8 Ways to Make More Money for Holiday Spending

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We're creeping up on the holidays and you know what that means.


You'll get some, you'll give some, and your budget will feel it.

If you have some spare time now, you can use some of our best ways to make a little extra holiday spending money today.

Here are some of the best ways to do it:

1. Earn Credit Card Bonuses

If you're going to be spending money this holiday season, why not open up a new credit card and earn one of those hefty new account bonuses?

Here are two of the strongest options:

Chase Sapphire Preferred Card – 60,000 Ultimate Rewards points

You can get 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. You also earn 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining, 2x on all other travel purchases, 1x on everything else (plus a $50 annual Ultimate Rewards Hotel Credit).

There is a $95 annual fee.

Learn more about this card and others

Wells Fargo Cash Wise Visa Card – $150

If you don't anticipate being able to spend $4,000 in three months, you could get $150 cash with The Wells Fargo Cash Wise Visa Card. Get $150 when you spend $500 in purchases in the first 3 months – that's it!

You also get 0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers and $0 annual fee.

Learn more about this card and others

2. Take Surveys

Surveys won't make you rich but they can put a little extra cash in your pocket. SurveyJunkie is one of the best survey companies and they pay you cash for relatively short surveys.

Learn more about SurveyJunkie

If you are more interested in longer focus group type surveys, Respondent.io is an online focus group that pays you anywhere from $25 for thirty minutes to over $100 for an hour or more. These opportunities are rare though, you have to fill out a qualification survey (no payment) and then the market research company has to select you for the panel.

Learn more about Respondent

3. Teach English Online

English is considered “The Dominant Language” despite being the third most widely spoken first language (Mandarin Chinese and Spanish are #1 and #2). This means there are a lot of non-English native speakers who want to get better. This also means that there's a huge influx of businesses looking to solve this problem.

If you have a Bachelor's Degree, a computer, a headset, and a camera – you could become a part-time English teacher to students across the globe. There are a number of platforms that facilitate finding students and you just need to get certified to teach on their platform.

They each have slightly different requirements but the main qualifications are similar. The best part about these jobs is that it's on your own schedule and pace, with bonuses if you teach more classes. Many of the classes are 1-on-1, so it's really like having a Skype conversation with someone across the world. And since you're often teaching international students, in different time zones, you can schedule classes at night and during your off periods.

Some of the most popular platforms:

  • VIPKid – Founded in 2013, they are one of the pioneers in the online English education space. They estimate teachers earn $14-$22 an hour.
  • Education First – Founded in 1965 in Sweden, they estimate you could earn $12-19 an hour.
  • Gogokid – They're offering a $300 bonus but they estimate teachers earn $14-$25 an hour.
  • 51Talk – They are backed by China Online Education Group, a publicly traded company (NYSE: COE) with a $180 million market cap.

4. Deliver Groceries

You can earn a little extra cash by becoming a shopper on Instacart. Instacart is a service that deliver groceries in as little as an hour and they do this by relying on Instacart Shoppers.

There are two different jobs – the In-Store Shoppers who pack the orders in the supermarket and the Full-Service Shoppers who pack the orders and deliver the orders. You can become an In-Store Shopper without having a car but the Full-Service Shoppers will need one.

Learn more.

5. Deliver Food

DoorDash is a food delivery service and they're always looking for folks to deliver meals. If you are 18+, have a valid driver's license and valid insurance, you can deliver food on the platform. You don't even need a car, you can deliver with a scooter, bike, or even on foot.

Learn more.

6. Trim Your Bills

Are you paying for a subscription you don't really need? If so, there's an app that will cancel it for you. For free.

Are you paying too much for a subscription, like cable TV? If so, there's an app for that too.

In fact, it's the same app. Trim is a personal finance assistant that will find subscriptions in your account and negotiate it down or cancel it. Absolutely free.

Learn more about Trim.

7. Watch Videos

Swagbucks is a rewards platform that gives you points, called SB, that you can redeem for gift cards or even cash, through PayPal. One of the easiest ways to earn points is to watch videos, which you can keep on while you're doing other things.

You can also do surveys, earn cash back on your shopping, trials, and a whole host of other activities.

For a limited time, Swagbucks will give you $5 to sign up.

Learn more about Swagbucks.

(InboxDollars is another popular alternative, they will also give you $5 to start)

8. Test Websites

Website owners are always looking for folks to test their usability, record their experience, and share them. If you have a computer with a camera and a microphone, you can earn $10 for a twenty-minute test.

UserTesting is one of the biggest testing platforms to find these simple jobs. Each job will have you record yourself performing different tasks on a website, like searching for an item and adding it to your cart. You'll be asked to speak your thoughts out loud, like whether it was hard or easy to find the object, whether the description was good or bad, etc. When you're done and the result is approved, they pay you directly via PayPal.

Learn more about testing websites.

Bonus! Find Missing Money

Right now, there are billions upon billions of dollars in unclaimed money sitting in government accounts. These funds are unclaimed for a variety of reasons. A company tries to pay an employee their last check, but the employee moved without leaving a forwarding address. Maybe a bank closes an inactive account and sends a check to the owner's address, but they moved. Add this all together and it means billions in unclaimed funds.

Some of it might be yours.

Check MissingMoney.com to find out if you have any funds missing.

My friend found over $2600:

That'll make for a really nice holiday gift!

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