Betterment is one of the most popular robo-advisors out there and based on highest number of assets under management, one of the largest independent robo-advisors. If you’ve been thinking about opening an account, you should take advantage of their promotions. As a startup, they’re constantly tinkering and changing these promotions. This page will reflect the […]
When I was younger, I was taught that the key to financial freedom was saving as much money as you could.
While true, it's not the whole story. Saving can only get you so far - you need to invest prudently too.
Gold. It’s amazing the power it holds on our society. The California gold rush in the late 1840s and early 1850s has been the stuff of lore (if you have a chance to read about it, it’s fascinating). Even today, you can turn on Discovery Channel and watch a show about guys in Alaska mining […]
I graduated from college with about $35,000 in student loan debt. It was a pretty sizable sum and through saving and building a side hustle, I was able to pay it off in just a few years. I went to college in 1998 and never had access to a 529 plan. In fact, they were […]
RealtyShares is one of the best crowdfunding real estate investing sites. They are a marketplace that lets you invest in short-term loans and equity investments in real estate property, it’s like a LendingClub for real estate. Unlike many other similar marketplaces, the minimum with RealtyShares is just $1,000 per investment (compared to many places where […]
It’s often said that real estate is one of the more reliable paths to wealth. Then the subprime mortgage crisis happened, the housing bubble popped, and historical data has shown that from 1890 to 1990, after adjusting for inflation, home prices only rose 0.2% a year. Yikes. Feels neither reliable nor a path to wealth! […]
On October 30th, 2015, the Securities and Exchange Committee voted in favor of Title III of the JOBS Act (Jumpstart Our Business Startups). Title III would let non-accredited investors invest in startups. An accredited investor is someone who has a net worth of at least a million dollars, excluding their primary residence, or income of […]
Earlier this week, I polled over twenty financial experts about how you should invest your first $1,000. One common theme among their answers was that you should consider a low cost investment, usually an index fund of some kind. That recommendation is nearly universal and it’s for a very simple reason — The most important […]
Investing can be daunting. I know I didn’t invest, outside of my retirement accounts at work, because I was worried about taxes. At least that’s what I told myself. The real reason was uncertainty. That’s the toughest part about investing – am I making the right choice? Am I diversified? What does that even mean? […]
Investing is simple. (no that’s not the shocking fact) Make regular contributions into an index fund, ensure that you are diversified, wait, and shift into more conservative investments as you near the age you want to withdraw the funds. (no, that’s not it either) Everyone knows this! They’ve known this for eons! Here’s the problem… […]
A couple years ago, the index card craze swept through financial news. Everyone loves simplicity. The thought that all financial advice for everyone could fit on a single 3″x5″ index card? Can’t get simpler than that. Here’s what the card says: MAX your 401(k) or equivalent employee contribution. Buy inexpensive well-diversified mutual funds such as […]