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Start an HSBC Premier relationship today

Premium banking with local and global benefits. Plus, access to wealth solutions offered through HSBC Securities (USA) Inc*.

Our global expertise can help you meet your financial goals

Open an HSBC Premier checking account[@premiereligibility] and you'll enjoy premium banking with both local and global benefits.

Get started

Discover what HSBC Premier can offer you

Enjoy the benefits of a Premier relationship

As an international bank, we understand that you have global, complex financial needs. We can help you make the most of your money, anywhere your money goes.

  • Access to wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc.
  • Move money domestically and globally seamlessly and securely with our flexible money movement services
  • Credit portability that allows you to live, work and travel with HSBC Premier status around the world

Save more with Premier

Get rewarded with a higher savings rate

Earn a higher Relationship APY when you open an HSBC Premier Relationship Savings account[@QualPremRelSavAcc] and link your eligible Premier checking account and meet at least one of the following eligibility criteria each month[@relapypremrelsave].

  • Spend $500 on your debit card: Make $500 or more in purchases or payments (excluding ATM withdrawals) using the HSBC Debit Card associated with your linked HSBC Premier checking account
  • Receive $5,000 in direct deposits: Qualifying direct deposits of $5,000 or more into the linked HSBC Premier checking account
  • Have a $500,000 mortgage: HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000
  • Hold Premier Elite status[@premierelite]

Things to know

Qualifying criteria

To apply for a Premier checking account, you need to have at least one of the following:

  • At least $75,000 in total deposits and/or investments[@investmentsdisclaimershort]
  • At least $5,000 in total direct deposits[@qualdd] per month
  • A U.S. residential mortgage loan with an original loan amount of at least $500,000

What you need to apply online

To apply online:

  • You must be 18 years of age and have a social security number
  • You'll need a U.S. mobile number
  • You'll need a current U.S. residential address and U.S. residential address for the past one year

If you don't currently meet these criteria but you're still interested in opening an account with us, you might be interested in our international banking services.

Ready to apply?

Apply online today

Apply this way for a sole account.

If you need a joint account, you'll need to book an appointment with a Wealth Relationship Manager. Alternatively, you can add another account holder once the account is open. 

Apply online This link will open in a new window

Book an appointment with a Wealth Relationship Manager

If you'd prefer to speak to somebody or if you need to apply for a joint account, you can book an appointment with a Wealth Relationship Manager and we'll call you back.

Book an appointment This link will open in a new window

Additional information

    Disclaimers and additional information 

    *Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

    Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

    All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

    HSBC refers to HSBC Bank USA, N.A., HSBC Securities (USA) Inc. and HSBC Insurance Agency (USA) Inc. HSBC Bank USA, N.A. provides banking products and services. HSBC Securities (USA) Inc. provides investment products and services and is an affiliate of HSBC Bank USA, N.A. HSBC Insurance Agency (USA) Inc. provides insurance products and services and is a wholly owned subsidiary of HSBC Bank USA, N.A.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

    For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a US resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.

    Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Cards referenced are issued by HSBC Bank USA, National Association (“HSBC Bank USA, N.A.”).

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.