Life insurance with no medical exam doesn’t mean your health isn’t taken into consideration – the company just uses other means of obtaining that information. Also, it is usually more expensive, has a lower death benefit, and a shorter-term than traditionally underwritten policies. If possible, your best bet is likely to take the exam – but if that isn’t possible there are companies that will still insure you.
No one likes to pay for insurance. No one likes to use insurance (because it usually means something bad happened).
But we all need it.
This category covers the different types of insurance policies you might need, how to think about where they fit in your world, and making sure you are fully insured.
American Home Shield is the largest home warranty company in the United States. In fact, they’ve paid out more than $2 billion in claims in the last five years alone. Home warranties cover you when home components break down. For instance, they can cover your furnace, water heater, appliances, etc. As a real estate agent, […]
There is no average cost of life insurance because each person and situation is unique. The cost of life insurance depends on factors like how much coverage you have and for what time period. It also takes into account things such as your age, overall health, family history, occupation, and hobbies. In this guide, we’re […]
I distinctly remember the moment when I Googled what “AD&D insurance” stood for. I was at my first job and I was reading the employee manual because I had to opt into a lot of different things I’d never heard of before. I was twenty-something and despite my uber-nerd credentials, I did not play Dungeons […]
The life insurance industry is rapidly moving toward the online, automated application process, sometimes referred to as fintech insurance. That not only makes the application process quicker but also often results in a lower premium. Sproutt is a relatively new competitor in the online insurance marketplace space, enabling you to get quotes on life insurance […]
You’ve probably heard of Gerber, the company that is well known for making baby food. Forty years after the company started, it introduced a line of life insurance products. This Gerber Life Insurance Review will give you a summary of what those products have to offer. What is Whole Life Insurance The first thing to […]
Everyone knows they should be getting life insurance. But more than anything else, the biggest question is how much life insurance do I need? Unfortunately, there’s no quick or easy answer to that question, at least not if you want a reliable number – because everyone has different needs. But to help you determine how […]
If you need life insurance quickly, we review the options that will get you the coverage you need in the fastest time possible.
Renters insurance, also known as tenant insurance, is an insurance policy that protects you and your belongings whenever you are renting a house or apartment. If there is an unexpected event that damages your belongings or forces you to move out, renters insurance is what will step in to help you out. Renters insurance is […]
Medical bills account for a significant percentage of bankruptcies in the United States. The Kaiser Family Foundation found that, in 2015, medical bills forced a million adults to file for bankruptcy. 25% of Americans ages 18-64 have reported problems paying medical bills. Only 7% say there has been no impact. While we can’t prevent medical […]