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QubeMoney Review: A Practical Envelope Budgeting App & Bank Account

QubeMoney a budgeting app that is based on the envelope system. The special sauce is that it truly prevents you from spending money that isn't in an envelope - or qube as they call it. If you want to use an envelope budget but carrying around a bunch of cash isn't feasible, this is a great solution.

Tally Review: Pay off Credit Cards Faster

Tally is an app that simplifies your credit card payments. If you qualify for the line of credit, Tally will make all of your minimum payments on your behalf and then send you one monthly statement. If the line of credit has a lower interest rate than your credit cards you can also consolidate them to Tally.

How to Send Money on PayPal

To send money you simply search for the email address or phone number of the person you want to pay. Select the recipient, enter the payment amount, and send. If you use the "sending to a friend" feature and use your PayPal balance or linked bank account neither you nor the recipient will pay a fee (if sending in the US). 

What Is the IRS Phone Number to Talk to a Person?

Reaching a live person at the IRS can be tough, but it can be done. If you are having trouble, try calling your local office. The wait times might be shorter and you can make an appointment to meet with an advocate. Also, calling after 5 pm on Friday may be your shortest wait time.

How Life Insurance with No Medical Exam Works

Life insurance with no medical exam doesn't mean your health isn't taken into consideration - the company just uses other means of obtaining that information. Also, it is usually more expensive, has a lower death benefit, and a shorter-term than traditionally underwritten policies. If possible, your best bet is likely to take the exam - but if that isn't possible there are companies that will still insure you.

10 Places to Donate Used Toys (Near Me)

If you have kids you probably have some old toys you'd like to donate. There are lots of places where you can donate used toys including hospitals, charities, and even the free section of Craigslist.

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