According to the Institute of College Access & Success, 68% of graduates from public and nonprofit colleges in 2015 did so with student loan debt. Of those, the average loan debt was a staggering $30,100. When I graduated over ten years ago, I had about that much in student loan debt and that is with […]
There are very few "financial" things you do each and every day - spending money is one of them.
Whether it's on gas to get to work, food to put in your body, or shampoo to wash your hair - you're spending money.
If you want instant progress with your finances, it's by learning how to save more of your cash. This archive will show you all the tricks I know to make your dollar go further.
Our most popular posts are about our store specific hacks, like Amazon, Costco, Uber, and Netflix; but we also share how to get free food at restaurants on your birthday, how to cut your cable and save $800+ and 105 easy ways to save money guide.
Americans have a funny relationship with money. We, as a society, celebrate the ostentatiousness with which the Kardashians live their life on TV. They are famous because they are rich, have cameras, and show a little vulnerability so people feel like they can relate. TV is entertainment. It’s an escape. It’s fun. I don’t begrudge […]
Updated 7/28/2017: The Treasury Department is shutting down the myRA program. When Todd Maddox was watching the State of the Union in 2014, he was intrigued when President Obama talked about a new retirement account called a myRA. He’d already been contributing to a 401(k) and knew Roth IRAs were a good way to save, […]
Less than a year ago, I took advantage of “Electric Choice” in Maryland and locked in a great rate for my electricity. Electric Choice allow residents of states that have deregulated utilities to shop around for the supplier of their electricity. Your local utility delivers it, bills you, and otherwise is your point of contact… […]
We don’t eat out very often but when we do, I make sure we maximize our passive cashback rewards. I call them passive because they’re rewards where I don’t have to do anything and I get it. I don’t have to check in on an app, I don’t have to print out a coupon, and […]
Lifestyle creep is sneaky. That’s why they call it creep. They don’t call it a lifestyle EXPLOSION… if they did, well, you’d probably notice an explosion right? 🙂 A couple weeks ago, I’m emailing with a reader (Edward) about his biggest challenge (I ask everyone who signs up to our newsletter for their biggest challenge) […]
If you’re like me, you take a lot of trips to the grocery store. It’s where they keep the food! 🙂 Seriously though, shopping for groceries was a lot easier when it was just two adults. Now that we have two kids, we tend to turn grocery store trips into group activities and go a […]
We’re one week removed from Cyber Monday, one of the biggest online shopping days of the year, and you might have noticed something strange – a lot more emails. You didn’t buy everything you put into your shopping cart. Did that merchant send you a reminder? Maybe even a coupon? As some of you might […]
When my wife and I were first combining our finances, my wife had to track down some savings bonds she’d received from her grandfather when she was a child. Her bonds were still accruing interest, those Series EE bonds earn interest for 30 years, and finding them was a simple matter. Unclaimed savings bonds are […]
We all know that budgeting is one of the best ways to find savings. Anything that gets measured can also be improved. When I first started working, I kept a budget that captured every penny I spent. It was before Mint, Personal Capital, or other automated tools that made your life easier. I kept receipts […]