Marcus by Goldman Sachs New Account Bonus Promotions

Marcus by Goldman Sachs is an online savings account offered by Goldman Sachs Bank USA.

You're probably familiar with the Goldman Sachs, the investment bank, and Goldman Sachs Bank USA is their more “typical” banking services. They are FDIC insured (FDIC #33124) like every other bank listed on this blog.

From time to time, they offer bonuses and for a limited time, they have one available.

The last time they had a bonus offer, it was also around this time of year, with these similar terms, and they only offered it once. So if you're interested, jump on it because it probably won't be back for the rest of the year (unless they change their minds on how they're going to run it).

Marcus by Goldman Sachs – $100 Offer

Marcus will give both new and existing customers a $100 bonus for depositing $10,000 or more into a new or existing Online Savings Account.

You just need to enroll in the offer and then, within 10 days, make the deposit. Then maintain that $10,000 amount (plus existing balance if you are using an existing account) for 90 days to get the $100.

Offer expires 2/16/2022.

How does this bonus compare?

If you are an existing Marcus customer with $10,000 sitting somewhere else, it's a great deal because you get basically 1% for 90 days – or an effective return of about 4% a year. Not bad for very little work.

If you aren't an existing customer and you've always wanted a Marcus account (and you have $10k), might as well get an extra $100 for your trouble.

If you're looking at this non-direct deposit bonus and wondering if your $10,000 might be better placed elsewhere, the answer is maybe. If you have $15,000 then you get more cash by going with the Citi Priority or Discover offer.

⭐Citi Priority Account – $300, $700, or $1,500

Citi Priority is offering $300, $700, or $1,500 bonus when you open an account by 7/17/2022. Then, within 20 days of opening your account, deposit at least $15,000 in New-to-Citi funds and keep it there for 60 days after the 21st day. The bonus amount is based on how much you can transfer but the lowest tier starts at $15,000.

Click here to learn more

Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH222 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.

Click here to learn more

Chase Total Checking® – $200

Chase Bank will give you $200 when you open a Total Checking account and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

Click here to learn more

SoFi Money – up to $300

SoFi Money will give you up to $300 if you open an account and make direct deposits of at least $1,000. The bonus will be based on the total amount of those direct deposits in a 30-day evaluation period.

Click here to learn more

HSBC Premier Checking – $450

HSBC has an offer where you can get $450 for eligible new customers who open an HSBC Premier checking account and make recurring monthly qualifying direct deposits of at least $5,000 for 3 consecutive months.

Click here to learn more

Huntington Bank – up to $300

If you are a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin then you could get up to $300 from Huntington Bank for opening a new checking account. There are several checking accounts that qualify but they're great offers if you live in their geographic region.

Click here to learn more

TD Bank – $300 or $150

TD bank has two bank offers for checking accounts and both are fairly easy to attain. For example, get $300 when you open a TD Beyond Checking account and receive direct deposits of $2,500 or more within 60 days of opening your account.

Click here to learn more

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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