How to Find Your PNC Bank Routing Number

PNC Bank (FDIC #6384) is a National Bank with over 2,300 locations spread out across the nation.

If you look at PNC Bank’s history, the bank traces its origins back to 1852. In 1852, Pittsburgh National Bank, itself a subsidiary of Pittsburgh National Corporation, opened for business. Over the years, it would merge and acquire several other institutions, which is why PNC Bank has so many routing numbers.
Each of those banks started with a routing number and, after acquisition or merger, those locations would keep their ABA routing numbers. So while the branches would say “PNC Bank,” the systems powering the transfers would use old numbers.

Sadly, PNC Bank’s website page for a routing number is not helpful.

If you’re looking for your PNC Bank routing number, here’s how to find it.

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Table of Contents
  1. Call Your Branch
  2. Look On Your Personal Checks
  3. PNC Bank Routing Number by State
  4. Different Routing Number for Wire Transfers

Call Your Branch

PNC Bank is a tricky case because they acquired so many local banks, sometimes within the same markets, so you’ll have different routing numbers even within states. In Pennsylvania, where they started, there are six different routing numbers.

If you don’t have a checkbook handy, the quickest way is to contact your local branch and ask them. Otherwise, you run the risk of thinking you opened it in Central North when you opened it in Central South (or perhaps you were on the border). Your branch will know its correct routing number.

You can also call their national number – (888) 762-2265.

Look On Your Personal Checks

If you are near your checkbook, your personal checks contain a wealth of information including the ABA routing number for your branch.

The ABA routing number is always a 9-digit number, we highlighted it in red in the above image. The green number is your account number and usually much longer than 9-digits. If you aren’t sure if you have the right number, you can check this American Bankers Association Routing Number lookup tool and confirm it.

If you don’t have a check, you can always log into your PNC Virutal Wallet and look it up there.

PNC Bank Routing Number by State

If you don’t want to call or don’t have a check, you can try this table. Unlike a lot of other banks, PNC Bank sometimes has several ABA routing numbers within a state so this table isn’t going to be the best way unless you live in a state, like Illinois, where there is only one number.

Remember, your PNC Bank ABA routing number will be based on the state in which you opened your account, not where you live – if you see more than one number, or you don’t see your state listed, you will have to call your branch to find out which one it is:

StateABA Routing Number
Alabama062001209, 053100850, 043000096, 065103887, 065103625
Florida043002900, 267084199
Georgia053100850, 061192630, 043002900, 061119639
Indiana083009060, 083000108, 071921891
New Jersey031207607
New YorkCall your branch
North Carolina043000096
Ohio042000398, 041000124
Ohio – Youngstown043000096
Pennsylvania – Central North043000096
Pennsylvania – Central South031312738
Pennsylvania – Northeast031300012
Pennsylvania – Northwest043300738
Pennsylvania – Phildelphia031000053
Pennsylvania – Pittsburgh043000096
Washington D.C.054000030

Given how interspersed the routing numbers are, the safest bet is to call or check your personal checks.

Different Routing Number for Wire Transfers

Remember that these ABA routing numbers are only for ACH transfers. If you need to receive a wire transfer, you’ll want a different code.

  • Domestic wire transfer (Wire Routing Transit Number) – 043000096
  • International wire transfer (SWIFT/BIC Code) – PNCCUS33XXX

If you’re receiving a wire transfer, here’s the other information you may need to provide:

Bank NamePNC Bank, N.A.
Bank AddressFirstide Center, 500 First Avenue
Pittsburgh, PA 15219
(regardless of where your account is located)
BNF/Field 4200
Beneficiary acct. #
Your complete PNC Bank account number
account name
and address
The name and address of your account as it
appears on your statement

Double-check all your numbers if you’re going to send a wire transfer – they’re very difficult to reverse.

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

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Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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