. Select the recipient, enter the payment amount, and send. If you use the "sending to a friend" feature and use your PayPal balance or linked bank account neither you nor the recipient will pay a fee (if sending in the US). 

What is Credit Card APR?

APR is the interest rate that is charged to the balance of your credit card. Credit cards have different APRs for different types of balances. For example, a balance transfer may have a different APR than purchases.

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