I have a secret. I live in Maryland but I love my New York teams (I’m that weird Mets, Jets, Knicks combo). I’m not a die-hard fan in that I rearrange my schedule because I must watch every game (good luck — that’s 260 games combined), but I like catching a game when I can. […]
There are very few "financial" things you do each and every day - spending money is one of them.
Whether it's on gas to get to work, food to put in your body, or shampoo to wash your hair - you're spending money.
If you want instant progress with your finances, it's by learning how to save more of your cash. This archive will show you all the tricks I know to make your dollar go further.
Our most popular posts are about our store specific hacks, like Amazon, Costco, Uber, and Netflix; but we also share how to get free food at restaurants on your birthday, how to cut your cable and save $800+ and 105 easy ways to save money guide.
Are you ahead of the game and already filed your tax return? You rock! Now you’re wondering “where’s my refund?” We can help! You’re in the right place. The IRS isn’t very straightforward with a lot of tax items, since there is so many gray and “up to interpretation” areas, but on the tax refund […]
Target is one of the most popular stores in America. With over 1,800 locations across the US, this brand is a staple for many families’ shopping routines. I’m a sucker for Target’s item quality, selection, cleanliness, and (usually) friendly employees. Competing retailers like Walmart are known for their rollbacks and cost savings (and people!), but […]
When I was in my twenties, I had no idea how anyone under the age of forty was able to save up for a down payment on a house. It was the early 2000s, townhomes were going for about $250,000-$300,000. I was making a great salary of $60,000/year but I had no idea how I […]
I’ve tried many, many different budgeting strategies, budgeting apps, and budgeting programs. (It’s just one of the perks or sometimes one of the drawbacks of being a financial writer obsessed with finding the best budgeting system out there.) I’ve learned that finding the right budgeting strategy for you really depends on your goals, your stage […]
The best things in life are free, right? Too often we hear the word “frugal” and immediately think “deprivation.” Or “boring.” But the truly frugal know that affordable living isn’t about restricting yourself. There are plenty of fun things to do that don’t cost a lot, or any, money. Frugal people don’t hide away in […]
Frugality gets a bad rap these days. Too often folks assume that being frugal is the same as being a cheap, miserly skinflint. Of course, frugality means different things to different people, but at its basest definition, it’s about being wise about where you spend your money and time. I like to simplify things, so […]
There’s a running joke in our household that my wife gets AARP solicitations because of her name. It’s a little old-fashioned, like Thelma or Gladys (but not those), and unlikely to make a comeback (sorry honey!). We get the mailings because AARP uses the postal service’s geographic mailing service, it’s literally spam by mail without […]
What do you picture when you hear the word budget? Ramen and brown bag lunches? (mmmm, peanut butter sandwiches though) You have probably heard about skipping the lattes and avocado toast so that you can buy a house. Budgeting is often associated with sacrificing enjoyment but not all budgets are bad. If you’ve never learned […]
If you’re looking for an alternative to You Need a Budget, you’re in the right place. I’m a fan of You Need a Budget because I’ve seen it evolve over the years. I remember YNAB4 when it was a software application you purchased. I remember when it transition to a monthly service. I remember how […]