Kevin Mercadante

Understanding the Average Cost of Homeowners Insurance

Homeowners insurance covers the homeowner for damage or loss related to hazards like fire, storm damage, and theft. The average cost of homeowners insurance nationwide is $1,249 per year. In this guide, we’ll explain the various factors that will impact your cost of homeowners insurance.

What Is Barista FIRE? Experience Early Retirement By Working Part-Time

In the world of FIRE (Financial Independence, Retire Early), Barista FIRE is like 'retirement light'. It's easier to achieve because it lets you supplement your income with part-time work. Even if you never become a millionaire, you may still be able to enjoy a partial life of FIRE - Barista FIRE.

Stash Review: Save & Invest with the Same App

Stash is a micro-savings and micro-investments app that gives users access to investment accounts, and teaches them how to invest. Stash may be the perfect platform for a new investor to begin their investment journey.If you’ve wanted to invest but are having trouble getting started, Stash may be just what you need.

7 Best Self-Directed IRAs: Where to Hold Your Alternative Assets

An SDIRA is an IRA in which you can hold alternative assets, particularly physical assets, like gold bullion and real estate. You can also store other types of assets not permitted in regular IRA accounts.In this article, I'll cover what we believe to be the seven best self-directed IRAs. Or better put, the seven best self-directed IRA custodians.

Zacks Trade Review: Advanced Research and Trading All-in-One

Zacks Investment Research is relied on by thousands of investors and is frequently quoted in the financial media. But even if you’ve heard of Zacks Investment Research, you may not be aware that Zacks also offers an investment trading platform. How does it all work? We'll take a look in this Zacks Trade Review.

What Is Financial Independence? A 9-Step Guide to Financial Freedom

Financial independence is one of those rare goals many people hope to accomplish – someday. But few ever do. Most of the time, the problem isn't a lack of desire, but the absence of a plan or willingness to commit. The good news is that you can start working towards financial independence now, no matter where you're at in your life.

What Is a Meme Stock and Is It a Good Idea to Invest?

Meme stock prices are driven purely by social media hype. More specifically, individual investors use social media platforms to create a buzz around the stock, which results in a buying frenzy. Pretty soon, the stock's price no longer resembles its true value. The question is, do you buy in or choose to stay out?

What Is a Self-Directed IRA? What You Should Know Before Signing Up

A self-directed IRA is a special brokerage account that enables you to invest in assets and asset classes that are not available in conventional IRAs. For example, it’s possible to have a self-directed IRA that will allow you to hold investment real estate. But are self-directed IRAs suitable for the average investor? Find out why or why not.

How to Buy Stellar Lumens (XLM) Cryptocurrency

Developed in 2014, Stellar Lumens (XLM) has become a popular cryptocurrency, alongside names like Bitcoin and Ethereum. But unlike many other cryptos, Stellar Lumens was meant to function as a medium of exchange, not just as a standalone investment. Our guide will tell you how and where you can buy Stellar Lumens.

How to Buy Ripple (XRP) Cryptocurrency

There are thousands of cryptocurrencies, with more being added all the time. But one that’s rising in popularity is Ripple. More commonly referred to by its symbol XRP, it can be bought and sold easily on both crypto exchanges and through certain investment brokers. If you've never purchased Ripple before, we'll walk you through the process.

Your Guide to the Ray Dalio All-Weather Portfolio

The All-Weather Portfolio won’t outperform a growth-oriented portfolio over the long term and will even trail well behind it during times of stability and growth. But the All-Weather Portfolio does something a growth-oriented portfolio won’t and probably can’t do; protect your portfolio during times of economic and financial crisis.

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