a hackers guide to managing your money
When I was in my twenties, I had no idea how anyone under the age of forty was able to save up for a down payment on a house. It was the early 2000s, townhomes were going for about $250,000-$300,000. I was making a great salary of $60,000/year but I had no idea how I […]
Ask a lot of travel hackers for the best rewards program and they will likely all say the same – Chase Ultimate Rewards. (for what it’s worth, I’m not a travel hacker, I just play a bad one on the internet) I wanted to see what the hype was and I got the Chase Ink […]
What if I told you there was a bank that combined the features of a high yield online savings account with the automatic savings of a microsaving app? What if I told you they gave you a debit card with cashback rewards, access to 24,000 no-fee ATMs, and you could pay your friends? Plus they […]
They say that millionaires have 7 streams of income. And most of them are boring. Common examples of income-generating assets include your classics like real estate (rental income, depreciation benefits, equity appreciation) and dividend stocks (dividend income is taxed favorably), which I love. But every so often, there’s one in there that sounds as exciting […]
One of the first online bank accounts I ever opened was ING Direct. ING Direct was the online bank of ING Group, founded a Dutch multinational corporation founded in 1991 (through mergers), and their high interest rates were the talk of the financial world. Back then, the only bank that offered high-interest rates were credit […]
Every few weeks, someone emails me asking for the best short-term investment. They’re usually saving up for their first home and they want that money to work for them, not just sit around. They don’t want to throw it in some bitcoin or anything crazy like that, they just want some kind of return on […]
I love Southwest Airlines. We live about 20 minutes away from Baltimore Washington International Airport (BWI), one of Southwest’s “hubs,” and the vast majority of our flights are on Southwest Airlines. When it comes to an airline’s rewards credit cards, I’d argue that there are few cards are generous as the Southwest Rapid Rewards Credit […]
When I started investing, I eased into it very gently. I didn’t trust the stock market. I was comfortable with saving the money. I wasn’t comfortable putting it in the “stock market.” My formative adult years started in 1998, the year I started college. I was going to Carnegie Mellon in Pittsburgh and studying Computer […]
I use Personal Capital on a monthly basis to collect my net worth information. I’ve been at it for over a decade. When I tell people I use a tool to do it, they all ask me the same question – is Personal Capital safe? Security is one of the biggest concerns people have with […]
Do you like free food? And it’s nowhere near your birthday? If you have a smartphone and are willing to download some apps, you can still score some free food. Fast food is a guilty pleasure for many of us, especially when life is crazy, and you need food fast or when you need a […]