Did you get a mailer from Synovus Bank offering a eye-watering sum for opening an account? If so, we have all the details below in an easy to read explanation.
Synovus Bank has a great targeted offer right now – you can get up to $600. This is targeted, so you need to have received a mailer.
Before we get to the offer, some minor housekeeping. Synovus Bank is a regional bank that is FDIC insured with Certificate #873. They have locations in five states – Alabama, Florida, Georgia, South Carolina, and Tennessee – and a little more than 250 branches.
It has a decently sized geographic footprint but limited to just the south.
Now, onto the offer:
💵 U.S. Bank – up to $400
Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 11/26/2025. Member FDIC.
Get started with an initial deposit of $25 within 30 days. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
Synovus Plus Checking – up to $600 [Targeted]
This offer is a two part offer:
- You can get $150 when you have 15 qualifying Visa® debit card purchase/debit card transactions within the first 60 days of your new Plus Checking Account opening;
- To get $450, you must have qualifying direct deposits of $1,000 posted to your new Plus Checking Account within the first 60 days of account opening.
You will need a promo code to take advantage of this offer, which makes it targeted.
There is a $10 monthly fee that you can get waived if you:
- A member of the military community
- Minimum $10,000 relationship balance
- Minimum $5,000 monthly deposits
- Minimum $500,000 business relationship balance
(Offer expires 11/28/2025)
How Does This Offer Compare?
Pretty good!
Sadly, it’s targeted so unless you received this offer in the mail, you can’t get it.
The $600 bonus is much higher than some of the other new account promotions I’ve seen and you can get it by a high deposit or a high monthly direct deposit. You don’t need both to qualify for this offer and it’s an account with no monthly fees.
The only downside is that it’s limited to five states – Alabama, Florida, Georgia, South Carolina, and Tennessee.
Here are some nationwide and regional offers to give you a sense of how it stacks up:
U.S. Bank – up to $400
Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 11/26/2025. Member FDIC.
Get started with an initial deposit of $25 within 30 days. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.Barclays – $200
Barclays Bank will give you a $200 if you open a new savings account and deposit $30,000 within 30 days of opening the account. The savings account also pays a competitive interest rate of up to 4.10% APY while you wait.
BMO Checking – $400
BMO is offering a $400 bonus* when you open a BMO Checking account and you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 - 1/28/26. It is a very straightforward offer that is available nationwide.
*Conditions apply
Bank of America – up to $500 cash offer
Bank of America offers a up to $500 cash offer cash bonus if you open a new account and To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days. . It has a monthly fee that is easy to get waived.
