My Money Toolbox

- MY DAD

A five-minute job would take five hours if you didn't have the right tools.

Everything starts with a spreadsheet that tracks our net worth. Assets, liabilities,  investments, and more - we rely on our Net Worth Spreadsheet to be the core data repository for our finances.

LEARN MORE

Net Worth

A spreadsheet is great but it's just a  collection of numbers - our Money Field Manual explains what those numbers mean, where each piece fits in the broader plan, and even the point of contact on investments such as real property.

LEARN MORE

Field Manual

An emergency fund can save your finances in a pinch but an emergency plan can save your sanity in times of crisis. Learn how an emergency plan is the third leg of our financial stool.

LEARN MORE

Emergency Plan

Favorite Money Tools

A free financial dashboard that helps put all our finances in one place - Personal Capital has been great for getting a quick look at our finances without any of the fuss.

Personal Capital

LEARN MORE

When it comes to budgeting, a zero based budget that helps you adjust your behavior is the best way to go. YNAB is a popular budgeting tool that has helped many stop the paycheck-to-paycheck cycle.

You Need a Budget

LEARN MORE

A cashback credit card is an essential part of our toolkit because it gives you a small discount on every purchase. If you qualify, it should be a part of your kit as well.

Cashback Credit Card

LEARN MORE

One of the biggest goals in our lives is retirement, which makes a good retirement planner crucial. NewRetirement is complicated enough to capture everything without overwhelming you.

Retirement Planner

LEARN MORE

I use Ally Invest and Vanguard for my investments - Ally Invest for trading individual stocks and Vanguard for mutual funds and ETFs.

Brokerage

LEARN MORE

Money Date Night

If you're in a relationship, remember to schedule date nights where you talk about your future, your finances, and get yourselves on the same page.