Years ago, I dropped my business card into one of those fishbowls near the front door of a restaurant. You’ve seen them too – put your card in a fishbowl to win a free dinner for you and eight of your friends! I just graduated college, was working for the first time, and I had […]
Build Systems Archive
Whether you know it or not, you have a financial system.
If you didn't sit down and explicitly design it, it may be a little messy. It may have accounts you no longer need, credit cards you stopped using, and other relics you need to clean up.
It may not have some features you'd otherwise want but just haven't gotten around to because life has a funny way of getting in the way.
This category focuses on the big picture systems you put into place to make the rest of your life easier.
If you have bad credit, you know how hard life can be. Something as simple as getting a cell phone is near impossible. Most stores will require a credit check before they give you a $500 cell phone on the promise you’ll keep paying the monthly fee for two years. You may not even be […]
I grew up on Long Island near the State University of New York’s Stony Brook campus. We lived about fifteen minutes from a variety of beaches and docks. From time to time, we’d walk around the docks and I’d look at all these beautiful boats just bobbing in the water. We never owned a boat. […]
Your credit score is one of those chicken and egg type of problems. If you want a good credit score, you need to show you’re a responsible user of credit. But to do that, you need to have lines of credit – loans, credit cards, etc. Buuuuut to get loans and credit cards, you need […]
Every day, once we get home, we toss our stuff on the island in the kitchen. Over time, things accumulate and eventually we run out of space. Things that should be put away aren’t because they’re pushed to the side and stacked up, for no good reason other than a taller pile takes up less […]
You probably know that I like to keep things simple. As simple as possible. I also like to keep things pretty organized because nothing infuriates me more than time wasted looking for something. It’s the tangible cost you pay for not having a system in place. This is especially true for things you don’t need […]
Congratulations New Graduate! I remember when I first graduated from college. I was fortunate, in one of the worst job markets for software engineers following the dot com bubble burst, to have landed a job with a defense contractor in the Washington DC area. I only knew one other person who would be moving to […]
Are you concerned about identity theft? If you aren’t, you should be. The Bureau of Justice reported that 7% of persons age 16 and older were victims of identity theft in 2014. 86% of victims experienced “fraudulent use of existing account information.” 14% of victims had out of pocket losses of at least a dollar, […]
Your email address is the center of your digital life. If you’re like me, you have one main email address that you use for everything. Social media accounts like Facebook, Twitter, and Pinterest will resolve back to my main Gmail account. Any services I pay for like Spotify and Netflix, they also use my main […]
One of the best parts about living in Maryland is that we get to experience all the seasons. One of the worst parts about living in Maryland is that we get to experience all the seasons. 🙂 In 2015, we got walloped with 30″ of snow in the span of a day and a half… […]