Credit Cards

Best Metal Credit Cards: Is There a Place for Metal In Your Wallet?

The whole idea of metal credit cards may seem unnecessary. However, if you're a fan of earning credit card rewards, you shouldn't overlook the potential benefits. After all, some of the best rewards cards have a metal exterior instead of plastic. Many of these cards earn more points on purchases and may include enhanced award travel perks.

8 Best American Express Platinum Card Alternatives

Are you searching for the Platinum Card by American Express alternatives in order to avoid the hefty $695 annual fee the card requires? The American Express Platinum card has several attractive alternatives. However, despite the $695 annual fee, it is one of the best cards out there for heavy travelers.

Which Is the Best First Credit Card For You?

Your first credit card the card that will begin building your credit reputation. However, not all starter credit cards have great terms. When shopping for the best first credit cards, consider the interest rate, annual fee, and any rewards programs each card carries.

How to Cancel a Credit Card Safely

One would think that canceling a credit card would look good on your credit report. You’ve got less available credit, and therefore less of a chance to get into overwhelming debt. 

However, cancelling a credit card the wrong way can, in fact, damage your credit score and even cost you money.

How Many Credit Cards Should I Have?

Depending on who you ask, the number of credit cards you should have will range from none to as many as possible. For me, I have a two card strategy... here's why.

What is Credit Card APR?

APR is the interest rate that is charged to the balance of your credit card. Credit cards have different APRs for different types of balances. For example, a balance transfer may have a different APR than purchases.

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