Is Verizon Up Worth It? (formerly Verizon Smart Rewards)

By pure chance, we get television, internet, and wireless cell phone service through one company – Verizon.

For TV and internet, we don't have a choice. We live in a slightly remote area and the only cable line that runs to our house is from Verizon.

I know this because due to construction in our area, the fiber optic line has been cut twice. Each time, Verizon comes out and and fixes it. We can still play the “cancel for a better deal” game because Verizon doesn't know we don't have a choice. πŸ™‚

The Verizon Up rewards program is strictly for Verizon Wireless. We use Verizon Wireless for our phones because we get great reception in our home and the packages are well priced for us. I've debating switching to another service but never got around to it. Inertia is a real thing folks.

When Verizon first debuted their Verizon Smart Rewards program, I took one look and saw it was trash. I suspect many people felt the same way because they shuttered the program a short time afterwards.

Verizon Up took its place.

Is it worth it? Or is as bad as Verizon Smart Rewards?

(this post has updates that include the changes to the program as of May 1, 2019)

What is Verizon Up?


Verizon Up is a rewards program that gives you 1 credit after paying your bill. When it first started, you got a credit for every $300 you spent. That included monthly bills, devices, accessories, etc. All you need is to enroll in the Verizon Up program, install the My Verizon app on your phone, and wait to accrue points.

The change now makes it so you get a point each month. Our bill was a little under $150 a month so we doubled our quickly we earned points – a nice update.

If you want to join, you'll want to enroll as soon as possible because you only accrue points after you sign up. When I first signed up, the program had been going for a few months but I didn't earn any points even though I've been paying my bill. Stinks but that's how it goes sometimes.

What are the Verizon Up Rewards?

Verizon Up RewardsThere are three categories of rewards:

  1. Earned Rewards: Every month the program refreshes the 6 reward options, which include “device dollars” to new devices, discounts on an accessory, or a reward with a partner.
  2. Unexpected Rewards: These are rewards offered on special occasions and do not require any credits.
  3. Super Tickets: These are tickets to sporting events, shows, concerts and similar live experiences. There's a countdown and when it reaches zero, you can claim the ticket like a regular reward. First come, first served.

When I looked at the app in May 2019, it showed these rewards:

  • $3 Starbucks gift card
  • 1 GB of bonus data
  • $3 Barnes & Noble gift card
  • $10 off select accessories

The rewards are OK – the data is useful, a few $3 gift cards, but the rest of the offers I've seen are meh. There are other promotions but otherwise it's just an invitation to spend more money. A reward of % off a purchase is a glorified coupon. I remember Verizon Smart Rewards was chock full of those “deals.”

Verizon Up Collects Your Data

Nothing in life is free and for these rewards, you're giving them your usage data.

When you enroll in Verizon Up, you also enroll in Verizon Selects. When Verizon acquired Yahoo and combined it with AOL, they renamed it Oath. It's 50 brands (includes some names you know like HuffPost, Tumblr, etc.) and Oath is part of Verizon Selects.

And what does Verizon Selects do?

Drum roll please…

Verizon Selects collects data to better serve you advertising.

Here is what Verizon Selects collects:

  • Information about your wireless device and how you use it – including web addresses of sites you visit, similar information about apps and features you use, as well as device and advertising identifiers.
  • Information about your device location, including network data and location information transmitted by apps you permit to use your device location.
  • Your postal and email addresses.
  • Information about the quantity, type, destination, location, and amount of use of your Verizon telecommunications and interconnected voice over internet services and related billing information (also known as Customer Proprietary Network Information or CPNI).
  • Information about your Verizon products and services and how you use them (such as data and calling features and use, Fios service options, equipment and device types).
  • Information we get from other companies (such as gender, age range, interests, shopping preferences, and ad responses) or that you provide.
  • Information advertisers share with us to better target their own advertising.

The information they collect may be kept for up to three years.

Is Verizon Up Worth it?

When I first published this article in early 2018, this is what I wrote:

That's for you to decide.

As someone who spends a lot of time on the internet, I'm familiar with having my data collected in this way and I'm comfortable with it. You may or may not be, and I pass no judgment, so your decision hinges on whether you are willing to sell this data for essentially a few gift cards.

And you don't even get to pick the cards… so there's that. πŸ™‚

After a few months of seeing the offers, I have to say that the offers are meh. It's a couple $3 gift cards to places I don't go and sometimes there's a 1-2GB data offer… it's nice if I have a big data month and don't want to go over… but the “cost” of giving up your data is low but so are the awards.

How Do I Cancel Verizon Up?

We had a reader comment that it was impossible to cancel but we found that you can log into your account and set privacy preferences.

You can remove sharing for Customer Proprietary Network Info, Business and Marketing Insights, and Relevant Mobile Advertising. You can also remove your information from Verizon Selects. I hope that gets me out of it but I'm not 100% sure. πŸ™‚

You have to ask yourself, are these rewards worth the data you're giving them?

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Empower Personal Dashboard, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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DNN
5 years ago

Good morning Jim, I’ve heard of a Verizon FiOS and other amazing Verizon services, but never something called β€œVerizon up.” My folks used Verizon bundled services in the past. They had internet, phone and cable. I’m not sure why they switched but Verizon is definitely among the leaders in the industry. At least you give an honest opinion of what you thought of the former Verizon Smart Rewards program and thought it was trash. I never ventured into it so I don’t know how it is. But I’ll take your word for it, Jim. I absolutely agree with you Jim… Read more »

5 years ago

I’m not cool with them collecting and selling information about how I use my data. I refuse to sign up for that reason.

Douglas Rubin
5 years ago

I stupidly signed up for Verizon UP, because generally I am very satisfied with Verizon. A few months later, I realized the awards are basiscally useless and I don’t want them collecting data on much of my browser activity AND all my phone calls AND all my family’s activity. So I tried to cancel. Almost impossible to figure out how to reach anyone. When I finally did, I was told, that, “You can’t cancel. It’s a provision of the User Agreement with ‘UP’ that prevents you from ever canceling” (unless one cancels all their business with verizon wireless. I like… Read more »

Dave
5 years ago

It’s really a fake. The email shows $239. It’s not a redeemable amount. It’s just how much it costs to get another credit. Of course, my 1 credit will expire by then

I see a $5 gift certificate for the Gap. That’s pretty much it. I get those in the mail every month.

David
5 years ago

I think the way to make Up work, if you’re likely to stay with VZW, is the “Device Dollars” option on Up. While your CREDIT expires after 60 days, if you use it on the “Device Dollars” option the device “dollars” accrue. Currently I have 70 device “dollars” accrued toward my next phone, whenever that might be needed (my 2-year-old Pixel is working fine at the moment.) When I look at the “Device Dollars” in the app, it says I need to use them by April 2020 (it’s Jan 2019 at the moment.) I’ll look next time I use a… Read more »

Kelly
5 years ago

I really appreciate your review. I just received another marketing email from Verizon about Verizon Up. I have resisted joining all this time, as it just has seemed like more trouble than it’s worth to keep track of some programs like this that may just be more of a nuisance than a value. You give a great reminder that things are not always what they seem, and to me it is increasingly important to protect my privacy and my information, so I would be quite unhappy to have joined and be told I could not discontinue the program.

Mami
5 years ago

I just went into the chat with a Verizon rep and they told me they would cancel the Verizon up. I am supposed to get a text when it is done from a rep named Tyler. We shall see, I will keep you posted.

Mami
5 years ago

Directions to opt out of this..

In the Verizon app, go to account—-> Account Settings—–> click on the Privacy Tab and turn all the green buttons off then I would click into the other items below them and opt out of everything.

Love923
4 years ago

Thank you for the information .
I will not be signing up.

Connie Sell
4 years ago

I happen to like it. Last month was an anniversary date. Don’t remember how many years (like 20). Verizon Up sent me a $20 Amazon gift card. I only have a small (2gb) data plan, so I like having the reward points for the extra data.

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