Marcus by Goldman Sachs $100 New Account Bonus Promotions

Marcus by Goldman Sachs is an online savings account offered by Goldman Sachs Bank USA.

You're probably familiar with the Goldman Sachs, the investment bank, and Goldman Sachs Bank USA is their more “typical” banking services. They are FDIC insured (FDIC #33124 ) like every other bank listed on this blog.

From time to time, they offer bonuses and for a limited time, they have one available.

The last time they had a bonus offer, it was also around this time of year, with these similar terms, and they only offered it once. So if you're interested, jump on it because it probably won't be back for the rest of the year (unless they change their minds on how they're going to run it).

Marcus $100 Offer for 2023

Marcus by Goldman Sachs – $100 Offer [EXPIRED]

🔃UPDATE February 2023: Sadly, this offer has now expired.

Marcus will give both new and existing customers a $100 bonus for depositing $10,000 or more into a new or existing Online Savings Account.

You just need to enroll in the offer and then, within 10 days, make the deposit. Then maintain that $10,000 amount (plus existing balance if you are using an existing account) for 90 days to get the $100.

This is an offer they tend to offer just once a year, around this time. Last year, they offered this exact same promotion with an expiration of 2/16/2022.

This year, the offer expires 2/15/2023.

👉 Learn more about Marcus

How does this bonus compare?

If you are an existing Marcus customer with $10,000 sitting somewhere else, it's a great deal because you get basically 1% for 90 days – or an effective return of about 4% a year. Not bad for very little work but you can get something similar from a high yield savings account.

If you aren't an existing customer and you've always wanted a Marcus account (and you have $10k), might as well get an extra $100 for your trouble.

If you're looking at this non-direct deposit bonus and wondering if your $10,000 might be better placed elsewhere, the answer is maybe. If you have $15,000 then you get more cash by going with the Citi Priority or Discover offer.

⭐ BMO Smart Advantage Checking – $400

BMO Bank is offering a $400 bonus* when you open a BMO Smart Advantage Checking and when you have a total of $4,000 or more in qualifying direct deposits within the first 120 days. It is a very straightforward offer that is available nationwide.

*Conditions apply

👉 Click here to learn more

⭐Citi Priority Account – up to $2000

Citi Priority is offering up to $2000 bonus when you open an account by 1/9/2024. Then, within 20 days of opening your account, deposit at least $10,000 in New-to-Citi® funds and keep it there for 60 days after the 21st day. The bonus amount is based on how much you can transfer but the lowest tier starts at $10,000.

👉 Click here to learn more

Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH923 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.

👉 Click here to learn more

Bank of America – $200 Bonus Offer

Bank of America offers a $200 Bonus Offer cash bonus if you open a new account and Set up and receive qualifying direct deposits totaling $2,000 or more into that account within 90 days of account opening. It has a monthly fee that is easy to have waived.

👉 Click here to learn more

Chase Total Checking® – $200

Chase Bank will give you $200 when you open a Total Checking account and set up and receive a direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

👉 Click here to learn more

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About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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