Anytime you apply for a new credit product, the lender submits what's known as a hard inquiry to the credit bureau. But too many hard inquiries can negatively impact your credit score. Unfortunately, the problem can be compounded by unauthorized or fraudulent hard inquiries. Thankfully, there is a way to have some hard inquiries removed from your credit history.
One of the more challenging aspects of the holiday season is finding the perfect gift ideas for our family members, co-workers, and friends. It can be even harder if you're shopping on a budget. To aid you in your search, here is our list of the 50 best gifts you can buy for under $50.
It’s always a nice perk to earn cash back on purchases. But for years, cash back rewards were limited to credit cards. Nowadays, cash back debit cards offer the same benefits as cash back credit cards, without the risk of taking on high-interest debt. Here is our list of the best cash back debit cards.
If you struggle with poor credit or are new to credit, you may have heard of credit builder services as a way to improve your credit score. In this article, I explain how credit builder services work, share some examples of companies to consider, and some credit builder alternatives.
If you’re a fan of side hustling, you'll be interested in the side hustle stack. A side hustle stack can change your income from good to great to bring on “early retirement!” In this article, I'll show you how to create the perfect side hustle stack, one that aligns with your specific financial goals and your desired lifestyle.
When you open an account with a new bank, you want to know your ATM and debit card limits. After all, no one wants to discover that they've exceeded their debit card limit when trying to pay for a cart full of groceries. Here are the bank card limits from several major banks.
Affirm has become one of the biggest players in the Buy Now, Pay Later loan space. While BNPL loans like Affirm serve a purpose, they are fraught with potential pitfalls. In this article, I explain how companies like Affirm work and whether or not BNPL loans, in general, are a smart choice.
People use their credit cards to pay for many things, but you might be surprised to learn that you can pay your monthly rent with your credit card. In this article, I'll share different ways to pay rent with your credit card. I'll explain when it might be worthwhile and when it's not.
Neobanks and financial technology companies (fintechs) are becoming increasingly popular by making banking easier and more accessible for a broader audience of consumers. In this HMBradley review, I'll cover everything you need to know, so you can decide if you should take advantage of HM Bradley’s banking benefits.
It’s fun to give gifts to those you love. But what do you get for someone who doesn’t seem to need anything? In this post, I'm sharing unique gift ideas that will be a hit for anyone on your list. There’s something here for everyone, no matter what their age is or interests are.
With grocery prices at sky high levels, people everywhere are searching for ways to beat inflation. If you're looking for a free turkey this Thanksgiving, whether due to budget constraints or you are just trying to be frugal, there are several options. Here are 10 ways you can get a free Thanksgiving turkey in your area.
The U.S. Postal Service sells Forever stamps to snail mailing patrons. But how exactly do Forever stamps work, and how much are they worth in 2022? In this article, we’ll share everything you need to know about Forever stamps and explain how you can use them to your advantage.
