a hackers guide to managing your money
The world of investing is changing. In the beginning, you had full price brokerages charging you an arm and a leg to make stock trades. Then came discount brokers who charge a few dollars a trade and mutual fund companies, like Vanguard, who help you invest in mutual funds for a song. More recently, you […]
Do you ever feel as if your budget only seem to go up? Or you find yourself spending on things you never remember spending it on? If you’re already budgeting, it can be a frustrating experience. But not uncommon. And if you’re as busy as I am, it could be difficult to muster the time […]
Servicing problems abound with student loan debts, particularly federal loans. But they seem to be particularly common in connection with Navient. The company represents 64% of all student loan complaints received by the federal Consumer Financial Protection Bureau, although they handle only about 25% of all student loan debts. What are the common Navient servicing […]
In our in our reviews and analyses of the various student loan servicing organizations, we found servicing problems to be common across the board. Misapplied payments, reporting credit delinquencies on successful payments, provision of inaccurate information, and impairing debtor’s chances of participating in income based repayment plans and debt forgiveness programs are only the beginning. […]
It’s good to have a credit card and a debit card. But there are certain circumstances in which a prepaid debit card actually makes more sense. Free and low fee prepaid debit cards make even more sense. Why Prepaid Debit Cards? There’s been a surge in prepaid debit cards in recent years. A big part […]
Credit One Bank (that’s Credit One, not to be confused with Capital One) is a bank dedicated to providing credit cards for those looking to either establish or rebuild their credit. It has grown to become one of America’s leading credit card providers, with more than 7 million credit card holders nationwide. Credit One Bank […]
If you’ve ever started a new job, you’re familiar with the process of completing your W-4 form. That’s the IRS document your employer requires you to complete so they can determine the proper amount of income tax to withhold from your pay. Get it right, and you get a nice refund at tax time. But […]
In the identity protection space, LifeLock is practically synonymous with the term. It’s likely that most people who were or are considering purchasing an identity protection system are or have at least considered LifeLock as a contender for the job. And there’s plenty of good reason why. LifeLock is simply one of the most effective […]
Credit Karma is an online credit score service, that enables you to access your credit scores at any time. They’ve been around for a few years, and the service is advertised almost everywhere. But many people don’t bother to sign up, assuming that it’s too good to be true. But is it? Let’s take a […]
As part of my Disney for Free Strategy, I opened up a Starwood Preferred Guest American Express card because they used to offer a massive points promotion bonus. I’ve since banked a lot of points from using the card so I was a little worried when they announced a merger with Marriott – how would […]