Pay Down Debt

This excerpt from a Money Girl article dives into the competing priorities of retirement savings vs debt pay off. Which should you focus on?

Debt is a powerful tool that can help or hurt your finances depending on how you use it. Savvy consumers…

Credit card fraud is rampant. Almost half of American's have been a victim of credit card fraud in the past 5 years. But there are things you can do to protect yourself.

Experian Boost can track the payments you make to everyday regular bills, such as your electric or Netflix bills. It will then report any on-time payments to your Experian credit report which may increase your credit score.

Tally is an app that simplifies your credit card payments. If you qualify for the line of credit, Tally will make all of your minimum payments on your behalf and then send you one monthly statement. If the line of credit has a lower interest rate than your credit cards you can also consolidate them to Tally.

Maya asks: “Is it better to pay off student loans or a mortgage first? I’m asking for my brother, who…

If you have a medical bill that has gone to collections the first thing to do is make sure the bill legit and has been through the proper processes before being reported on your credit. To do this ask for a copy of the bill and talk to your insurance company about why they didn't pay. If the bill is correct and insurance can't help then try to work out a payment plan with the collection agency.

Credit score simulators aren’t an exact science. However, they can help you get a good idea of steps you can…

Before you cancel a credit card, it’s critical to understand how it will affect your entire financial life. Whether you…

Have you ever been in a situation where you needed money fast? Or maybe you want to be prepared to…

Personal loans are one of the least talked about subjects in personal finance. It's tricky because it combines two of…

Just when you thought you understood credit scores, they go and change the game on you. Fair Isaac Corporation, the…