a hackers guide to managing your money
Have you been binging Marie Kondo’s Netflix show? Looking to sell some of your stuff, like clothes, accessories or other apparel? If it’s almost new, you should consider trying to sell it at a local or online consignment shop. If it’s a little more worn than that, consider donating to a local Goodwill or other […]
Are you married? Or thinking about it? Wondering what the difference is between the tax filing statuses Married Filing Jointly vs. Married Filing Separately? I know I once did. You would see Single, Head of Household, and Married Filing Jointly as relatively logically structured. For tax brackets, the Married Filing Jointly status was roughly twice […]
If you’re familiar with Quicken, you already have an idea what Moneydance is all about. It’s a personal finance and budgeting tool that enables you to organize and track your financial activity. You can have all of your financial accounts – checking, savings, investments, retirement, credit cards, and other loan accounts – working through a […]
Every now and again you read an article, or see something on the social media, bragging about making money playing video games. Sometimes you hear about it through word-of-mouth. But is it really a thing? Can you really make money? It is possible, but there are some caveats. First, banish any idea from your mind […]
Investing can feel complicated and robo-advisors promise to make it simpler. By trusting in their algorithms, after filling out a profile and assessing your risk tolerance, they promise to handle the investment for you. They’ll pick low-cost funds, they’ll rebalance as necessary, and they’ll even tax loss harvest for you – all for a low […]
The world of investing is changing. In the beginning, you had full price brokerages charging you an arm and a leg to make stock trades. Then came discount brokers who charge a few dollars a trade and mutual fund companies, like Vanguard, who help you invest in mutual funds for a song. More recently, you […]
Do you ever feel as if your budget only seem to go up? Or you find yourself spending on things you never remember spending it on? If you’re already budgeting, it can be a frustrating experience. But not uncommon. And if you’re as busy as I am, it could be difficult to muster the time […]
Servicing problems abound with student loan debts, particularly federal loans. But they seem to be particularly common in connection with Navient. The company represents 64% of all student loan complaints received by the federal Consumer Financial Protection Bureau, although they handle only about 25% of all student loan debts. What are the common Navient servicing […]
In our in our reviews and analyses of the various student loan servicing organizations, we found servicing problems to be common across the board. Misapplied payments, reporting credit delinquencies on successful payments, provision of inaccurate information, and impairing debtor’s chances of participating in income based repayment plans and debt forgiveness programs are only the beginning. […]
It’s good to have a credit card and a debit card. But there are certain circumstances in which a prepaid debit card actually makes more sense. Free and low fee prepaid debit cards make even more sense. Why Prepaid Debit Cards? There’s been a surge in prepaid debit cards in recent years. A big part […]