Every month, I refresh this list with what I consider the five best bank bonuses.
Click here to see the full list.
Table of Contents
Barclays Tiered Savings Account – $200
Barclays $200 Savings Account Bonus Summary
- What you get: $200 bonus
- Who qualifies: Nationwide
- Where to open: Online
- How to get it:
- Open a Barclays Savings account,
- deposit $25,000 within 30 days of opening the account
- maintain at least $25,000 in the account for 120 days
- Collect $200!
- When does it expire: 7/31/2026
$200 Bonus with qualifying activities. Terms Apply.
Barclays has a great $200 Bonus offer with qualifying activities when you open a new Barclays Tiered Savings Account. It’s available to new bank customers (existing Savings and CD account holders not eligible) nationwide.
Once you open a new account, you need to deposit $25,000 within 30 days of opening the account. Then, you need to maintain at least $25,000 in the account for 120 days. Once you meet those qualifications, $200 bonus will be added to your account in approximately 60 days.
This offer doesn’t have a direct deposit requirement and you’re able to earn a very competitive interest rate (currently up to up to 3.65% APY). Also, there are no monthly fees.
This offer doesn’t have a direct deposit requirement and you’re able to earn a very competitive interest rate. Also, there are no monthly fees.
(This offer expires 7/31/2026)
U.S. Bank Smartly® Checking – up to $450
U.S. Bank has a promotion on their U.S. Bank Smartly® Checking account – it’s a great offer for new accounts and the requirements are straightforward.
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through 9/8/2026. Member FDIC.
Get started with an initial deposit of $25 within 60 days. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
(Offer expires 9/8/2026)
Capital One 360 Checking – $250
Capital One has a $250 bonus for a new Capital One 360 Checking Account that is super easy to get. Just open an account by at an unknown date, they did not list one with the promotion code CHECKING250.
Then, two direct deposits each of $500 or more within 75 days of account opening and you’ll get $250 in your account. That’s it.
Valid for new 360 Checking account customers. If you had a If you had a 360 Checking, Simply Checking, or Total Control Checking account with Capital One on or after January 1, 2022, you are ineligible.
SoFi® Checking & Savings – $50 or $400
SoFi has a great promotion where you can get $50 or $400.
To get that offer, open a SoFi Checking and Savings Account and receive qualifying direct deposits totaling at least $1,000. Your bonus amount will depend on the total of the direct deposits you receive in the 31-day evaluation window.
| Total Qualifying Direct Deposits | Cash Bonus |
|---|---|
| $1 – $999.99 | $0 |
| $1,000 – $4,999.99 | $50 |
| $5,000 or more | $400 |
(Offer expires 12/31/2026)
For a full review, click here for our deep dive into the SoFi Checking & Savings account. We also compiled a list of other SoFi promotions too.
New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking/checking-offer/
Earn up to 3.80% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.10% APY) for up to 6 months. Open a new SoFi Checking & Savings account with Eligible Direct Deposit by 12/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC.
Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 5/28/26. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at https://www.sofi.com/legal/banking-rate-sheet
