Simple Trick to Save 75% on Sirius XM Radio Subscriptions

A little more than five years, we bought a brand new car (GASP! I know — how not frugal!).

We wanted a Toyota Venza and it was the first model year so no used cars were available. (see???)

If you've ever bought a new car within the last few years, you probably have a trial subscription to Sirius XM radio. I think our trial subscription was for six months.

SiriusXM is pretty great. You get high-quality audio, a bazillion different channels so you'll always be entertained, and it's available practically everywhere except if you're surrounded by mountains or in a tunnel. It's a solid service.

I just didn't want yet another subscription and even at $10.99 for their lowest “Mostly Music” package. It was too much. Their $15.99 and $19.99 All Access are all reasonable prices (when our trial ended, it cost closer to $30 a month, and now the plan names have changed) given what you get but let me explain how easy it is to save 75%.

But… you should never pay full price for Sirius XM. Never. Ever.

SiriusXM is a prime case where negotiating your subscription rate will always save you money.

All you have to do is call in, threaten to cancel, and wait until they offer you their comeback offer.

Google Nest Hub + 6 Months: $69

SiriusXM is running a special promotion where you can get a free Google Nest Hub when you sign up for six months at $69 for the Select subscription. There is a limit of one Google Nest Hub per new Select subscription and you must keep the subscription for six months or there is an early termination fee.

If you were to buy it from Google, the Google Nest Hub costs $129 and is a powerful hub for smart devices in your home.

Get your Google Nest

“Just” Sirius Streaming: $8 / Month

SiriusXM now has a streaming service where you can get Sirius outside of your car. You can test try this for a month absolutely free! After the one month trial, it is only $8 a month.

This will allow you to listen on your phone, at home, and online. If you have a smartphone and more than one car, this seems like a pretty good deal. You can listen on your phone and just bring your phone to any of the cars you drive.

It costs more than a single car but you can listen to it on your phone, which you can bring anywhere.

Get SiriusXM Streaming
(See Offer Details)

SiriusXM Premium for Students – $4 / Month

Are you a student? If so, you qualify for a special offer.

You can get SiriusXM Premium for Students at just $4 a month.

(a student is defined as currently enrolled in a United States-based, degree-granting, Title IV-accredited school of higher education)

Sirius has partnered with SheerID to verify that you are a current student. You just have to provide your University or College's name, your name, your birthday (for verification), and your email address.

This gives you access to the streaming product at half the price! You get over 300 SiriusXM channels and you don't need a satellite equipped car.

Get SiriusXM Premium for Students
(See Offer Details)

Sirius Standard Pricing: $5 / Month

SiriusXM has a few plans but the basic one for your car is $5 per month for 12 months (new subscriptions only).

The three tiers are:

• SiriusXM Select: $5 / month for 12 months for 140+ channels, then goes to $15.99 / month.
• Premier Streaming: This one isn't for your car, it's streaming to your computer or phone. It's $5 / month for 12 months for 200+ channels, then goes to $15.99 / month
• SiriusXM All Access: $8.25 / month for 12 months for both streaming and in the car, then goes to $20.99 / month. It also comes with a free 3rd Gen Echo Dot.

After the 12 month promotion period, you're automatically renewed at the regular, much higher, price.

But you can do better than this offer. And it doesn't even require too many hoops.

The Absolute Best Deal: 6 Months for $25

The best deal I've ever heard of is getting 6 months for $25.

All you need to say is “I love Sirius XM, I just can't afford that price. Is there any way you can help me?” — and they will help you.

If they don't, and some representatives won't, you need to hang up and call again. You may have to do this a few times.

You must take note of when your promotional period ends because they will start charging you full price immediately. There will be no warning, it's automatic renewal at the full price, so mark it on a calendar somewhere and set up notifications.

When the time nears, call them up again. Sometimes they'll cut right to the chase and offer to extend the deal. If you don't, cancel it and you'll get a “winback” offer in a month or two.

Don't take anything worse than that deal.

What If You've Called Several Times?

It could be a note in your account or just bad timing or luck, but if you've called a few times and they won't budge – just cancel.

SiriusXM frequently will send a “winback” offer that is similar to the best price. They know that it costs them the same to run their service and each customer is just profit. They will attempt to win you back shortly after you cancel and you will just have to manage not having satellite radio for a little bit.

SiriusXM 25% Military Discount

If you are military personnel, which includes veterans, retirees, active duty, and reserves; you can get a 25% military discount. This is for the life of the subscription and you can call customer service at 1-866-635-2349 to learn more.

SiriusXM Promotions

If you only care about getting the very cheapest, then $4.17 per month is the cheapest.

If the price is less important (say, if you're being reimbursed or it is a tax-deductible expense) and you want to take advantage of promotions, SiriusXM runs promotions periodically.

This is their current promotion on SiriusXM Select (lowest tier, but includes 140 channels), which is pretty good considering you have to jump through no hoops to get it:

This is the best offer on Sirius All Access (highest tier, includes in car and streaming):

Not bad!