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We started the spreadsheet with some offers, accurate as of 9/1/2023 so please double check the terms.
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Bank NameAccount NameAPYStatusLink to
Offer Details
Date OpenedDeadline Time
(days)
Deadline
Date
Days Left
Until Deadline
Bonus Requirements?Bonus Amount
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DD Req?DD AmountDD Done?Minimum Deposit
Required For Bonus
AmountBonus Received
Date
Minimum BalanceDays To Avoid
Early Closure Penalty
Date Safe to CloseTo Avoid FeesEligibility TermsNotes
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ChaseChase Total CheckingLink903/30/1900-45070Y$1No$200$0903/31/1900Monthly direct deposit of $500+ or minimum daily balance of $15000+ or average daily balance of $,5000 in qualifying Chase checking, savings and other balancesOffer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
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BMOBMO Smart AdvantageLink903/30/1900-45070Y$4,000No$300$25Offer is limited to one per customer and is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months
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Truist BankPersonal CheckingLink903/30/1900-45070Y2x $1,000No$300$50$50 fee waived if you make $3,000 or more in total qualifying monthly Direct Deposits OR keeping a $10,000 total combined relationship balances linked across deposits and investments OR Linked personal Truist Credit Card, Mortgage, or Loan OR Linked Small Business Checking accountClients with an existing personal checking account with Truist or who have closed an account with Truist on or after 7/26/22 are not eligible to participate.
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