Fetch Rewards Referral Code: Free 1,000 Fetch Points

Inflation has taken a big bite out of all of our budgets and one of the best ways to combat it is by taking advantage of receipt scanning apps. After you shop, scan a receipt into one of these app and earn a few extra cents to soften the blow.

If you were considering Fetch Rewards, you’ll want to get a referral because it starts you off with a few hundred points you otherwise wouldn’t have.

💡 Fetch seems to adjust its referral promotion from time to time. 100 points is the base offer and, periodically, they do offer higher amounts. I’ve seen referral bonuses as high as 2,500 points (for Black Friday) but 1,000 is the usual “high” bonus amount.

Table of Contents
  1. Fetch Rewards Referral Code
  2. How often does the referral bonus change?
  3. How to enter the Fetch referral code

Fetch Rewards Referral Code

You can use my referral code to get 1,000 points and scan a receipt. This code expires no specified date.

You can join using this link and the code should be entered in automatically, if not, the referral code is:

XJW7Q5

Remember, the 1,000 points is just the start. You can earn points for every receipt and bonus points when they match certain promotions on the site.

For example, I had a 500 point receipt scan bonus on our first receipt plus the 15 point Daily Reward:

How often does the referral bonus change?

Fetch seems to change the referral bonus pretty often. I signed up in the fall of 2023 and I’ve seen it change at least three or four times.

100 points is the baseline offer. You get 100 points for signing up through a referral and taking a photo of your first receipt.

Within the first week of signing up, I was offered 1,000 points for each referral for a few days. Then it dropped back down to 100.

During Black Friday 2023, they offered 2,500 points for each referral. Then 1,500 for Cyber Monday. Then it dropped back to 100.

It seems as though they will find reasons to increase the referral bonus as 2,500 points is worth about $2.50. The number looks big but the actual dollar amount isn’t huge. That said, you’d always rather start with 1,500 or 2,500 than 100!

For more information on how the app works, read our Fetch review.

How to enter the Fetch referral code

If you already downloaded the app without a referral code, you can still enter one in to earn bonus points as long as you haven’t submitted your first receipt.

  1. Tap the Account Tab (the profile picture icon at the lower right of the screen)
  2. Select Refer a friend
  3. Enter the code XJW7Q5

If you are unable to enter a code and you haven’t submitted your first receipt, it means the system has a code saved for you already.

Then, remember to scan your receipts!

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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