Pay Down Debt

Your first credit card the card that will begin building your credit reputation. However, not all starter credit cards have great terms. When shopping for the best first credit cards, consider the interest rate, annual fee, and any rewards programs each card carries.

Ready for some good news? If you want to check your credit score, you can do so without worrying about lowering it. In fact, it's a good idea to keep an eye on your score, especially if you are planning on borrowing soon or are concerned about errors on your report.

Personal loans for poor or bad credit can have high interest rates and origination fees, but they are a much better option than payday loans. They can also help you improve your credit which will allow you to get better loan terms next time.

This excerpt from a Money Girl article dives into the competing priorities of retirement savings vs debt pay off. Which should you focus on?

Debt is a powerful tool that can help or hurt your finances depending on how you use it. Savvy consumers…

Credit card fraud is rampant. Almost half of American's have been a victim of credit card fraud in the past 5 years. But there are things you can do to protect yourself.

Experian Boost can track the payments you make to everyday regular bills, such as your electric or Netflix bills. It will then report any on-time payments to your Experian credit report which may increase your credit score.

Tally is an app that simplifies your credit card payments. If you qualify for the line of credit, Tally will make all of your minimum payments on your behalf and then send you one monthly statement. If the line of credit has a lower interest rate than your credit cards you can also consolidate them to Tally.

Maya asks: “Is it better to pay off student loans or a mortgage first? I’m asking for my brother, who…

If you have a medical bill that has gone to collections the first thing to do is make sure the bill legit and has been through the proper processes before being reported on your credit. To do this ask for a copy of the bill and talk to your insurance company about why they didn't pay. If the bill is correct and insurance can't help then try to work out a payment plan with the collection agency.

Credit score simulators aren’t an exact science. However, they can help you get a good idea of steps you can…

Before you cancel a credit card, it’s critical to understand how it will affect your entire financial life. Whether you…