99.999% of the time – if a cashier asks you if want to open their store’s credit card, you should say no. They’re usually a bad deal. And normally we don’t get excited about retailer cards because they aren’t great deals. They may give you 10% off your purchase or a gift card, but the […]
We test drive products and services so you don't have to. This archive shares all the product and service reviews on the site, including ratings, pros, cons, and more.
We don't always love a product or service but when we do, we'll be sure to tell you what we like, what we don't, and who we think the ideal user is. We also share alternatives just in case you aren't a perfect fit but might be for something else.
When I proposed to my wife, Blue Nile was in its infancy. The idea that you could shop online and thousands on a product, any product, was sheer lunacy. But today? It’s common. It’s completely safe and totally expected that you’d buy online because you can get a better price, better service, and add-ons you […]
Would you take advantage of a high-yield investment in commercial real estate if you could get in for as little as $1,000? You can by investing in the Streitwise REIT. The trust is expecting to pay an annualized dividend of 8-9% in 2020, plus the opportunity to participate in capital appreciation of the underlying properties. […]
If you’re looking for a robo-advisor for your investment portfolio, Wealthsimple offers some unique features that you may find attractive. Like most robo-advisors, Wealthsimple asks its customers questions to determine their risk appetite and then automatically spreads their money across low-cost investments, typically ETFs. The best part about robo-advisory services is that they’re known for […]
When I started working in 2003, I did all my own taxes with Turbotax. My tax situation was simple, I could use the free edition, and it took all of about an hour to complete. I did that for years until I ran my business and needed to hire a bookkeeper and an accountant. Now, […]
When you think of Fidelity, you probably think of their mutual funds and brokerage. But what if I told you they also offered a Visa Signature credit that gives unlimited 2% cash back, has no annual fee, and also a $100 bonus when you spend $1,000 in the first 90 days? They do and it’s […]
Banks are boring. You deposit money, it earns a little bit of interest (if you pick an online bank), and hopefully, you don’t lose it all because of fees. (We all remember the debacle of banks re-ordering transactions to maximize overdraft fees!) More and more banks are now going the route of being good financial […]
Aspiration doesn’t sound like a name for a financial institution. It sounds like a self-help site that shows photos of the author on top of a mountain near Machu Picchu. You know the photo I’m talking about. 🙂 But it is and I think what they are hoping to accomplish is something many other financial […]
Moneydance is a budgeting tool similar to Quicken but only charges a one time fee of $49.99, rather than expensive monthly charges. With Moneydance you can monitor your banking and investment accounts all in one place – using your computer and phone. It’s also possible to handle multi-currency transactions and pay your bills directly from […]
For years, I used credit cards that had no annual fee. It didn’t make sense to me. Credit cards sure are convenient but would I pay $50 for the convenience? $100? Then credit card companies started adding benefits. Cashback. Sign up bonuses. Lucrative reward structures. My first credit card with an annual fee was a […]