Bank of the West New Account Promotions – $250 or $600 for Checking

Bank of the West is a regional bank with an enormous footprint in the Midwest and Western United States. With over 600 branches and 9,000 employees, it’s headquartered in San Francisco and is a subsidiary of financial giant BNP Paribas.

Bank of the West is FDIC insured up to $250,000 under FDIC certificate #3514 as a State Chartered Bank and regulated by the FDIC.

They often run some good promotions and there are currently two offers available, one for $250 and one for $600, here are the details:

Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus to open your first Online Savings Account. Just open it with the code WH21 by 12/15/2021 and then deposit at least $15,000 to get the lowest bonus amount. Deposit $25,000 to get the higher amount.

Learn more about this offer

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Bank of the West Checking Bonus — $250

Bank of the West has a checking account bonus of $250 when you open an Any Deposit Checking account (except for UCB Student Checking and Bank of the West Premier Checking) with any opening deposit amount (a penny or more).

Then, set up a direct deposit with your employer or benefits provider and make direct deposits totaling $1,000 or more per month for three months in a row by 1/31/2022.

That’s the only requirement – after that, you get the bonus.

The account has a $10 monthly fee that you can waive if:

• You make any deposit per statement cycle (this can be using the mobile app, in-branch, via ATM, or directly into the account)
• You are under the age of 25

Otherwise, no minimum balance and it takes just ten minutes to open the account.

You can open an account online (it’ll enter the promo code automatically) or go into a branch but you must be a resident of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin or Wyoming.

Learn more about the Bank of the West promotion
(Offer expires 11/5/2021)

Bank of the West Premier Checking Bonus — up to $600 [EXPIRED]

This offer is higher because the requirements are a bit higher.

First, you get $500 when you open a Premier Checking account by 8/6/2021 and deposit at least $25,000 that same month and maintain a $25,000 average monthly balance for three full calendar months.

Then, you get an additional $100 when you open a Choice Money Market Savings account by 8/6/2021. You must deposit a minimum of $10,000 in funds new to Bank of the West and maintain an average monthly balance of $10,000 for three full calendar months to get the extra $100.

The Premier Checking has a $25 monthly service charge that is waived for the first two statement cycles. It’s also waived with a $25,000 average monthly combined balance, which you’ll meet if you meet the bonus requirements.

You can open an account online (it’ll enter the promo code automatically) or go into a branch but you must be a resident of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin or Wyoming.

Learn more about the Bank of the West promotion
(Offer expires 8/6/2021)

Bonus Offer Restrictions

There are a few restrictions on both offers (confirm this on the offer page, we may be out of date):

1. You can’t have had an open consumer checking account as of 8/15/2021
2. You can only get one consumer bonus between 2/1/2020 and 2/27/2022
3. One individual per residential address
4. Must keep the account in open status and with a positive balance as of 1/31/2022

How Does This Offer Compare?

This is an above average bonus for a checking account with no minimum and no maintenance fee (with a direct deposit), you typically see offers like this at around the $200 – $250 range so this offer is good.

If you can get this Bank of the West promotion, it’s a solid offer that’s easy to satisfy.