Since 2009, Kevin Mercadante has been sharing his journey from a washed-up mortgage loan officer emerging from the Financial Meltdown as a contract/self-employed “slash worker” – accountant/blogger/freelance blog writer – on OutofYourRut.com. He offers career strategies, from dealing with under-employment to transitioning into self-employment, and provides “Alt-retirement strategies” for the vast majority who won’t retire to the beach as millionaires.
He also frequently discusses the big-picture trends that are putting the squeeze on the bottom 90%, offering workarounds and expense cutting tips to help readers carve out more money to save in their budgets – a.k.a., breaking the “savings barrier” and transitioning from debtor to saver.
Kevin has a B.S. in Accounting and Finance from Montclair State University.
Insurance comparison websites make shopping for insurance easier. Here's a list of the top comparison websites for various insurance types - life, car, health, homeowner's, and pet. Get quotes from multiple companies and make sure you are getting the best price.
Some of the best Crypto sites and exchanges are exclusively dedicated to investing in cryptos. Others offer other investments, like stocks and exchange traded funds (ETFs), and others provide limited banking services.
Most people will need long term care at some point in their lives. Whether that means in home care or living full time in a nursing home. Insurance can help get you, or your loved ones, quality care while protecting your nest egg.
Which car insurance company is the best depends on factors such as your location, driving history, and specific car. However, here's our list of the best car insurance companies based on national averages. You'll still want to shop around but this list is a great place to start.
Farmland is an alternative investment that isn't correlated with the stock market. Food never goes out of style. FarmTogether allows accredited investors to buy shares in the LLCs of individual farms, earning money from rent on the land as well as price appreciation when the land sells.
The average cost of car insurance is useful for comparisons but will not play a direct role in what you will pay as an individual. Your state, driving record, age, coverage amounts, and the car you drive will all play a factor in what you actually pay for car insurance.
While there are similarities betwen ETFs and Mutual Funds, there are also major differences. How they decide what to invest in being the biggest difference. ETFs typically follow an index while Mutual funds are usually actively managed. This means they have different risk profiles and even different tax consequences.
Stock Rover is a comprehensive stock analysis tool. It offers several service levels, including a free plan, and works on your web browser with nothing to download. Customer service is limited on their free plan and access to phone customer service costs extra.
Atom Finance brings professional-grade investment research tools to your favorite brokerage platform. It includes a community of investors that allows you to chat with other users of the service as well as the ability to aggregate your investment information so you can get a high level view of all your investments.
The best stock analysis software for you will depend on a variety of factors. You'll want to choose a software that's customizable, easy to use, gives real time analysis. Bonus if it also gives you the option to upgrade to a paid service when you're ready.
For a W-2 employee, April 15th is the day your tax return (and any money you owe) is due to the IRS. However, if you have non-W-2 income you actually owe taxes quarterly but still only file a return once per year.
With Groundfloor you lend money to Groundfloor which then funds real estate flippers. It's a way to profit from flipping houses without having to do the work yourself or have hundreds of thousands of dollars tied up in real estate.
