Strategies & tactics to get ahead financially & in life
Many Americans are feeling the upfront financial effects as the nation combats the spread of novel coronavirus. Individual Americans will be getting a “stimulus check” to offset lost wages and cover other expenses during this challenging time. If you need money fast, this rebate can provide some much-needed financial relief especially if you don’t have […]
One of the big innovations of the last few years is the emergence of cash management accounts. A lot of financial services technology companies (fintech) have started marketing banking services with their core offerings. These fintech companies partner with major banks to hold the money, to get FDIC insurance, but they offer all the services […]
Albert Einstein once said “Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” Despite this awesome quote, compound interest remains one of the more misunderstood concepts. In fact, when I asked on Twitter, the vast majority of replies involved compound interest. We don’t have […]
Medical bills account for a significant percentage of bankruptcies in the United States. The Kaiser Family Foundation found that, in 2015, medical bills forced a million adults to file for bankruptcy. 25% of Americans ages 18-64 have reported problems paying medical bills. Only 7% say there has been no impact. While we can’t prevent medical […]
If you’re looking for a temporary job to help supplement your income, especially if it’s because you were sent home (furloughed or laid off) because of the coronavirus, we have put together a list of jobs where you can earn money immediately. The Coronavirus COVID-19 has sent many folks home. For some, they can do […]
As long as there’s been money, there have been folks scheming up ways to steal it. And throughout history, these folks have been celebrated. Everyone loves an exciting story and nothing is more exciting than a bank robbery! You have the most famous ones, the bank robbers, and the likes of Bonnie and Clyde, Billy […]
While some insurance is mandatory, the majority of insurance isn’t. But even the elective insurances can still be a good idea. Often times, Insurance buys peace of mind and you may want to consider insurance even when it’s not a “must have.” For example, Our pet beagle Tobey died a few years ago. Our daughter, […]
I had the good fortune that my first foray into entrepreneurship was a success. Part of the reason had to do with low expectations – I didn’t start Bargaineering to strike it rich. I wanted to keep a journal, it expanded to share ways to save money, and eventually became popular enough to sell to […]
Do you know your credit score? I bet you probably do. I also bet you probably know how to get your credit report for free each year from each of the three major credit bureaus. The Fair Credit Reporting Act is the name most people are familiar with. But did you know that the Fair […]
One of the fascinating parts about the stock market is that practically everyone with an opinion about it is, more or less, right. Is it a good way to build wealth? Yes. Can it ruin fortunes? Also, yes. Is it a Ponzi scheme? Kind of, in the sense that part of the reason it keeps […]