Strategies & tactics to get ahead financially & in life
Did you know that the average American has a one-in-four chance of becoming disabled before retiring? That’s the grim news from the Social Security Administration. Yet disability insurance is one of the most overlooked types of insurance coverage there is. Sure, there’s permanent disability provided by Social Security. But that can take many months to […]
Did you know that Capital One launched a brand new online savings account called 360 Performance Savings? I sure didn’t! Unfortunately, it’s not a particularly exciting new account. I have a few accounts with Capital One Bank but they all were legacy ING Direct accounts. Capital One acquired ING Direct back in 2012 and I […]
When it comes to regional banks, M&T Bank is one of the largest and most recognizable in the northeast United States. It helps that they have their name all over M&T Bank Stadium, home of the NFL’s Baltimore Ravens! Founded in 1865, M&T Bank stands for Manufacturers and Traders Trust. They are headquartered in Buffalo, […]
A few years ago, I opted to get Lasik. I was having problems with my contact lenses, after using them for years and not having any issues, and it got to the point that I was sick of it. During allergy season, my eyes would change sizes just enough that the contacts would slide around. […]
When I met with our financial advisor, one of the first things she suggested was to get term life insurance…not whole life insurance. Term. She also suggested I get them from different insurance companies. What’s funny is that it was the same advice I once received from our business accountant. It was one of our […]
Teaching children about money can get complicated. Trying to decide how many piggy banks they should have for saving, spending, giving, what money goes where, and monitoring their spending can be quite a chore. What if you could just give your children prepaid cards, completely control how they are used, not have to worry about […]
When you think about your pool of money, it’s important to think of it as a series of funds. The two funds that people are most familiar with are your retirement fund and your emergency fund. Your retirement fund can be spread out across several accounts: a 401(k), a Roth IRA, a pension, or whatever. […]
SoFi made its name as a very fun student loan refinancing company. Why were they fun? Not only did they offer low rates on student loan refinancing, but they also held events throughout the year and even offered career services. They would hold education events that included networking events, happy hours, and other similar “experiences.” […]
Years ago, brokers used “free stock trades” was a sexy promotional offer for new accounts. Open a new account at E*Trade, deposit at least $10,000, and you would get 500 commission-free trades for sixty days. Deposit some more and get cash. It was a pretty standard new brokerage account promotional offer. Today, led by companies […]
Do you know how much an acre of farmland is worth? $3,160. It varies from region to region but nationally, according to the United States Department of Agriculture, it is $3,160 per acre in 2018 (up from $3,100 in 2017). The National Agricultural Statistics Service reported that statistic and more in their Land Values 2019 […]