Lowe’s Credit Card Login, Customer Service, Payment Information

Do you have a Lowe’s credit card but aren’t sure how to log in to view your account online?

Logging into your Lowe’s credit card account allows you to check your balance, view past statements, make payments, manage account settings, and more. In this post, I’ll walk you through the simple steps to log into the Lowe’s credit card account portal to access all of your account information.

Whether you’ve forgotten your login info or you’re logging in for the first time, this guide will show you how to get into your account quickly and easily. With just your account number or user ID and password, you can log in and manage your Lowe’s card completely online.

Table of Contents
  1. Lowe’s Credit Card Login
    1. Personal Account
    2. Business Account
    3. American Express Business Card
  2. Lowe’s Customer Service
  3. Lowe’s Credit Card Payment Address

Lowe’s Credit Card Login

There are three different logins based on what kind of account you have – a personal credit card or one of two types of business credit.

Personal Account

The Lowe’s personal credit card is run by Synchony Bank. This includes the Lowe’s Visa® Rewards Card, Lowe’s Advantage Credit Card, or Lowe’s SetPay™ account.

To log in to one of those, click the link below:

Business Account

If you are a business or a professional account, your card looks like this:

To log in to your account, the Lowe’s Business Credit Center is located here:

American Express Business Card

Finally, there’s the American Express card – The Lowe’s Business Rewards Card.

If you have that card, then you’ll want to go directly to American Epxress to log in:

Lowe’s Customer Service

If you need to reach someone by telephone, the numbers for each account differs (information taken from the bottom of their Contact Us page):

  • Lowe’s Business Advantage: 1-800-508-2520
  • Lowe’s Advantage: 1-800-444-1408
  • Lowe’s Commercial Account: 1-866-232-7443
  • Lowe’s Business Rewards: 1-866-537-1397

Lowe’s Credit Card Payment Address

Finally, do you need to mail in a payment?

Make the check out to “Lowe’s/SYNCB” and send it to the addresses listed by the account type:

Lowe’s Advantage Card, and Lowe’s Project Card:

PO Box 530914,
Atlanta, GA 30353-0914

Lowe’s Visa Rewards:

PO Box 960010
Orlando, Fl 32896-0010

Lowe’s Business Advantage:

P.O. Box 530970
Atlanta, GA 30353-0970

Lowe’s Commercial Account:

P.O. Box 530954
Atlanta, GA 30353-0954   

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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