Reaching a live person at the IRS can be tough, but it can be done. If you are having trouble, try calling your local office. The wait times might be shorter and you can make an appointment to meet with an advocate. Also, calling after 5 pm on Friday may be your shortest wait time.
If you have kids you probably have some old toys you’d like to donate. There are lots of places where you can donate used toys including hospitals, charities, and even the free section of Craigslist.
If you have a medical bill that has gone to collections the first thing to do is make sure the bill legit and has been through the proper processes before being reported on your credit. To do this ask for a copy of the bill and talk to your insurance company about why they didn’t pay. If the bill is correct and insurance can’t help then try to work out a payment plan with the collection agency.
Credit score simulators aren’t an exact science. However, they can help you get a good idea of steps you can take to potentially raise your credit score. They can also help you know what actions you need to avoid to potentially lower your credit score. As such, you can expect a credit score simulator to […]
American Home Shield is the largest home warranty company in the United States. In fact, they’ve paid out more than $2 billion in claims in the last five years alone. Home warranties cover you when home components break down. For instance, they can cover your furnace, water heater, appliances, etc. As a real estate agent, […]
If you’re like many people, you might notice that even an average utility bill is costing you a decent amount of cash each month. If you’re a homeowner, utilities can be even more expensive than they are for those who rent. When talking about utility bills, several things are included. Here are some of the […]
Mr. Rebates is a cashback shopping portal that gives you cash back on your online shopping. They partner with over 2,000 stores to get you cashback when you shop at those stores through your Mr. Rebates online account. Mr. Rebates gives you cashback when you shop through their portal. Simply go to their website, click […]
I avoided budgeting for years. The reason? Honestly, it seemed like a budget was nothing more than a parent telling me what I could and couldn’t do with my money. Now my budget worksheet (and other printable worksheets) are some of my financial BFFs. They’ve changed my financial life. Printable budgets can be a game-changer […]
Dave Ramsey has changed the financial lives of millions of people with his book, The Total Money Makeover. Over the years, he expanded his offerings to include several courses, a budgeting app, and a community of support. Ramsey+ gives you access to all this for a recurring annual fee of $129. While that price point […]
A 2019 survey found that 58 percent of adults in America don’t have a budget or keep close track of their spending. And 71 percent deal with some type of financial worry, whether that be not having enough in savings and retirement or the financial ramifications of losing a job. If you’re looking for help […]