Managing Your Money

What Is a Neobank and Are Neobanks Safe?

If you have spent time looking for a new bank you have undoubtedly seen multiple ads for online checking and savings accounts. But what is a neobank, and what can it do for you? This article answers those questions and explains how neobanks work and how they are different from traditional banks.

Best Blooom Alternatives and Competitors

Blooom pioneered independent retirement portfolio reviews and automatic rebalancing. They helped subscribers optimize their potential returns based on their investment goals and risk tolerance. Sadly, Blooom shut down in November 2022, leaving members with the challenge of finding another managed 401k service. If you're still looking for a Blooom replacement, I've compiled the following list of Blooom alternatives.

How to Remove Hard Inquiries from Your Credit Report

Anytime you apply for a new credit product, the lender submits what's known as a hard inquiry to the credit bureau. But too many hard inquiries can negatively impact your credit score. Unfortunately, the problem can be compounded by unauthorized or fraudulent hard inquiries. Thankfully, there is a way to have some hard inquiries removed from your credit history.

Best Mvelopes Alternatives: 7 Apps for Envelope Budgeters

For years, Mvelopes has been one of the more popular envelope budgeting apps. Sadly, the company is closing down permanently on December 29, 2022, after 21 years of service. To help you in your search for a new budgeting app, here is a list of seven Mvelopes alternatives.

CreditFresh Review: Quick Credit Approvals But Is it Worth the Cost?

CreditFresh offers a line of credit that allows you to make on-demand withdrawals. It’s possible to qualify for a borrowing limit between $500 and $5,000 while avoiding hidden fees. This CreditFresh review covers the strengths and weaknesses of this borrowing option and whether this is the best way to borrow money.

Zelle Pay Limits: Daily and Monthly Limits for Your Bank

Zelle has become a popular way to send money to family and friends directly from your bank account. But did you know that Zelle limits vary from one financial institution to another? In this article, I share the maximum daily and monthly Zelle limits for 15 major banks and one large credit union.

How Do Credit Builder Services Work and Are They Legit? 

If you struggle with poor credit or are new to credit, you may have heard of credit builder services as a way to improve your credit score. In this article, I explain how credit builder services work, share some examples of companies to consider, and some credit builder alternatives.

How ATM Withdrawal Limits Work: What You Need to Know

When you open an account with a new bank, you want to know your ATM and debit card limits. After all, no one wants to discover that they've exceeded their debit card limit when trying to pay for a cart full of groceries. Here are the bank card limits from several major banks.

HMBradley Review: Is HMBradley a Good Bank?

Neobanks and financial technology companies (fintechs) are becoming increasingly popular by making banking easier and more accessible for a broader audience of consumers. In this HMBradley review, I'll cover everything you need to know, so you can decide if you should take advantage of HM Bradley’s banking benefits. 

Get Paid Early: 10 Apps That Let You Get Your Paycheck Early

Do you ever find yourself falling a few dollars short just before payday?
Sometimes you just need a temporary boost. That’s where Get Paid Early apps can help. They let you access your paycheck a couple of days in advance and offer other features to make managing your day-to-day finances easier.

Where to Get a Free Turkey for Thanksgiving in 2024

With grocery prices at sky high levels, people everywhere are searching for ways to beat inflation. If you're looking for a free turkey this Thanksgiving, whether due to budget constraints or you are just trying to be frugal, there are several options. Here are 10 ways you can get a free Thanksgiving turkey in your area.

Barclays Bank Review 2024: High Rates for Savings

Everyone wants a great interest rate on their savings. But along with a good return, it's important to do business with a bank that's accessible and trustworthy. In this review of Barclays US online bank, I'll cover the strengths and weaknesses, and present you with a few online banking alternatives to consider.

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