Strategies & tactics to get ahead financially & in life
What if I told you there was an investment with a government-mandated guaranteed rate of return? You probably would say – “Thanks Jim, but I’m not a dummy and I know about certificates of deposit and they’re super boring.” (they’re also super safe!) If you could read the title of this post, you probably already […]
Are you looking to get life insurance as fast as possible and, preferably, without having to meet or talk to someone? We tend to only think about life insurance during key milestones in our life – when we get married, have kids, buy a house, or lose a loved one. Other times, that milestone is […]
Every year, I give this list a mini-refresh. This year, with the coronavirus keeping many of us in isolation for a few weeks – there’s a good chance you will start doing some of these! I kid, I kid. These are moves that are important but not urgent. Requesting a credit line increase is not […]
I remember a time when banks could get away with offering t-shirts and toasters to get you to open an account. Nowadays, they offer cash. Hundreds of dollars of cash for new bank accounts. (I know because we keep a list of high dollar bank bonuses) If you’re thinking about opening a KeyBank account, learn […]
I bet you’ve heard about the stimulus package by now. It’s titled the “Coronavirus Aid, Relief, and Economic Security Act,” or the CARES Act, and it’s enormous – it’s a $2 trillion stimulus package. The CARES Act offers relief for several sectors including taxpayers, businesses, health care providers, and the aviation industry. Most of the […]
When it comes to running a business, you have to make a lot of decisions. Most of them involve how you’re going to run and grow that business. One of the decisions you probably never thought about as an employee (but changed when you became a business owner) has to do with your retirement plan. […]
Renters insurance, also known as tenant insurance, is an insurance policy that protects you and your belongings whenever you are renting a house or apartment. If there is an unexpected event that damages your belongings or forces you to move out, renters insurance is what will step in to help you out. Renters insurance is […]
The idea of “gratitude” has been around for quite some time. I don’t mean the simple definition of the word. I am talking about the idea that if you recognize, appreciate, develop a practice around gratitude – your life will experience marked improvements. As I write this, it’s mid-March 2020, and we are in the […]
Many Americans are feeling the upfront financial effects as the nation combats the spread of novel coronavirus. Individual Americans will be getting a “stimulus check” to offset lost wages and cover other expenses during this challenging time. If you need money fast, this rebate can provide some much-needed financial relief especially if you don’t have […]
One of the big innovations of the last few years is the emergence of cash management accounts. A lot of financial services technology companies (fintech) have started marketing banking services with their core offerings. These fintech companies partner with major banks to hold the money, to get FDIC insurance, but they offer all the services […]