Identity Guard® is one of the leading providers of identity theft protection and credit monitoring. To stay on the cutting edge, the company has partnered with IBM® Watson™, an artificial intelligence system that dramatically expands its protection capabilities. Identity Guard now has the ability to anticipate and help prevent identity theft, rather than just react […]
Whether you know it or not, you have a financial system.
If you didn't sit down and explicitly design it, it may be a little messy. It may have accounts you no longer need, credit cards you stopped using, and other relics you need to clean up.
It may not have some features you'd otherwise want but just haven't gotten around to because life has a funny way of getting in the way.
This category focuses on the big picture systems you put into place to make the rest of your life easier.
In another life, I wrote process management software for large organizations in the government. These organizations had processes that “evolved” out of years of personal relationships and massive three-ring binders. (It wasn’t until that job that I learned Excel spreadsheets had limits to the rows and columns in a sheet!) The processes had become extremely […]
The idea of writing a will can conjure images of stuffy offices, pages of dense legalese and costly attorney’s fees. It’s one of those financial tasks that’s easy to put off, especially when you’re young and healthy, so it’s not too surprising that nearly 60 percent of Americans don’t have a will in place. I […]
In high school, I worked at a takeout Chinese food place. It was a $5 an hour, under the table job where I answered the phone. I took orders, put them together in containers, and then passed them to the cashier who gave it to the delivery guy or waited until the customer showed up. […]
Did you hear about how Bank of America was going to start charging a monthly fee if an account didn’t maintain a $1,500 minimum balance or have a monthly direct deposit of $250 or more? It’s not rare. They’re a business. They’re not a charity. (though they do pay bonuses for new accounts) Either they […]
In the identity protection space, LifeLock is practically synonymous with the term. It’s likely that most people who were or are considering purchasing an identity protection system are or have at least considered LifeLock as a contender for the job. And there’s plenty of good reason why. LifeLock is simply one of the most effective […]
We tend to remember numbers that are important to us. Everyone knows how much they weigh. If you were so forward as to ask, the person might say that they don’t know or don’t remember, but they know. We remember numbers that are important to us. Ask someone for their credit score and unless they […]
When you run your own business, there’s a surprising level of trust involved. You trust that the customers who enter your store don’t slip a few items into their pocket and walk out. You trust that the person paying you with a credit card didn’t steal it from someone. You trust that the agreements you […]
I went to college in 1998, the literal Stone Ages of Banking when the best banks had marble facades, massive branches, and big minimum balance requirements. My bank of choice was PNC Bank, one of the largest in the western Pennsylvania region, and I chose it because it had ATMs in our student union. That […]
When I was a teenager, I lost my wallet for the first, and thankfully last, time. Fortunately for me, I didn’t have much in it except a few dollars and my high school identification card. Even that loss felt like a monumental pain in the butt but I can’t imagine what it would be like […]