Pay Down Debt

Whether it's credit card debt, student loan debt, a car loan or mortgage – debt is a big part of our lives.

Paying it down should be a priority, especially if it is a high interest debt. This archive collects all our content regarding helping you pay down that debt as quickly as possible.

What is an UltraFICO Score?

Just when you thought you understood credit scores, they go and change the game on you. Fair Isaac Corporation, the…

Pay Down Debt:

Which Is the Best First Credit Card For You?

Your first credit card the card that will begin building your credit reputation. However, not all starter credit cards have great terms. When shopping for the best first credit cards, consider the interest rate, annual fee, and any rewards programs each card carries.

Does Checking Your Credit Score Lower Your Rating?

Ready for some good news? If you want to check your credit score, you can do so without worrying about lowering it. In fact, it's a good idea to keep an eye on your score, especially if you are planning on borrowing soon or are concerned about errors on your report.

Best Personal Loan Options for Poor or Bad Credit

Personal loans for poor or bad credit can have high interest rates and origination fees, but they are a much better option than payday loans. They can also help you improve your credit which will allow you to get better loan terms next time.

Tally Review: Pay off Credit Cards Faster

Tally is an app that simplifies your credit card payments. If you qualify for the line of credit, Tally will make all of your minimum payments on your behalf and then send you one monthly statement. If the line of credit has a lower interest rate than your credit cards you can also consolidate them to Tally.

How To Remove Medical Collections From Your Credit Report

If you have a medical bill that has gone to collections the first thing to do is make sure the bill legit and has been through the proper processes before being reported on your credit. To do this ask for a copy of the bill and talk to your insurance company about why they didn't pay. If the bill is correct and insurance can't help then try to work out a payment plan with the collection agency.

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